Core Insights - Splitit has launched a new Embedded Shopify App that offers one-click payment installments and all-in-one credit card processing, enhancing the payment experience for consumers and merchants [1][4]. Group 1: Product Features - The Splitit Card Installments app integrates seamlessly into the Shopify checkout process, allowing consumers to choose between full payment or installment options without any redirects or applications [2][4]. - The app is designed to reduce cart abandonment, which affects 22% of online shoppers due to complex checkout processes [2]. - As a white-label solution, the app allows merchants to maintain brand identity and control over customer data, ensuring a consistent brand experience [3]. Group 2: Market Reach and Opportunities - The Embedded Shopify App caters to shoppers in over 100 countries, enabling merchants to offer localized payment options and potentially access new markets and revenue streams [4][6]. - Splitit serves many of Internet Retailer's top 500 merchants and is accepted by over 1,500 eCommerce merchants across more than 30 countries [6].

Core Insights - The partnership between Coveo and Shopify aims to enhance commerce growth by integrating advanced AI solutions into Shopify's platform, addressing the complexities of large catalogs and operations [1][4] - Coveo is recognized as a leader in AI-search and product discovery, enhancing the shopping experience through personalized and enriched product discovery [2][6] - The Coveo AI-Relevance Platform™ provides scalable AI solutions that enable hyper-personalization and optimize business outcomes for enterprises [9][10] Company Overview - Coveo is a leader in the e-commerce sector, providing AI-driven solutions for product discovery, merchandising, and personalization, trusted by various B2B and B2C enterprises [2][6] - In 2024, Coveo was recognized as a Leader in the Gartner Magic Quadrant™ for Search and Product Discovery, highlighting its industry standing [2][16] - The Coveo AI-Relevance Platform™ supports over 40 million products and 100 million pieces of content, showcasing its capability to handle complex catalogs [6] Product Features - Coveo's AI-search offers multi-layered capabilities that adapt to shopper intent in real-time, enhancing conversion rates and revenue per visit [2][3] - Merchandisers can utilize empowered merchandising tools to fine-tune search results, product listings, and recommendations, supported by detailed reporting [2][4] - The platform includes generative experiences that guide customers through product discovery, leveraging expert content to enhance the shopping journey [6][9] Integration and Accessibility - The integration of Coveo with Shopify is designed to be straightforward, allowing merchants to link their Coveo license with their Shopify store easily [4][5] - Coveo for Shopify is currently available for exclusive access, providing merchants with advanced AI-search and product discovery functionalities [5]

Core Viewpoint - The current market conditions present a significant opportunity for investors to consider Shopify as a promising growth stock, especially given its recent price decline from February highs [1]. Company Overview - Shopify provides a comprehensive suite of e-commerce solutions, including online shopping carts, payment processing, marketing, and inventory management, serving approximately 5 million online stores [2]. Financial Performance - Shopify's gross merchandise volume (GMV) reached $94.5 billion for the last quarter, totaling $292.3 billion for the year, reflecting a 24% increase year-over-year. The company's revenue for the final quarter was $2.8 billion, with nearly $9 billion for the entire year, marking a 26% increase from 2023. Net income surged to over $2 billion in 2024 from nearly nothing [3]. Growth Drivers - The shift towards direct-to-consumer sales is a key driver of Shopify's growth, as more sellers prefer to establish their own e-commerce presence rather than relying on third-party platforms like Amazon [5][8]. - The e-commerce sector still has substantial growth potential, with only 16% of U.S. retail spending currently occurring online, leaving 84% for traditional brick-and-mortar stores. The global e-commerce market is projected to grow at nearly 15% annually through 2034, which is favorable for Shopify [10][12]. Revenue Resilience - Shopify's revenue model is largely recurring, consisting of subscription fees and per-transaction fees, which are expected to remain stable even during economic downturns. The company has a significant number of stores categorized as consumer staples, which may be less affected by economic headwinds [13][15]. Investment Opportunity - The recent market correction has led to a 30% decline in Shopify's stock price, creating a favorable buying opportunity. Analysts maintain a strong buy consensus with a target price of $133.27, indicating a potential upside of nearly 30% from current levels [17][18].

Core Insights - Baidu Inc. (BIDU) is currently viewed as a more attractive investment compared to Shopify (SHOP) for value investors due to its stronger Zacks Rank and favorable valuation metrics [3][7]. Valuation Metrics - BIDU has a forward P/E ratio of 9.38, significantly lower than SHOP's forward P/E of 70.16, indicating that BIDU is undervalued relative to SHOP [5]. - The PEG ratio for BIDU is 2.24, while SHOP's PEG ratio is 3.06, suggesting that BIDU offers better value when considering expected earnings growth [5]. - BIDU's P/B ratio stands at 0.88, compared to SHOP's P/B of 11.67, further highlighting BIDU's undervaluation [6]. Zacks Rank and Earnings Outlook - BIDU holds a Zacks Rank of 1 (Strong Buy), indicating positive earnings estimate revisions, while SHOP has a Zacks Rank of 3 (Hold) [3]. - The positive revision activity for BIDU suggests an improving earnings outlook, making it a more appealing option for value investors [7].

Group 1 - The REIT Forum offers exclusive investment ideas and access to subscriber-only portfolios [1] - Amrita leads a family office fund in Vancouver focused on sustainable, growth-driven companies [2] - The fund aims to maximize shareholder equity by meeting growth-oriented goals [2] Group 2 - Amrita has experience in high-growth supply-chain start-ups and venture capital [2] - Her work emphasizes democratizing financial literacy and simplifying complex macroeconomic concepts [2] - The Pragmatic Optimist newsletter has been recognized as a top finance newsletter [2]

Group 1 - The company aims to invest in firms with strong qualitative attributes, purchasing them at attractive prices based on fundamentals, and holding them indefinitely [1] - The investment strategy focuses on maintaining a concentrated portfolio to avoid underperformers while maximizing exposure to high-potential winners [1] - The company plans to publish articles on selected companies approximately three times a week, including extensive quarterly follow-ups and constant updates [1] Group 2 - The analyst has a beneficial long position in the shares of Shopify, indicating confidence in the company's future performance [2] - The article reflects the analyst's personal opinions and is not influenced by any compensation from external sources [2]

Group 1 - Shopify Inc. has resumed its growth trajectory after a brief post-pandemic slowdown, with top-line growth accelerating [1] - The company's stock price has experienced a sustained re-rating due to its commitment to profitable growth [1] - Management's focus on maintaining a strong balance sheet and effective leadership is emphasized as a key factor for long-term growth [1] Group 2 - The investment strategy highlighted involves identifying undervalued companies with secular growth potential [1] - The approach combines growth-oriented principles with strict valuation hurdles to enhance investment safety [1]

Group 1: Market Overview - The S&P 500 is currently down in 2025, presenting a potential buying opportunity as economic uncertainty drives investor fear [1] - Despite market conditions, many companies are performing well and have significant growth opportunities [1] Group 2: MercadoLibre - MercadoLibre stock has increased by 41% over the past year and is the only stock on the list that is up in 2025 [3] - The company operates an e-commerce platform in Latin America, which is still underpenetrated at about 13% compared to 24% in the U.S., benefiting from a growing customer base [4] - Revenue for MercadoLibre increased by 96% year over year in Q4 2024, with gross merchandise volume (GMV) up 56% [4] - The company has developed a fintech infrastructure that supports digital payments, with total payment volume increasing by 49% year over year in Q4 [6] - MercadoLibre is the leading fintech company in three of its four largest markets by monthly active users [6] - The company is positioned for significant growth as it drives a digital revolution in its region [7] Group 3: Shopify - Shopify stock has risen by 25% over the past year, with strong growth and increasing profitability [8] - The company has expanded beyond e-commerce websites to become a full commerce platform, with most sales now coming from payment processing [9] - International sales grew by 33% year over year in 2024, accounting for 30% of total revenue [10] - Shopify has reported seven consecutive quarters of revenue growth of at least 25%, with a free-cash-flow margin reaching 22% in Q4 [11] - The company has substantial long-term opportunities and is rolling out more services in international markets [10][11] Group 4: On Holding - On Holding stock has increased by 45% over the past year, recognized for its unique sneaker soles and growing brand presence [12] - The company reported a 41% year-over-year revenue increase in Q4 2024, driven by a 48% rise in direct-to-consumer sales [14] - On's gross margin expanded from 60.4% to 62.1% year over year in Q4, with net income increasing by 435% [14] - The management has a four-pillar strategy focused on brand awareness, omnichannel strategy, product assortment expansion, and operational efficiency [15]

Company Overview - Proactive is a financial news publisher that provides fast, accessible, informative, and actionable business and finance news content to a global investment audience [2] - The company has a team of experienced and qualified news journalists who produce independent content [2] Market Focus - Proactive specializes in medium and small-cap markets while also covering blue-chip companies, commodities, and broader investment stories [3] - The news team delivers insights across various sectors including biotech and pharma, mining and natural resources, battery metals, oil and gas, crypto, and emerging digital and EV technologies [3] Technology Adoption - Proactive is recognized for its forward-looking approach and enthusiastic adoption of technology to enhance workflows [4] - The company utilizes automation and software tools, including generative AI, while ensuring that all content is edited and authored by humans [5]

Market Overview - The S&P 500 has entered a correction, falling at least 10% from its recent peak, alongside concerns about weakening consumer sentiment, an intensifying trade war, and rising inflation [1] - The market's initial positive reaction to President Trump's election quickly reversed, leading to the S&P 500's lowest level in six months [1] Investment Opportunities - Despite the market sell-off, there are stocks trading at a discount, presenting good buying opportunities [2] Company Analysis: Target - Target's stock has declined over 50% in the last three years due to weak consumer discretionary spending and internal issues like inventory management and theft [3] - Currently, Target is trading at a price-to-earnings (P/E) ratio of 12 and offers a dividend yield of 4.2% [4] - For 2025, Target's guidance indicates flat comparable-sales growth and net sales growth of 1%, with adjusted earnings per share expected to be between $8.80 and $8.90 [4] - Target has fundamental strengths, including a unique retail brand and a growing portfolio of owned brands, with at least 10 generating over $1 billion in annual revenue [5] - The company has set ambitious goals for 2030, aiming for total sales growth of over $15 billion, focusing on categories like gaming, sports, and toys [6] - Target is currently valued like a declining retailer, but a recovery in consumer sentiment could lead to steady growth and a significant boost in stock performance [7] Company Analysis: Shopify - Shopify's shares have decreased by 27% from their peak due to concerns about consumer sentiment and economic growth [8] - Despite the broader market weakness, Shopify reported a 31% revenue increase to $2.81 billion in Q4 2024, with a 26% rise in gross merchandise value (GMV) to $94.5 billion [10] - Shopify's platform is outpacing Amazon in GMV growth, demonstrating its effectiveness in enabling e-commerce for businesses of all sizes [10] - The company continues to invest in technology, including AI, to drive future growth, with expectations of mid-20s revenue growth and mid-teens free cash flow margin into 2025 [11] - Following the recent sell-off, Shopify's valuation has become more reasonable, with a price-to-sales ratio around 14 and a P/E ratio of less than 100 [12]