金十图示：2025年07月21日（周一）热门中概股行情一览（美股收盘） -0.13(-2.21%) +0.15(+4.70%) +0.09(+1.40%) 搜狐 搜狐 金融壹账通 迅雷 2.88亿市值 2.91亿市值 4.51亿市值 14.99 7.47 4.61 +0.14(+0.91%) -0.01(-0.13%) +0.14(+3.13%) y 云米 2.30亿市值 小牛电动 斗鱼 第4回 2.81亿市值 2.57亿市值 3.37 3.61 8.52 +0.50(+6.23%) +0.07(+2.12%) -0.02(-0.55%) 猎豹移动 华米科技 宝尊电商 huami 1.80亿市值 1.93亿市值 1.85亿市值 6.28 12.91 3.08 +0.95(+17.89%) -0.01(-0.49%) -0.28(-2.14%) 天燒生物 第九城市 世间 途牛 1.01亿市值 1.74亿市值 1.32亿市值 2.13 9.39 8.72 +0.24(+2.79%) +0.03(+1.33%) -0.72(-7.12%) 蘑菇街 CF 玖富 1895.51万市值 -- 機光 7097.01万市值 ...

Growth investors focus on stocks that are seeing above-average financial growth, as this feature helps these securities garner the market's attention and deliver solid returns. But finding a great growth stock is not easy at all.In addition to volatility, these stocks carry above-average risk by their very nature. Also, one could end up losing from a stock whose growth story is actually over or nearing its end.However, it's pretty easy to find cutting-edge growth stocks with the help of the Zacks Growth Sty ...

金十图示：2025年07月21日（周一）热门中概股行情一览（美股盘中） 151.05亿市值 104.87亿市值 103.38亿市值 18.89 24.92 4.57 -0.09(-0.49%) -0.28(-1.11%) +0.17(+3.99%) 新东方 TALHAR 唯品会 唯品会 葡萄方 81.58亿市值 64.70亿市值 76.74亿市值 15.85 46.93 10.61 +0.04(+0.28%) -3.09(-6.18%) -0.09(-0.87%) | 奇富科技 金山云 so 名创优品 55.25亿市值 43.76亿市值 56.26亿市值 15.65 41.84 17.66 -0.14(-0.79%) -0.44(-1.04%) -0.26(-1.63%) 雾芯科技 再鼎医药 == zai. 南 32.39亿市值 38.51亿市值 27.84亿市值 27.35 2.29 34.67 +1.10(+3.28%) -0.56(-2.01%) +0.03(+1.11%) 陆金所控股 tom 爱奇艺 LU com Q 微博 19.05亿市值 25.56亿市值 25.00亿市值 10.21 1.98 2 ...

Here are three stocks with buy ranks and strong growth characteristics for investors to consider today July 21st:Canada Goose (GOOS) This global outerwear brand which designs, manufactures, distributes and retail of premium outerwear for men, women and children, carries a Zacks Rank #1 (Strong Buy), and has witnessed the Zacks Consensus Estimate for its current year earnings increasing 2.3% over the last 60 days. ...

7月18日，奇富科技(QFIN)盘中上涨2.05%，截至21:35，报42.86美元/股，成交192.36万美元，总市值 57.63亿美元。 消费者。公司以未得到传统金融机构充分信贷服务甚或得不到信贷服务的消费者为目标,此群体人口庞 大且不断增长。他们通常是信贷历史记录较短、收入稳定、增长潜力巨大且用户生命周期价值很高的人 群。然而,由于缺乏有效筛除相关风险的措施,传统金融机构的信贷服务未能有效渗透该群体。运用公司 先进的科技及信贷分析能力,公司能够有效识别低逾期风险用户,并令其成为借款人,从而帮助金融机构扩 大借款人范围,同时帮助该类借款人更容易取得合适、信贷额度充足、合理定价且高度灵活的金融产 品。公司相信,公司能成为用户之选,是因为公司的行业声誉良好,以及公司的平台提供方便、快速、易用 及具透明度的用户体验。 小微企业。自2020年底以来,公司开始为优质小微企业撮合量身定制的贷款产品。公司认为,这正是得不 到或未得到传统金融机构充分服务的用户群体,因为传统金融机构通常专注于为具有较长信贷历史及经 营往绩记录以及以有形抵押品借贷的大型企业提供服务。凭借公司的数据分析及信贷分析能力,公司能 够识别出缺乏充裕 ...

Market Capitalization Overview - New Oriental has a market capitalization of 14.65 billion [2] - TAL Education Group has a market capitalization of 10.35 billion [2] - Vipshop Holdings has a market capitalization of 8.20 billion [2] - Grape King has a market capitalization of 7.88 billion [2] - Qifu Technology has a market capitalization of 4.15 billion [2] Stock Performance - New Oriental's stock increased by 0.15 (+0.83%) [2] - TAL Education Group's stock increased by 0.33 (+1.36%) [2] - Vipshop Holdings' stock increased by 0.04 (+0.07%) [2] - Grape King's stock increased by 0.18 (+1.22%) [2] - Qifu Technology's stock increased by 0.54 (+3.78%) [2] Additional Companies - Zai Lab has a market capitalization of 2.83 billion, with a stock increase of 0.57 (+1.61%) [2] - iQIYI has a market capitalization of 1.83 billion, with a stock decrease of 0.05 (-0.49%) [2] - Weibo has a market capitalization of 2.40 billion, with a stock increase of 0.04 (+2.42%) [2] - Lexin has a market capitalization of 1.09 billion, with a stock increase of 0.10 (+1.02%) [2] Smaller Companies - Sohu has a market capitalization of 0.29 billion, with a stock decrease of 0.01 (-0.16%) [3] - Huami has a market capitalization of 0.18 billion, with a stock increase of 1.02 (+7.88%) [3] - Cheetah Mobile has a market capitalization of 0.16 billion, with a stock decrease of 0.37 (-3.71%) [3] - Aurora Mobile has a market capitalization of 0.02 billion, with a stock decrease of 0.28 (-2.29%) [3]

Market Capitalization Summary - New Oriental has a market capitalization of 14.635 billion [2] - TAL Education Group has a market capitalization of 10.348 billion [2] - Vipshop Holdings has a market capitalization of 10.002 billion [2] - Other notable companies include Qifu Technology at 8.204 billion and Miniso at 7.639 billion [2] Stock Performance - New Oriental's stock increased by 0.13 (+0.72%) [2] - TAL Education Group's stock rose by 0.33 (+1.36%) [2] - Vipshop Holdings saw a significant increase of 0.31 (+7.46%) [2] - Qifu Technology's stock increased by 0.05 (+0.10%) [2] - Miniso's stock rose by 0.10 (+0.69%) [2] Additional Company Insights - Zai-Dian has a market capitalization of 2.821 billion with a stock increase of 0.61 (+1.73%) [2] - iQIYI has a market capitalization of 2.514 billion with a stock increase of 0.04 (+1.64%) [2] - Lexin has a market capitalization of 1.089 billion with a stock increase of 0.12 (+1.17%) [2] - Yatsen has a market capitalization of 0.936 billion with a stock decrease of 0.04 (-0.40%) [2] Other Notable Companies - Sohu has a market capitalization of 0.447 billion with a stock increase of 0.30 (+2.06%) [3] - Huami Technology has a market capitalization of 0.203 billion with a stock increase of 1.17 (+9.00%) [3] - Cheetah Mobile has a market capitalization of 0.156 billion with a stock decrease of 0.12 (-2.31%) [3]

二、奇富借条(原 360 借条)：灵活期限，适配不同用户需求 作为国内主流的小额贷款平台，奇富借条(原 360 借条)的期限政策充分体现了 "用户导向" 的设计理 念。2025 年最新政策显示，其【分期借款】覆盖多场景需求： 急需资金周转时，你是否也困惑 —— 小额贷款最长能贷多久？是 1 年的短期应急？还是 3 年的中长期 规划？甚至有平台宣称能贷 5 年？其实，小额贷款的期限并非一刀切，它与机构类型、借款用途、个人 信用等诸多因素密切相关。今天，我们就来揭开小额贷款期限的神秘面纱，尤其是奇富借条(原 360 借 条)等主流平台的期限政策，帮你找到最适合自己的借款方案。 · 短期周转用户可选择 1-12 期，匹配工资发放、货款回笼等周期； 一、小额贷款期限的普遍规律：1-3 年是主流，部分平台可达 5 年 · 中长期规划用户(如小微企业采购、家庭装修)可选择 18-36 期，通过合理分摊还款压力实现资金高效利 用。 小额贷款的期限长短，往往由机构的风险控制策略和产品定位决定。根据银保监会 2024 年发布的《小 额贷款公司监督管理办法》，小额贷款公司的贷款期限一般不超过 3 年，这是行业的普遍共识。而银行 ...

Key Takeaways Dividend investing has emerged as one of the most resilient strategies in 2025, gaining traction amid heightened market volatility and lingering uncertainties. While U.S. stocks continue to hover near record highs, buoyed by optimism around trade negotiations, robust corporate earnings, cooling inflation and the AI-driven rally, investor sentiment remains clouded by geopolitical tensions and ambiguity surrounding the Fed's next moves. Dividends offer a reliable stream of income, making them an ...

Summary of Qifu Technologies Q1 2025 Earnings Conference Call Company Overview - **Company**: Qifu Technologies - **Quarter**: Q1 2025 - **Key Executives Present**: Mr. Wu Haisheng (CEO), Mr. Alex Xu (CFO), Mr. Zheng Yan (CIO) Industry Context - **Economic Environment**: Early signs of mild recovery in China's economy, influenced by stabilizing growth and managing risks [1][6] - **Global Trends**: Profound technological transformation and structural changes in the global economy [1] Financial Performance - **Total Revenue**: $4.69 billion, up from $4.15 billion year-over-year [7] - **Non-GAAP Net Income**: RMB 1.93 billion, a 59.9% increase year-over-year [2] - **Loan Facilitation Volume**: Increased by 15.8% year-over-year [2] - **Operational Efficiency**: Tick rate reached 5.7%, up 2.2 percentage points year-over-year [2] - **Funding Costs**: Decreased by 30 basis points sequentially, with expectations for further declines [4] Business Strategy and Developments - **AI Integration**: Launched AI-powered credit decision engine and asset distribution platform, serving 163 financial institutions and over 58 million users [2] - **AI Plus Credit Strategy**: Aimed at building the industry's first AI agent platform to enhance core credit processes [2] - **User Acquisition**: Added 1.54 million new credit line users, a 6% increase year-over-year [4] - **Embedded Finance Growth**: New credit line users from embedded finance channels grew 36% year-over-year, with loan volume surging by 106% [4] Risk Management - **Risk Metrics**: C-M2 metric (delinquency rate after 30-day collections) stable at 0.6% [3][9] - **Provisions for Risk**: Total new provision for risk-bearing loans was approximately $2.23 billion [9] - **User Profiling**: Developed a user profiling agent with over 95% accuracy for differentiated credit lines [3] Regulatory Environment - **New Regulations**: Positive regulatory recognition of loan facilitation platforms, promoting orderly industry development [12][13] - **Impact of Regulations**: Expected to enhance the overall health and sustainability of the loan facilitation sector [13] Future Outlook - **Q2 2025 Guidance**: Expected non-GAAP net income between RMB 1.75 billion and RMB 1.85 billion, representing a year-on-year growth of 24% to 31% [11] - **Long-term Strategy**: Focus on enhancing operational efficiency, optimizing capital allocation, and maintaining a prudent risk strategy [6][24] Shareholder Returns - **Share Repurchase Program**: Total repurchases expected to be no less than $680 million for the year, with a significant reduction in share count [7][11] - **Capital Allocation**: 100% of proceeds from convertible notes issuance allocated to share buybacks [6] Key Risks and Challenges - **Macroeconomic Uncertainty**: Ongoing trade tensions and their potential impact on consumer sentiment and credit demand [20] - **Delisting Risk**: Management has a clear plan to address potential ADR delisting risks, including a secondary listing in Hong Kong [21] Additional Insights - **Customer Acquisition Costs**: Increased by 23% due to changes in business mix, with a focus on efficiency rather than just cost [22][23] - **Market Demand**: Slight decrease in credit demand observed in May, attributed to seasonal factors [18] This summary encapsulates the key points from Qifu Technologies' Q1 2025 earnings conference call, highlighting the company's performance, strategic initiatives, and outlook amidst a complex economic landscape.