The era of Federal Reserve Chairman Jerome Powell is winding down, and SoFi (SOFI) CEO Anthony Noto says the results are essentially a wash — marked by a series of historic stumbles salvaged by a remarkably resilient US economy. "It's not always the path of how [to] get there, it's what the outcome is," Noto told Yahoo Finance, reflecting on a tenure rocked by unprecedented volatility and the COVID-19 pandemic. "People can poke holes on the margin about inflation and having to act sooner ... but [we've ...

Core Viewpoint - SoFi Technologies reported strong fourth quarter earnings and revenue that exceeded Wall Street expectations, driven by record member additions and optimistic guidance for 2026 [1] Financial Performance - In Q4, SoFi earned 13 cents per share, marking a 160% increase from the same period last year [1] - The company achieved record membership growth, contributing to its positive financial results [1] Future Outlook - SoFi provided guidance for 2026 that is above consensus estimates, indicating confidence in continued growth [1]

SoFi Earnings Beat Estimates. The Fourth Quarter Was 'Exceptional,' Says CEO. - Barron'sSkip to Main ContentThis copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com.# SoFi Posts Better-Than- Expected Earnings. The Fourth Quarter Was 'Exceptional,' Says CEO.By [Mackenzie Tatananni] ...

Core Insights - SoFi is offering new investors up to $1,000 in stock when they open and fund a self-directed investing account, aiming to eliminate the traditional costs associated with investing [1][4] - The platform allows investors to trade stocks and ETFs with zero commissions, making it more accessible for retail investors who prefer control over their investments [2][3] Group 1: Offer and Accessibility - The offer lowers the barrier for new investors by eliminating commissions and account minimums, encouraging more individuals to start investing [2][3] - SoFi's self-directed investing platform is designed for those who want to learn through active participation rather than passive observation [5][8] Group 2: Features of SoFi Active Investing - Members can trade stocks and ETFs with $0 commissions, buy fractional shares, and trade after hours, enhancing flexibility and accessibility [6] - The platform provides access to real-time market news, curated investing content, and community events, fostering a supportive investing environment [7] Group 3: Growth and Control - SoFi's platform is designed to grow with investors, allowing them to manage their portfolios actively and trade on their own schedules [8] - The platform also offers margin investing options and access to alternative investments, catering to a diverse range of investment strategies [6][7]

Core Viewpoint - SoFi Technologies (SOFI) has reported its first-ever billion-dollar quarter, but its stock is experiencing a decline due to concerns over dilution from a recent capital raise of $1.5 billion [1][3]. Financial Performance - SoFi's stock is currently down nearly 30% from its November high, trading around $22.69, which is near its 200-day moving average [1]. - The company achieved a year-over-year earnings growth of 160% in Q4, although its forward price-to-earnings (P/E) ratio exceeds 40x, which may appear stretched [6]. Strategic Initiatives - The recent capital raise is expected to enhance SoFi's tangible book value by $2 per share, positioning the company for long-term growth through product roll-outs and strategic partnerships [4]. - SoFi is leveraging artificial intelligence to improve underwriting efficiency and is expanding its crypto offerings, which contributed to a record addition of 1 million new members in Q4 [5]. Market Sentiment - Despite the current stock weakness, Wall Street analysts believe that the decline in SoFi Technologies' stock is overdone and see significant upside potential [7].

Core Viewpoint - Stocks were falling on Friday following President Donald Trump's nomination of Kevin Warsh as the next chair of the Federal Reserve and the release of U.S. producer price inflation data for December, which was higher than expected [1]. Group 1: Market Movements - Major stocks mentioned include Apple, Sandisk, SoFi, Verizon, Amex, Western Digital, KLA Corp., and Exxon, indicating a broad market impact [1]. - The market reaction was influenced by macroeconomic factors, particularly the Federal Reserve chair nomination and inflation data [1].

SoFi Technologies (Nasdaq: SOFI)Â crossed the $1 billion quarterly revenue threshold for the first time in company history, delivering Q4 2025 results that beat estimates across the board while adding a record 1 million new members. ...

Core Insights - SoFi achieved its first billion-dollar revenue quarter, driven by cross-selling strategies that deepened member engagement in lending, deposits, and investing [1][3] - The company added a record 1 million new members in Q4, increasing total membership to 13.7 million, and introduced 1.6 million new products, raising the total to over 20 million [4] - Adjusted net revenue reached $1.013 billion, a 37% increase year over year, with total loan originations surpassing $10 billion for the first time [5] Financial Performance - Full-year adjusted net revenue for 2025 was $3.6 billion, up 38%, while adjusted EBITDA increased to $1.1 billion, a 58% rise [8] - Fee-based revenue for the quarter was $443 million, reflecting a more than 50% increase from the previous year, with annualized fee revenue nearing $1.8 billion [7] Product and Service Expansion - SoFi's crypto offerings transitioned from experimental to operational, launching international payments and consumer crypto trading, alongside the introduction of its stablecoin, SoFi USD [9][10] - The technology platform, including Galileo, is seeing increased interest from enterprise clients, particularly in the crypto space [12] Consumer Behavior and Outlook - Credit metrics remain stable, with personal loan borrowers averaging a FICO score of 746 and student loan borrowers at 765, indicating a resilient consumer backdrop [13] - For 2026, SoFi projects adjusted net revenue of approximately $4.7 billion, equating to around 30% top-line growth [14]

SoFi Technologies ( NASDAQ:SOFI ) reported impressive fourth-quarter 2025 earnings this morning, significantly exceeding Wall Street estimates and raising its earnings guidance for the coming year ahead of forecasts. ...

Core Insights - SoFi Technologies reported Q4 financials with revenue surpassing $1.0 billion for the first time, addressing previous skepticism about its performance [1] Financial Performance - The company achieved record revenue in Q4, marking a significant milestone in its financial growth [1] - The revenue growth indicates strong demand for its financial technology services and products [1]