SoFi Technologies(SOFI)

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SoFi Is Still The Only Bank You Want To Own
Seeking Alpha· 2025-01-27 21:34
"We're in an asset bubble, and TQI can help you navigate it profitably"I am Ahan Vashi, a seasoned investor with professional background in equity research, private equity, and software engineering. I currently serve as the Chief Financial Engineer at The Quantamental Investor, a community pursuing financial freedom through bold, active investing with proactive risk management. TQI was established in July 2022 with a singular mission to make investing simple, fun, and profitable for all investors. In alignm ...
SoFi Technologies(SOFI) - 2024 Q4 - Earnings Call Presentation
2025-01-27 17:21
Investor Presentation Q4 2024 & FY 2024 January 2025 Disclaimer Use of Non-GAAP Financial Measures This presentation includes certain non-GAAP financial measures (including on a forward-looking basis) such as Adjusted Net Revenue, Adjusted EBITDA, Adjusted EBITDA Margin, and Tangible Book Value. These non- GAAP measures are in addition to, and not a substitute for or superior to, measures of financial performance prepared in accordance with GAAP and should not be considered as an alternative to net revenue, ...
SoFi Technologies(SOFI) - 2024 Q4 - Earnings Call Transcript
2025-01-27 17:20
SoFi Technologies, Inc. (NASDAQ:SOFI) Q4 2024 Earnings Conference Call January 27, 2025 8:00 AM ET Company Participants Anthony Noto - CEO Chris Lapointe - CFO Conference Call Participants Kyle Peterson - Needham and Co. Dan Dolev - Mizuho Terry Ma - Barclays John Hecht - Jefferies Mihir Bhatia - Bank of America Reggie Smith - JPMorgan Andrew Jeffrey - William Blair Jeff Adelson - Morgan Stanley Operator Good morning or good afternoon all. My name is Adam, and I will be your conference operator today. At th ...
Post-Earnings Movers: AT&T, SoFi Technologies
Schaeffers Investment Research· 2025-01-27 16:27
Earnings season can be overwhelming for investors trying to stay on top of the day-to-day news flurry. For the next few weeks, we are going to highlight a few notable post-earnings reactions each day. Today’s movers include AT&T Inc (NYSE:T) and SoFi Technologies Inc (NASDAQ:SOFI).T Looks to Extend Win StreakAT&T beat fourth-quarter earnings and revenue expectations due to strong Fiber net adds and postpaid phone subscribers. The telecommunications giant also reiterated its 2025 earnings forecast. T is 6.3 ...
SoFi Earnings: The Good and the Bad
The Motley Fool· 2025-01-27 16:13
In this video, I will be going over SoFi Technologies' (SOFI -9.54%) fourth-quarter earnings report and key comments made by management during the earnings call. Watch the short video to learn more, consider subscribing, and click the special offer link below.*Stock prices used were from the trading day of Jan. 24, 2025. The video was published on Jan. 27, 2025. ...
SoFi CEO: ‘We're Not Just a Lender Anymore'
PYMNTS.com· 2025-01-27 16:08
SoFi Technologies’ drive toward cementing its financial services ecosystem status continues — with gains across consumer-focused lending and direct deposits. The data also showed notable momentum in its tech platform, which is geared toward linking banks and FinTechs to various digital banking services.Within the supplementals offered up in tandem with SoFi’s fourth-quarter results on Monday (Jan. 27), the financials show that technology platform accounts were up 15% year on year to 168 million. The technol ...
SoFi Just Had Its "Best Year Ever": Here's Why the Stock Is Plunging Anyway
The Motley Fool· 2025-01-27 15:28
Fintech leader SoFi (SOFI -9.31%) plunged on Monday morning, despite reporting better-than-expected earnings for the fourth quarter. As of 10 a.m. ET, SoFi's stock was down by about 10% for the day in volatile trading.The headline numbers look incredibly strong, with the company handily beating expectations on both the top and bottom lines. And if we look a little deeper, there's not much to be upset about.SoFi's strong fourth quarterLooking beyond the headlines, there's a lot to like about SoFi's fourth-qu ...
SoFi Technologies Stock Sinks on Soft Guidance
Investopedia· 2025-01-27 15:21
Earnings and Revenue Performance - SoFi Technologies reported Q4 EPS of $0.29, exceeding Visible Alpha forecasts [2] - Q4 revenue increased 19% YoY to $734 million, surpassing expectations [2] - Financial Services unit revenue surged 84% to $256.5 million [2] - Technology Platform division revenue grew 6% to $102.8 million [2] - Lending segment revenue increased 18% to $417.8 million [2] Guidance and Market Reaction - SoFi Technologies provided lower-than-expected guidance for Q1 2025 EPS of $0.03 and full-year EPS between $0.25 and $0.27 [1] - Analysts had expected Q1 EPS of $0.05 and full-year EPS of $0.28 [1] - Shares plunged 10% following the guidance announcement [1] Business Segment Performance - Financial Services and Tech Platform segments accounted for a record 49% of company revenue [3] - Product offerings expanded by 34% in the Financial Services unit [2] - Lending segment origination revenue increased 66% [2] Company Outlook and Stock Performance - CEO Anthony Noto declared 2024 as "SoFi's best year ever" [3][4] - Shares reached their highest level since fall 2021 last week [3] - Despite the recent drop, shares have more than doubled in value over the past year [3]
SoFi Technologies, Inc. (SOFI) Q4 Earnings and Revenues Top Estimates
ZACKS· 2025-01-27 14:16
SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.05 per share, beating the Zacks Consensus Estimate of $0.04 per share. This compares to earnings of $0.02 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 25%. A quarter ago, it was expected that this company would post earnings of $0.04 per share when it actually produced earnings of $0.05, delivering a surprise of 25%.Over the last four quarters, the compan ...
SoFi Technologies(SOFI) - 2024 Q4 - Annual Results
2025-01-27 12:05
SoFi Technologies Reports Net Revenue of $734 Million and Net Income of $332 Million for Q4 2024, Demonstrating Durable Growth and Strong Returns Record Adjusted Net Revenue Grew 24% Driven by 52% Combined Growth in Financial Services and Tech Platform Segments, Representing 49% of Total Adjusted Net Revenue 34% Growth in Members and 32% Growth in Products in 2024 Remain Key Drivers of Growth Record Fee Based Revenue of $289 Million increased 63%, Reinforcing Strength of Increased Mix of Higher ROE Revenue ...