PayPal Stock Performance - PayPal's stock rallied by 23% since late August, indicating strong performance [2] - The stock maintains a 4.90 Strong Buy Quant rating, reflecting positive market sentiment [2] Investor Strategy and Analysis - The investor focuses on long-duration growth opportunities and balances the portfolio with low-volatility dividend-paying stocks [3] - Fundamental analysis is prioritized, with emphasis on business and strategic perspectives [3] - The investor seeks high-quality companies with reasonable valuations rather than deep discounts [3] Investment Philosophy - The investor avoids excessively cheap stocks due to potential underlying issues [3] - The focus is on high-quality names, including both well-known companies and potential new stars capable of exponential growth [3]

Financial Performance - The company reported weaker-than-expected revenue for Q3 and provided Q4 guidance below market forecasts, leading to a 7% stock dip on Oct 29 [1] - The stock has surged 42% in the past six months, driven by a 35% expansion in the P/E ratio [2] - Total Payment Volume (TPV) increased 9% YoY to $422.6 billion in Q3, 136% higher than pre-pandemic Q3 2019 [4] - Operating expenses rose 3% in Q3, below the 6% net revenue gain, due to effective cost management [5] - The company generated $4.2 billion in free cash flow in 2023, with executives predicting $6 billion for this year [6] - The company has $16.2 billion in cash, cash equivalents, and investments, compared to $12.4 billion in debt [6] Market Sentiment and Valuation - The investment community has remained optimistic about the company despite mixed results, propelling shares higher [1] - The stock's P/E ratio is currently 20.5, less than half its historical average of nearly 45 and a discount to the S&P 500 [8] - Shares are still trading 72% below their peak price, presenting a potential opportunity for long-term investors [9] - The stock has gained 39% year-to-date as of Dec 18, outperforming the broader S&P 500 [10] Strategic Focus and Growth - The company has shown resilience and strength in key operational metrics, indicating a solid business foundation [3] - The CEO has focused on creating a more efficient organization while continuing to invest in marketing and product development [5] - The company benefited from the popularity of online shopping during the pandemic and has built on those gains [4] - Management raised full-year guidance for adjusted profit after reporting double-digit TPV growth and expanding operating margins in Q2 2024 [9] Long-Term Outlook - The potential for steady revenue and earnings growth, coupled with possible valuation expansion, suggests shareholders could be rewarded in 2025 and beyond [8] - Long-term investors are encouraged to focus on the next five years, considering the company's solid financial position and growth potential [7][9]

PayPal (PYPL) shares have returned 39.8%, outperforming the Zacks Computer and Technology sector’s return of 30.6% and the Zacks Internet Software industry’s appreciation of 31.7%.PYPL’s portfolio strength has been helping it maintain deep and trusted relationships with merchants and consumers. Its two-sided platform helps develop direct financial relationships with customers and merchants.Expanding clientele benefited total payment volume, which increased 9% year over year, both on a spot-rate basis and fo ...

The Federal Reserve (the Fed) has cut interest rates again, making it the third consecutive cut for the past three meetings this year. There are now a lot of implications that will stem from this latest pivot when they make their way through the economy. One thing is certain: stocks that facilitate this transition are likely to see their prices rise. This is where the business services sector comes into play, as currency swings and interest rates will inevitably affect the buying power of domestic businesse ...

Paypal (PYPL) ended the recent trading session at $86.78, demonstrating a +1.56% swing from the preceding day's closing price. The stock's change was more than the S&P 500's daily loss of 0.09%. Elsewhere, the Dow saw an upswing of 0.04%, while the tech-heavy Nasdaq depreciated by 0.1%.The technology platform and digital payments company's stock has climbed by 0.84% in the past month, falling short of the Computer and Technology sector's gain of 3.04% and outpacing the S&P 500's loss of 0.29%.The investment ...

Even though the fintech stock had a tremendous 2024, I'm highly optimistic for next year.PayPal (PYPL -0.48%) has been an excellent performer in 2024, with the stock up 47% year to date as of Dec. 12. However, I'm predicting that it will deliver another year of market-beating performance in 2025, and in this video, I explain why.*Stock prices used were the morning prices of Dec. 12, 2024. The video was published on Dec. 14, 2024. ...

Parkev Tatevosian, CFA has positions in PayPal. The Motley Fool has positions in and recommends PayPal. The Motley Fool recommends the following options: long January 2027 $42.50 calls on PayPal and short December 2024 $70 calls on PayPal. The Motley Fool has a disclosure policy. Parkev Tatevosian is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his o ...

PayPal (PYPL -0.70%) and Affirm (AFRM -5.03%) are excellent businesses, but only one can be the better investment in this comparison.*Stock prices used were the afternoon prices of Dec. 13, 2024. The video was published on Dec. 15, 2024. ...

Parkev Tatevosian, CFA has positions in PayPal. The Motley Fool has positions in and recommends PayPal. The Motley Fool recommends the following options: long January 2027 $42.50 calls on PayPal and short December 2024 $70 calls on PayPal. The Motley Fool has a disclosure policy. Parkev Tatevosian is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his o ...

Key Appointments and Leadership - Banco Santander has appointed Nitin Prabhu as the global head of Digital Consumer Bank (DCB), responsible for the auto and consumer business globally, including Openbank [1] - Prabhu brings over 12 years of experience at PayPal, most recently as head of product for small- to medium-sized businesses (SMBs) and financial services [2] - Prabhu has a background in business and product management in India and the U.S., and holds U.S. patents in finance, payments, identity, and commerce [3] Digital Banking Expansion - Openbank, Santander's fully digital bank, recently launched in Mexico and the United States after successful testing in Spain, Germany, Portugal, and the Netherlands [4] - Openbank Mexico offers a fully digital experience with no minimum balances, no fees, competitive interest rates, 24/7 telephone support, and access to 10,000 Santander Mexico ATMs [5] - Santander launched Openbank in the U.S. in October, offering high-yield savings accounts, with plans to establish a full-service digital bank in the country by the end of 2025 [5][6] Strategic Vision and Growth - DCB is positioned at the forefront of innovation in consumer finance, leveraging Santander's global network [2] - Openbank aims to provide the best high-yield savings accounts in America, emphasizing simplicity, speed, and competitive rates, backed by Santander's trust among 168 million consumers [6]