Core Insights - TransUnion reported strong financial results for Q1 2025, with total revenue reaching $1,096 million, marking a 7% increase compared to Q1 2024 [2][6] - The company exceeded its financial guidance across all key metrics, driven by growth in U.S. Financial Services and Emerging Verticals [4][6] - Net income attributable to TransUnion was $148 million, significantly up from $65 million in Q1 2024, primarily due to a reduction in a lawsuit accrual [7][28] Revenue Performance - Total revenue for Q1 2025 was $1,096 million, a 7% increase year-over-year, with an 8% increase on a constant currency basis [2][6] - U.S. Markets revenue grew by 9%, with Financial Services up 15% and Emerging Verticals up 6% [4][5] - International revenue increased by 6% on a constant currency basis, with high-single digit growth in most markets [4][8] Earnings and Profitability - Net income attributable to TransUnion was $148 million, with diluted earnings per share at $0.75, compared to $0.33 in Q1 2024 [7][28] - Adjusted EBITDA for the quarter was $397 million, an 11% increase from $358 million in Q1 2024, with an adjusted EBITDA margin of 36.2% [7][8] - The company maintained its organic constant currency revenue growth guidance for 2025 at 4.5% to 6% [4][6] Segment Results - U.S. Markets generated $857 million in revenue, a 9% increase, with adjusted EBITDA of $320 million, reflecting a 12% growth [8][51] - International revenue totaled $242 million, with a 6% increase, and adjusted EBITDA of $110 million, up 3% [8][51] - The Financial Services segment saw a revenue increase of 15%, while the Consumer Interactive segment experienced a slight decline of 1% [5][8] Liquidity and Capital Resources - Cash and cash equivalents were $610 million as of March 31, 2025, down from $679 million at the end of 2024 [9][10] - The company reported cash provided by operating activities of $53 million for Q1 2025, slightly down from $54 million in Q1 2024 [10][31] - Cash used in investing activities increased to $87 million, primarily due to higher capital expenditures [10][31] Outlook - The company is maintaining its revenue growth guidance for Q2 and the full year 2025, with expectations of 3% to 5% growth as reported [12][11] - TransUnion is well-positioned to navigate potential economic challenges, supported by a diversified portfolio [4][6] - The company plans to continue monitoring market conditions while prioritizing cost management and business transformation initiatives [4][6]

Exhibit 99.1 News Release TransUnion Announces First Quarter 2025 Results CHICAGO, April 24, 2025 – TransUnion (NYSE: TRU) (the "Company") today announced financial results for the quarter ended March 31, 2025. First Quarter 2025 Results Revenue: • Total revenue for the quarter was $1,096 million, an increase of 7 percent (8 percent on a constant currency basis), compared with the first quarter of 2024. Earnings: "In the first quarter, TransUnion delivered strong results that again exceeded financial guidan ...

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Company Overview - TransUnion has appointed Brian Silver as Executive Vice President of Marketing Solutions, effective April 7, 2025, reporting to Chief Global Solutions Officer Mohamed Abdelsadek [1] - TransUnion operates globally with over 13,000 associates in more than 30 countries, focusing on providing reliable consumer representation in the marketplace [4] Leadership and Strategy - Silver will lead the vision, strategy, and innovation for TransUnion's TruAudience® products, which focus on data-driven marketing and measurement [2] - Abdelsadek emphasized the potential for innovation within the TruAudience suite, powered by TransUnion's OneTru platform, to address marketers' challenges in a privacy-focused environment [3] Experience and Background - Brian Silver has over 25 years of experience in identity-based digital marketing, previously serving as Global Vice President at Oracle Advertising and holding leadership roles at LiveIntents, Verizon Media, and Yahoo! [3] - Silver expressed enthusiasm about leveraging his experience to help clients achieve their goals and drive business growth for TransUnion [4]

CHICAGO, April 10, 2025 (GLOBE NEWSWIRE) -- One year ago, TransUnion (NYSE:TRU) introduced its transformative OneTru™ solution enablement platform for managing, governing, analyzing and delivering data, identity and insights. Today, OneTru delivers on its promises, accelerating and expanding the pace and breadth of the company's innovation. Over the course of 2024 and early 2025, OneTru capabilities have powered several of TransUnion's B2B product lines: TransUnion's alternative lending bureau is now enable ...

Solution enablement platform strengthens analytics, credit risk, fraud prevention and marketing offeringsCHICAGO, April 10, 2025 (GLOBE NEWSWIRE) -- One year ago, TransUnion (NYSE: TRU) introduced its transformative OneTru™ solution enablement platform for managing, governing, analyzing and delivering data, identity and insights. Today, OneTru delivers on its promises, accelerating and expanding the pace and breadth of the company’s innovation. Over the course of 2024 and early 2025, OneTru capabilities hav ...

Core Insights - The report highlights that 17% of Canadians reported losing money due to fraud in the past year, with a median loss of $2,013 [1][2] - Digital fraud targeting Canadians has increased, with 56% of surveyed individuals indicating they were targeted through various channels [2][4] - Phishing emerged as the most common fraud method, affecting 43% of those targeted [7][8] Fraud Statistics - 9% of Canadians who were targeted by fraudsters fell victim to the schemes [2] - 39% of respondents cited fraud concerns as the primary reason for abandoning online shopping carts [5][6] - 46% prioritize the security of personal data over cost savings and quality when choosing online businesses [6] Industry-Specific Insights - The gaming sector experienced the highest rate of suspected digital fraud attempts at 11.1%, an 80% increase from 2023 [8][10] - The logistics industry saw a significant year-over-year increase in suspected fraud attempts, up 203%, although the overall rate was modest at 1.9% [9][10] - Telecommunications experienced the largest decrease in suspected fraud attempts, down 88% from the previous year [9][10] Consumer Behavior - 70% of Canadians indicated that fraud concerns would deter them from returning to a website [6] - 51% of those affected by fraud contacted relevant companies, while 48% placed a freeze on their credit [6][12] - 13% of victims took no action after discovering they had been defrauded [4][12] Fraud Methods - Smishing (fraudulent text messages) accounted for 40% of reported fraud attempts, while vishing (fraudulent phone calls) made up 35% [13] - Third-party seller scams on legitimate online retail websites were reported by 19% of respondents [13] Conclusion - The findings underscore the growing prevalence of digital fraud in Canada, with significant implications for consumer behavior and industry practices [1][2][4]

The acquisition meets growing demand for personalized credit experiences online CHICAGO, April 01, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE:TRU) today announced the completion of the acquisition of Monevo from Quint Group Limited. The news follows January's announcement that TransUnion had signed a definitive agreement to acquire U.K.-based Monevo, a credit prequalification and distribution platform that empowers lenders and banks to deliver highly personalized credit offers to consumers via comparison web ...

CHICAGO, March 31, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the first quarter ended March 31, 2025, in a press release to be issued at approximately 6:00 a.m. Central Time (CT) on Thursday, April 24, 2025. The company will hold a conference call on the same day at 8:30 a.m. (CT) to discuss its financial results. The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http://www.transu ...

Core Insights - The volume of U.S. data breaches decreased in 2024, but the severity of these breaches reached unprecedented levels since TransUnion began tracking in 2020 [1][5] Data Breach Volume and Severity - In 2024, primary data breaches fell to 2,577 from 2,842 in 2023, while third-party data breaches dropped significantly to 515 from 2,731 [2] - The severity of data breaches increased by 34%, with the primary U.S. Breach Risk Score rising from 4.1 to 5.6 and the third-party score increasing from 4.2 to 5.2 [2][5] Types of Data Breaches - Primary data breaches are direct attacks on organizations, while third-party breaches involve access through vendors or suppliers [3] - The 2024 breaches targeted higher-quality credentials, with consumers facing data harvesting scams across multiple channels [4] Financial Impact on Consumers - A survey indicated that 29% of consumers lost money due to various types of fraud, with a median loss of $1,747 [8] Digital Fraud Trends - Communities and video gaming were among the top industries targeted by suspected digital fraud, with communities experiencing a 12% fraud attempt rate [9][14] - The logistics industry saw the greatest increase in suspected digital fraud volume, up over 100% from 2023 [10][14] Consumer Awareness and Experience - In the U.S., 11% of respondents reported being targeted by fraud, with smishing being the most common scheme [14][15] - Nearly half of the respondents (48%) claimed they were not targeted by fraud, raising questions about awareness [16]