总体来看，2024年上半年，在9家金融科技公司中，实现营收最多的是陆金所控股，达到129.4亿元，不过其 营收同比下降33.12%，净利润同比下降189.86%。营收位列其后的是奇富科技，实现营收83.13亿元。不仅如此， 奇富科技2024年上半年实现净利润也最多，达25.37亿元，同时其营收同比增长10.65%，净利润同比增长25.41%， 是为数不多实现同比双增长的金融科技公司之一。 增收不增利 资产质量承压 受复杂的宏观环境影响，大部分金融科技公司面临逾期率上升的问题。 据记者不完全统计，截至6月30日，小赢科技90天以上逾期率为4.38%，较上一年增加1.88个百分点；维信科 技90天以上逾期率为3.82%，较去年同期增加了1.56个百分点；宜人智科逾期60至89天的贷款拖欠率为1.6%，较去 年同期增长0.2个百分点。 相比之下，陆金所逾期率虽然较高但是较去年同期增长相对较少，为0.1个百分点。陆金所控股董事长兼首席 执行官赵容奭表示，"在第二季度，对质量更多的关注使我们的资产质量显著改善。" 此外，报告期内，陆金所控股未偿贷款余额2352亿元，同比下降44.80%；小赢科技未偿贷款余额418.04 ...

公司的价值主张是运用科技创新连接金融机构与借款人,革新信贷服务,让消费者及小微企业更容易获得 信贷服务,同时在贷款生命周期的不同阶段赋能金融机构。具体而言,公司相信公司的服务为以下行业参 与者提供巨大价值: 8月8日，奇富科技(QFIN)盘中上涨2.14%，截至00:08，报34.075美元/股，成交1621.73万美元，总市值 45.82亿美元。 财务数据显示，截至2025年03月31日，奇富科技收入总额46.91亿人民币，同比增长12.94%；归母净利 润18.0亿人民币，同比增长54.62%。 大事提醒： 8月12日，奇富科技将披露2025财年中报（数据来源于纳斯达克官网，预计披露日期为美国当地时间， 实际披露日期以公司公告为准）。 资料显示，奇富科技股份有限公司("奇富科技")(NASDAQ:QFIN及HKEX:3660)是中国领先的信贷科技平 台。公司致力于运用信贷科技服务金融机构,让消费者及小微企业获得更方便、更个性化的信贷服务。 通过配置技术解决方案,公司协助金融机构识别消费者及小微企业的多方面需求,通过多渠道有效触及信 用良好的潜在借款人,加强潜在借款人的信贷评估,管理信贷风险及改善收款策略及 ...

除了技术落地与实战成效，奇富科技还深度参与行业规范建设，积极主导或参与编制了《金融数据安全 技术防护规范》、《金融数据安全应急响应和处置指引》等多项关键标准。近日，奇富科技还成功获批 成为工业和信息化部人工智能标准化技术委员会（MIIT/TC1）首批成员单位，标志着公司在人工智能 金融安全领域的技术实力与行业贡献获国家层面认可，更意味着企业将深度参与国家人工智能标准体系 制定，为技术规范化发展注入金融科技力量。 通过构建体系化的安全治理框架，部署智能化的防护平台，并深度参与行业标准制定，奇富科技在本次 ISC.AI 2025大会上充分展现了其作为金融科技领域安全引领者的技术实力与责任担当。未来，奇富科 技将以更精准的风险预警、更高效的防御响应，为行业筑牢数字安全防线。 责任编辑：郭栩彤 8月6日，第十三届互联网安全大会（ISC.AI 2025）在北京国家会议中心盛大开幕。作为全球"AI+安 全"领域规格最高的盛会，本届大会以"ALL IN AGENT"为主题，聚焦智能体时代数字安全与人工智能 的前沿发展。奇富科技受邀参展，全方位呈现了其在网络安全领域的创新成果与领先技术实力。 在过去九年中，围绕构建坚实的数字 ...

据悉，Lumo AI一站式合规助手定位为金融机构的合规CTO。这款以大模型技术为引擎的解决方案，深 度融合AI与监管合规，直击效率与精度难题：监管文件解读与内化时间从行业平均的每份40小时锐减 至2小时，政策适配准确率从约68%飙升至99.2%，合规差距识别与整改建议生成效率提升20倍，全流程 SOP自动化执行率超85%，实现了合规管理效率、质量与风险控制能力的三重飞跃。 本报讯 （记者李冰）8月6日，第十三届互联网安全大会（ISC.AI2025）在北京国家会议中心开幕。据 介绍，本届大会以"ALL IN AGENT"为主题，聚焦智能体时代数字安全与人工智能的前沿动态。作为金 融科技安全领域的引领者，奇富科技展示了其信贷超级智能体的重要组成部分、基于大模型的产品 Lumo AI一站式合规助手。 （编辑 郭之宸） Lumo AI一站式合规助手内置2000＋金融监管法规动态库并实时更新，融合300＋风险评估模型、50＋ 金融专属算法及强大的外规内化知识图谱，构建"法规-风险-策略"智能匹配体系，确保差距分析精准、 整改建议有效、SOP执行到位，让每一步决策与行动都有坚实依据。 ...

Core Insights - The 13th Internet Security Conference (ISC.AI 2025) in Beijing focuses on digital security and AI, with the theme "ALL IN AGENT" [1] - Qifu Technology showcases its Lumo AI compliance assistant, highlighting its potential in financial compliance [1][3] Group 1: Product Features - Lumo AI is designed as a compliance CTO for financial institutions, significantly reducing regulatory document interpretation time from an industry average of 40 hours to just 2 hours [1] - The accuracy of policy adaptation has increased from approximately 68% to 99.2%, and the efficiency of compliance gap identification and rectification suggestions has improved by 20 times [1] - The automation execution rate of the entire compliance process exceeds 85%, enhancing efficiency, quality, and risk control capabilities [1] Group 2: Technical Support and Certifications - Lumo AI includes a dynamic library of over 2000 financial regulations, integrates more than 300 risk assessment models, and utilizes over 50 financial-specific algorithms [2] - The company has achieved dual international and domestic certifications, including ISO/IEC 27001 and ISO 27701 for information security and privacy management [2] - Qifu Technology's products have passed various security certifications, establishing a benchmark for mobile financial application security [2] Group 3: Industry Impact - Qifu Technology's Lumo AI compliance assistant provides a practical path for financial institutions to navigate complex regulatory environments, promoting a more efficient and robust compliance landscape [3]

每经AI快讯，8月5日，纳斯达克中国金龙指数小幅上涨，哔哩哔哩、知乎涨幅接近3%，腾讯音乐、爱 回收涨超1%，奇富科技、小马智行跌超1%。 （文章来源：每日经济新闻） ...

Group 1 - The board of Qifutec-S (03660.HK) will hold a meeting on August 14, 2025, to approve the unaudited financial results for the second quarter and six months ending June 30, 2025, and to consider the proposal for dividend distribution, if any [1] - The financial results for the second quarter and interim period will be announced on August 15, 2025, before trading hours on the Hong Kong Stock Exchange [1] - The management team will host a conference call on August 14, 2025, at 8:30 PM Eastern Time to discuss the financial results [1]

Qfin Holdings, Inc. 奇富科技股份有限公司 （於開曼群島註冊成立的有限公司） （股份代號：3660） 董事會會議日期及刊發2025年第二季度及中期財務業績公告日期 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不會就本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 此外，本公司網站https://ir.qfin.com投資者關係一欄可收聽電話會議的網絡直播 及錄播。 承董事會命 奇富科技股份有限公司 首席執行官 奇富科技股份有限公司（「本公司」）董事會（「董事會」）將於2025年8月14日（星期 四）（北京╱香港時間）舉行董事會會議，旨在（其中包括）批准本公司截至2025年 6月30日止第二季度及六個月的未經審計財務業績及公告（「2025年第二季度及中 期財務業績」）及考慮建議派發股息（如有）。本公司將於2025年8月15日（星期五） （北京╱香港時間）在香港聯合交易所有限公司交易時段前，於香港聯合交易所有 限公司網站www.hkexnews.hk及本公司網站https://ir.qfi ...

Company Overview - Qfin Holdings, Inc. is a leading AI-empowered Credit-Tech platform in China, providing a comprehensive suite of technology services to assist financial institutions, consumers, and SMEs throughout the loan lifecycle [5] Financial Results Announcement - Qfin Holdings will report its unaudited financial results for the second quarter ended June 30, 2025, after U.S. markets close on August 14, 2025 [1] - An earnings conference call will be hosted by the management team at 8:30 PM U.S. Eastern Time on August 14, 2025 [2] Conference Call Details - Participants must pre-register online to join the conference call, receiving details including dial-in numbers and a unique access PIN [3] - A live and archived webcast of the conference call will be available on the Investor Relations section of the Company's website [4]

Market Overview - The S&P 500 index has experienced an increase of over 8% year-to-date despite a significant decline in early April due to tariff announcements from the Trump administration, indicating underlying market uncertainty [1] - Investor sentiment was affected in late July following the Federal Reserve's decision to maintain interest rates amid persistent inflation [1] Qifu Technology - Qifu Technology Inc. (NASDAQ: QFIN) is undergoing a rebranding to Qfin Holdings and has shown strong year-over-year profit growth, with a non-GAAP net income increase of 59.9% in the latest quarter [3] - The company has established new partnerships with mid-to-large municipal banks in China, resulting in a 144% year-over-year growth in loan volume for its technology solutions business [4] - Current stock price is $33.65, with a 12-month price forecast of $51.73, indicating a potential upside of 53.74% [2] Expand Energy - Expand Energy Corp. (formerly Chesapeake, NASDAQ: EXE) is positioned to benefit from increasing natural gas demand, particularly in the AI and data center sectors [7] - The company reported revenue of $3.7 billion, significantly exceeding analyst expectations of $2.1 billion, although it missed EPS estimates by 4 cents [8] - Current stock price is $101.97, with a 12-month price forecast of $129.50, suggesting a 27% upside potential [6] FTAI Aviation - FTAI Aviation Ltd. (NASDAQ: FTAI) has transitioned from losses to profitability, reporting a major EPS beat of 24 cents per share, driven by strong aerospace product performance [11] - The company has increased revenue by over 52% in the last year and is expected to continue double-digit growth [11] - Current stock price is $137.32, with a 12-month price forecast of $174.33, indicating a potential upside of 26.95% [10]