Since I last covered PayPal Holdings, Inc. (NASDAQ: PYPL ), the stock has hovered around the $72 mark. Despite reaching $78 the day before Q2 earnings, the stock saw almost a 9% slide on Tuesday. PayPal reported aI’m a retired Wall Street PM specializing in TMT; since kickstarting my career, I’ve spent over two decades in the market navigating the technology landscape, focusing on risk mitigation through the dot com bubble, credit default of ‘08, and, more recently, with the AI boom. In one word, what I’d l ...

PayPal Holdings PYPL reported better-than-expected second-quarter 2025 results on Tuesday. The company reported a quarterly revenue growth of 5% year-over-year to $8.29 billion, topping the analyst consensus estimate of $8.08 billion. The adjusted EPS was $1.40, beating the analyst consensus estimate of $1.29. Read This Next: Photo via Shutterstock PayPal expects a third-quarter adjusted EPS of $1.18-$1.22, compared to $1.20 for the previous year's period, and the analyst consensus estimate is $1.20. PayPal ...

Core Viewpoint - PayPal Holdings experienced a significant stock price decline despite exceeding earnings expectations and raising full-year profit guidance, primarily due to concerns over slowing growth in branded checkout Total Payment Volume and a noted softening in U.S. retail spending [1][7]. Financial Performance - PayPal reported an adjusted EPS of $1.40, exceeding analyst estimates by $0.09 and the midpoint of its guidance range by $0.10 [4]. - Total Payment Volume (TPV) reached $443.5 billion, approximately 3% higher than projections, while transaction margin dollars exceeded forecasts by 2% (or $78 million) [5]. - Active accounts totaled 438 million, with a slight sequential improvement in monthly active users of 52% [5]. - Management raised full-year adjusted EPS guidance to $5.15–$5.30, indicating a 12.5% growth at the midpoint, up from prior guidance of $4.95–$5.10 [5]. Analyst Ratings and Price Targets - Patrick Moley of Piper Sandler maintained a Neutral rating with a price forecast of $74 [2]. - Andrew Boone of Citizens JMP Securities reiterated a Market Outperform rating but adjusted his price forecast down from $110 to $100 [3]. Growth Concerns - The slowdown in branded checkout TPV growth to 5% from 6% in the previous quarter and the CFO's comments on softening U.S. retail spending contributed to the stock's nearly 9% drop post-earnings [7]. - Analysts noted that while TPV growth was strong, transaction margin dollars showed signs of deceleration, which may impact future performance [10]. Strategic Outlook - Moley expressed cautious optimism regarding PayPal's strategic shift to become an omnichannel commerce hub, though he warned that this transformation may require continued investment that could pressure margins [8]. - Boone highlighted ongoing product innovation and improvements in consumer and merchant experiences as key to future growth, projecting gradual reacceleration in growth [14]. Venmo Performance - Venmo's TPV grew 45% year-over-year, with monthly active accounts for Venmo debit cards rising 40%, indicating its critical role in PayPal's long-term growth strategy [9].

PayPal (NASDAQ: PYPL )'s shares crashed 9% on Tuesday after the Fintech submitted its earnings scorecard for its second quarter that showed some weakness for the platform's branded business, but otherwise was really solid. For the fourth quarter in a row Analyst's Disclosure:I/we have a beneficial long position in the shares of PYPL, SOFI, XYZ either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it ( ...

Core Insights - PayPal is strategically innovating in the crypto space and expanding its global payment solutions, positioning itself for long-term growth in the $3 trillion crypto market [2][3][4][6] Group 1: Strategic Innovations - The launch of "Pay with Crypto" allows merchants to accept over 100 cryptocurrencies, converting them to stablecoins or fiat instantly, reducing international transaction fees by up to 90% [2] - PayPal World connects major digital wallets, facilitating seamless international transactions and enhancing the shopping experience for consumers while simplifying operations for merchants [3] - The expansion of PayPal's stablecoin, PYUSD, to Arbitrum enhances its utility in the DeFi space and supports developers with efficient tools for dApps and smart contracts [4] - Integration with Wix Payments provides US merchants with a streamlined experience for managing PayPal transactions [5] Group 2: Financial Performance and Outlook - PayPal raised its full-year 2025 earnings guidance, expecting GAAP EPS between $4.90 and $5.05 and non-GAAP EPS between $5.15 and $5.30, indicating strong profitability and business acceleration [6] - The stock is trading near long-term support levels, forming bullish patterns that suggest potential recovery, with a breakout above $120 likely to trigger significant upward movement [10][11] Group 3: Market Position and Competitive Landscape - PayPal's broader ecosystem strategy, combined with innovations in digital currencies and payment solutions, is driving renewed optimism around its growth outlook [6] - Despite strong Q2 2025 results, there are concerns about moderate growth in total payment volume (TPV) at 6%, indicating potential saturation in core markets [7] - Competitive pressures from other digital wallets like Apple Pay and Block may impact PayPal's market share and transaction volumes [8]

The stock slipped more than 8% following the report, as the company saw slowing growth in transaction margin dollars. PayPal's payment transactions declined 5% in the reported quarter. PayPal Holdings (PYPL) reported second-quarter 2025 non-GAAP earnings of $1.40 per share, which surpassed the Zacks Consensus Estimate by 7.7% and jumped 17.6% year over year. Results reflected better- than-expected growth in revenues. PayPal saw an uptick in both total payment volume (TPV) and revenues compared to the first ...

*Stock prices used were from the trading day of July 29, 2025. The video was published on July 29, 2025. PayPal remains one of the most undervalued names in my portfolio. In this video, I will discuss PayPal's (PYPL -8.76%) recent earnings report and management's comments during the earnings call. Watch the short video to learn more, consider subscribing, and click the special offer link below. ...

PayPal 现在允许美国商家接受加密货币支付，而 PayPal 自家的稳定币 PYUSD 也有不少理财机会的。究其本质，是这家老牌的支付公司在通过补贴打法，试图抢先一步占领稳定币市场的高地，在其他支付公司还没整明白的时候就已经铺开 mass adoption他们的思路是多链 ——> 头部 dApp ——> 补贴战撒钱，最开始是在 @Solana_zh 链上和 kamino 合作补贴把 TVL 拉高，现在又拓宽到了 @berachain 的头部 DeFi Infrared @InfraredFinance 。Infrared 是由 @BinanceLabs 、 @hiFramework 等知名 VC 领投的流动性质押项目 就与 PayPal 合作推出了BYUSD Vault（PYUSD 在 Berachain 上的名字是 BYUSD）Bera 链现在虽然萎靡不振，但是链上的 DeFi 还是有不少大户愿意去挖矿的。看了眼 Infrared 里目前 BYUSD-HONEY 的 APR 有 15.35%，几天之内 TVL 已经有 12.73M 美金，在 Alt Layer1 的 DeFi 矿里算很不错了15.35% ...

Core Insights - PayPal Holdings, Inc. (NASDAQ: PYPL) reported earnings results on July 29th that significantly exceeded market estimates, yet the stock price fell by approximately 10%, indicating a potential overreaction from the market [1]. Company Performance - The earnings report from PayPal showed strong cash generation, which is a key focus for investors looking for durable businesses with a competitive advantage [1]. Market Reaction - Despite the positive earnings results, the market's reaction was negative, suggesting that investor sentiment may not align with the company's financial performance [1].

Group 1: Company Performance - Huaneng International (0902.HK) reported a revenue of approximately 1120.32 billion yuan, a year-on-year decrease of 5.7%, while net profit attributable to shareholders was about 92.62 billion yuan, an increase of 24.26% [1][2] - ZTO Express (2057.HK) saw a nearly 4% increase following a meeting by the State Post Bureau addressing issues in the express delivery industry, aiming for high-quality development [1] - Standard Chartered Group (2888.HK) rose over 3% after signing a strategic cooperation memorandum with Alibaba to enhance the integration of financial services and AI technology [1] Group 2: Industry Trends - Oil stocks in Hong Kong collectively rose, with China Petroleum (0857.HK) up 2% and Sinopec (0386.HK) and CNOOC (0883.HK) both rising over 1%, driven by Trump's comments on potential sanctions against Russian oil buyers, leading to a spike in oil prices [2] - Steel stocks saw significant gains, with China Oriental Group (0581.HK) up 10%, supported by expectations of policy changes aimed at reducing "involution" in the industry, which may enhance valuations [3] - The three-child policy concept stocks rebounded, with H&H International (1112.HK) rising 4.28% after the announcement of a new childcare subsidy program [3] Group 3: Market Reactions - CRO concept stocks strengthened, with Fangda Holdings (1521.HK) increasing by 14.49%, indicating positive market sentiment towards the sector [4] - Fosun Pharma (2196.HK) rose over 4% after signing a licensing agreement for a drug aimed at Alzheimer's and other neurological diseases [5] Group 4: US Market Highlights - Kyndryl Holdings (CDNS.US) increased by 9.74% after reporting a second-quarter non-GAAP net income of $1.65 per share, exceeding analyst expectations [6] - Charter Industries (GTLS.US) surged 15.82% following a strong earnings report, with adjusted earnings per share of $2.59 [6] - PayPal (PYPL.US) fell by 8.66% despite raising its 2025 earnings forecast, indicating mixed market reactions to its brand upgrade strategy [6]