Core Viewpoint - Analysts expect U.S. Bancorp (USB) to report quarterly earnings of $1.07 per share, reflecting a year-over-year increase of 9.2%, with revenues projected at $7.06 billion, up 3.3% from the previous year [1] Earnings Projections - The consensus EPS estimate has been revised down by 0.7% in the last 30 days, indicating a reassessment by analysts [1][2] Key Financial Metrics - Efficiency Ratio is forecasted to reach 59.1%, down from 61.0% in the same quarter last year [4] - Average Balances - Total earning assets are estimated at $611.20 billion, slightly up from $608.89 billion year-over-year [4] - Total nonperforming loans are projected at $1.72 billion, down from $1.81 billion in the same quarter last year [5] - Total nonperforming assets are expected to be $1.75 billion, compared to $1.85 billion a year ago [5] - Leverage ratio is anticipated to reach 8.5%, up from 8.1% year-over-year [6] - Tier 1 Capital Ratio is expected to be 12.5%, compared to 11.9% in the same quarter last year [6] - Total Noninterest Income is projected at $2.93 billion, up from $2.82 billion year-over-year [6] - Net interest income (taxable-equivalent basis) is likely to reach $4.12 billion, compared to $4.05 billion in the same quarter last year [7] - Mortgage banking revenue is expected at $179.55 million, down from $190.00 million year-over-year [7] - Other noninterest income is estimated at $157.21 million, slightly up from $157.00 million last year [8] - Commercial products revenue is projected at $391.02 million, compared to $374.00 million in the same quarter last year [8] - Service charges are expected to reach $322.07 million, compared to $322.00 million in the same quarter last year [9] Stock Performance - U.S. Bancorp shares have increased by 9.7% over the past month, outperforming the Zacks S&P 500 composite, which rose by 4% [10]

Core Viewpoint - Top analysts on Wall Street recommend three dividend stocks for investors seeking stable returns amid uncertainties from tariffs and macroeconomic challenges: ConocoPhillips (COP.US), U.S. Bancorp (USB.US), and HP Inc. (HPQ.US) [1] ConocoPhillips - ConocoPhillips plans to distribute $2.5 billion to shareholders in Q1 2025, including $1.5 billion in stock buybacks and $1 billion in cash dividends [2] - The quarterly dividend is $0.78 per share, with an annualized dividend of $3.12 and a dividend yield of 3.3% [2] - Analyst Scott Hanold from RBC Capital Markets maintains a "Buy" rating with a target price of $115, expecting ConocoPhillips to outperform other large exploration and production companies [2][3] - Hanold highlights ConocoPhillips' focus on shareholder returns, strong balance sheet, and industry-leading dividend levels, along with its ability to generate competitive free cash flow across commodity price cycles [3] - The company has a low breakeven point, capable of covering production maintenance and dividends even when WTI crude oil prices are below $40 per barrel [3] U.S. Bancorp - U.S. Bancorp offers a diversified range of financial services, with a quarterly dividend of $0.50 per share, annualized at $2, and a dividend yield of 4.2% [5] - Analyst Gerard Cassidy from RBC Capital Markets reiterates a "Buy" rating with a target price of $50, citing the bank's new leadership and operational leverage goals [5][6] - U.S. Bancorp has been one of the best-performing banks in the U.S., with a compound annual growth rate (CAGR) of shareholder returns over the past 20 years, largely due to its focus on tangible book value and dividends [5] - Cassidy notes that U.S. Bancorp has returned up to 80% of its earnings through stock buybacks and dividends annually [5] HP Inc. - HP announced a quarterly dividend of $0.2894 per share, marking the fourth dividend for fiscal year 2025, with an annualized dividend of $1.1576 and a yield of 4.5% [7] - Analyst Amit Daryanani from Evercore maintains a "Buy" rating with a target price of $29, emphasizing HP's successful business diversification and production strategies [7][8] - HP aims for 90% of its products targeted at the U.S. market to be produced outside of China, with production remaining in Asia and some planned in Mexico [8] - The company is focused on achieving $2 billion in annual savings through cost-saving initiatives, including internal AI tools to enhance productivity and efficiency [8]

Group 1: Market Overview - The optimism surrounding the artificial intelligence boom has weakened due to the impact of Trump tariffs and macroeconomic challenges [1] - Top analysts on Wall Street recommend three dividend stocks for investors seeking stable returns [1] Group 2: ConocoPhillips (COP.US) - ConocoPhillips plans to distribute $2.5 billion to shareholders in Q1 2025, including $1.5 billion in stock buybacks and $1 billion in cash dividends [2] - The quarterly dividend is $0.78 per share, with an annualized dividend of $3.12 and a dividend yield of 3.3% [2] - Analyst Scott Hanold from RBC Capital Markets maintains a "Buy" rating with a target price of $115, citing the company's strong balance sheet and industry-leading dividend levels [2] - ConocoPhillips is expected to generate competitive free cash flow across various commodity price cycles due to its diversified global asset base [2] - The company has a low breakeven point, allowing it to maintain production and pay dividends even when WTI crude oil prices are below $40 per barrel [2] Group 3: U.S. Bancorp (USB.US) - U.S. Bancorp offers a diversified business model, with a quarterly dividend of $0.50 per share, an annualized dividend of $2, and a dividend yield of 4.2% [4] - Analyst Gerard Cassidy from RBC Capital Markets reiterates a "Buy" rating with a target price of $50, highlighting the bank's new leadership and operational leverage of 270 basis points in Q1 2025 [4][5] - U.S. Bancorp has been one of the best-performing banks in the U.S., with a compound annual growth rate (CAGR) in shareholder returns over the past 20 years [4] - The bank returns up to 80% of its earnings through stock buybacks and dividends annually [4] Group 4: HP Inc. (HPQ.US) - HP announced a quarterly dividend of $0.2894 per share, marking the fourth dividend distribution for fiscal year 2025, with an annualized dividend of $1.1576 and a yield of 4.5% [6] - Analyst Amit Daryanani from Evercore maintains a "Buy" rating with a target price of $29, emphasizing the company's successful diversification efforts [6][7] - HP aims for 90% of its products targeted at the U.S. market to be produced outside of China, with production remaining in Asia and some planned in Mexico [7] - The company is implementing cost-saving measures to achieve an annual savings target of $2 billion, including the use of internal AI tools to enhance productivity [7]

Group 1 - U.S. Bancorp is scheduled to report its Q2 earnings on July 17th, following PNC Financial's report on July 16th and after all major money center banks like JPMorgan have reported [1] - The focus is on providing insightful rating analysis on leading financial firms to identify investment opportunities and potential risks [1] Group 2 - The article emphasizes the importance of stocks that exhibit both growth and quality factors, indicating a strong growth narrative supported by robust financial statements [1]

Core Viewpoint - The ongoing AI boom presents strong growth opportunities, but concerns about tariffs and macroeconomic challenges temper investor optimism. Dividend-paying stocks are recommended for consistent income amidst this uncertainty [1]. Group 1: ConocoPhillips (COP) - ConocoPhillips distributed $2.5 billion to shareholders in Q1 2025, comprising $1.5 billion in share repurchases and $1.0 billion in dividends, with a quarterly dividend of $0.78 per share, yielding 3.3% [2]. - Analyst Scott Hanold from RBC Capital maintains a buy rating on ConocoPhillips with a price target of $115, citing its strong balance sheet and competitive returns-focused value proposition [3][4]. - The company is positioned to generate competitive free cash flow (FCF) through various commodity price cycles, with a low break-even point below $40 per barrel [5]. Group 2: U.S. Bancorp (USB) - U.S. Bancorp offers a quarterly dividend of $0.50 per share, yielding 4.2%, and is recognized for its diversified financial services [7]. - Analyst Gerard Cassidy reaffirms a buy rating with a 12-month price target of $50, highlighting the bank's new leadership and strong operating leverage of 270 basis points reported in Q1 2025 [8][9]. - U.S. Bancorp has consistently returned up to 80% of its earnings through stock buybacks and dividends, with a focus on increasing tangible book value [9][10]. Group 3: HP Inc. (HPQ) - HP declared a quarterly dividend of $0.2894 per share, yielding 4.5%, and is on track to achieve significant cost savings through its Future Ready plan [12]. - Analyst Amit Daryanani maintains a buy rating with a price target of $29, noting HP's successful diversification and plans to manufacture 90% of U.S.-bound products outside China [13][14]. - HP aims to generate $2 billion in gross annual run-rate savings, leveraging internal AI tools to enhance productivity and efficiency [15].

Core Viewpoint - The market anticipates U.S. Bancorp (USB) will report a year-over-year increase in earnings and revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - U.S. Bancorp is expected to post quarterly earnings of $1.07 per share, reflecting a year-over-year increase of +9.2% [3]. - Revenues are projected to be $7.06 billion, which is a 3.2% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 0.67% over the last 30 days, indicating a reassessment by analysts [4]. - Despite the downward revision, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.08% [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - U.S. Bancorp currently holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, U.S. Bancorp exceeded the expected earnings of $0.99 per share by delivering $1.03, resulting in a surprise of +4.04% [13]. - The company has beaten consensus EPS estimates in each of the last four quarters [14]. Industry Comparison - The Bank of New York Mellon Corporation (BK), another player in the Zacks Banks - Major Regional industry, is expected to report earnings of $1.74 per share, reflecting a year-over-year change of +15.2% [18]. - BK's revenues are expected to be $4.86 billion, up 5.6% from the previous year, with a positive Earnings ESP of +1.03% and a Zacks Rank of 2 [19][20].

Gunjan Kedia, the new head of U.S. Bank parent U.S. Bancorp, has a chance to reinvigorate the country’s fifth biggest commercial lender after it disappointed investors and analysts with lackluster returns https://t.co/Wwz5r3OB4y ...

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Company Overview - U.S. Bancorp (USB) is headquartered in Minneapolis and has experienced a price change of 0.21% this year [3] - The company currently pays a dividend of $0.50 per share, resulting in a dividend yield of 4.17%, which is higher than the Banks - Major Regional industry's yield of 3.52% and the S&P 500's yield of 1.52% [3] Dividend Analysis - The current annualized dividend of U.S. Bancorp is $2.00, reflecting a 1% increase from the previous year [4] - Over the past 5 years, U.S. Bancorp has increased its dividend 4 times, achieving an average annual increase of 4.24% [4] - The company's current payout ratio is 49%, indicating that it pays out 49% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for U.S. Bancorp's earnings in 2025 is $4.30 per share, which represents a year-over-year earnings growth rate of 8.04% [5] Investment Considerations - U.S. Bancorp is considered a strong dividend investment opportunity, especially for income investors, as it offers a compelling yield and solid earnings growth prospects [6] - The stock currently holds a Zacks Rank of 3 (Hold), indicating a stable investment outlook [6]

Core Viewpoint - U.S. Bancorp (USB) and M&T Bank Corporation (MTB) are both U.S. regional banks facing similar market pressures but have distinct growth strategies and geographic exposures [1][2]. Group 1: U.S. Bancorp (USB) - USB has undertaken strategic initiatives to enhance its market position, including acquisitions and partnerships to boost digital capabilities and diversify revenue streams [3][4]. - The company has seen a rise in net interest income (NII) and expects continued growth supported by investment portfolio repositioning and stabilizing funding costs [4][5]. - Management projects total revenues for 2025 to grow by 3-5% from $27.6 billion reported in 2024, driven by growth in non-interest income and NII [5]. - As of March 31, 2025, USB had a long-term debt of $59.9 billion and $17 billion in short-term borrowings, with cash and due from banks amounting to $50 billion, indicating a strong liquidity position [6]. - USB plans to increase its quarterly dividend by 4% to 52 cents per share and continues its $5 billion share repurchase program, with $4.9 billion remaining [7][9]. - USB trades below its five-year median P/E of 10.75 and the industry average of 11.13, making it attractive for value investors [18][21]. Group 2: M&T Bank Corporation (MTB) - MTB has demonstrated significant revenue growth, with expectations for higher NII driven by modest lending demand and Fed rate cuts [10][11]. - The company recorded solid loan and deposit growth, bolstered by the acquisition of People's United in 2022, which added $36 billion in loans and $53 billion in deposits [11][12]. - MTB's management anticipates average loans and leases to be between $135 billion and $137 billion, with total deposits projected at $162–$164 billion for 2025 [12]. - As of March 31, 2025, MTB had total borrowings of $12.1 billion and cash and interest-bearing deposits of $22.8 billion, reflecting a healthy financial position [13]. - MTB has also passed the stress test and increased its quarterly dividends by 4% to $1.35 per share, with a share repurchase program authorized for up to $4 billion [14]. Group 3: Comparative Analysis - Over the past three months, USB and MTB shares increased by 19.9% and 20.9%, respectively, outperforming the industry and S&P 500 [15]. - USB's forward P/E ratio is 10.33, lower than its five-year median and industry average, while MTB's P/E is 11.42, higher than its five-year median [18][21]. - Earnings estimates for USB indicate an 8% rise for 2025, while MTB's estimates show an 8.5% increase for the same year, with upward revisions for MTB's 2026 estimates [22][24]. - USB is viewed as a more compelling investment choice for value-oriented investors due to its lower valuation and broader strategic initiatives [25][26].