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第6期 最厚重的托付:养老金的故事
Xin Lang Ji Jin· 2025-11-18 08:27
MACD金叉信号形成,这些股涨势不错! 最厚重的托付:养老金的故事,承载着中国人最朴素的人生愿望! 公募基金是如何助力我们的养老生活呢?咱们一起去听听! 责任编辑:郭栩彤 ...
34%日本人支持高市任自民党新总裁
日经中文网· 2025-09-29 03:34
Group 1 - The core viewpoint of the article highlights the shifting support rates among candidates for the upcoming Liberal Democratic Party (LDP) presidential election, with former Economic Security Minister Takagi Sanae leading at 34% support, followed by Agriculture Minister Koizumi Shinjiro at 25% [3] - The support rates for Takagi and Koizumi have changed since the last survey in August, where Takagi had 23% and Koizumi 22%, indicating a widening gap in their support [5] - The survey also revealed that the most discussed policy topics among respondents for the LDP presidential election include "price measures" (48%), "pensions" (28%), and "economic growth" (27%) [5] Group 2 - The approval rating for the outgoing Shibo Mo cabinet stands at 37%, a decrease of 5 percentage points from August, with 57% of respondents indicating they do not support the cabinet [5] - The party support rates show the LDP at 31% (up from 28% in August), while other parties like the Constitutional Democratic Party remain stable at 7% [5] - The survey was conducted by Nikkei Research from September 26 to 28, using random digit dialing (RDD) and included 915 responses, achieving a response rate of 39.9% [6]
财政部国家税务总局发通知,养老金迎重大利好,在职、退休都受益
Sou Hu Cai Jing· 2025-09-14 00:10
Core Viewpoint - The recent policy allowing the transfer of state-owned capital to social security funds is a significant benefit for pension funds, providing financial support for both active and retired personnel [1][11]. Tax Exemption Details - The policy exempts the transfer of state-owned equity and cash income from three types of taxes: value-added tax (VAT), corporate income tax, and stamp duty [1][11]. Value-Added Tax (VAT) - Income from loan services and financial product transfers derived from the transferred state-owned capital will be exempt from VAT, which is typically set at 6% [5][11]. - For example, if interest income is 1.06 million, the VAT savings would amount to 60,000, directly benefiting the social security fund [5]. Corporate Income Tax - The income generated from the investment of transferred state-owned capital will not be subject to corporate income tax, which is usually 25% [7][11]. - This means that if a company has 10 million in income, it can reduce its taxable income by this amount, leading to significant tax savings [7]. Stamp Duty - The transfer of non-listed state-owned equity will be exempt from stamp duty, while listed equity transfers will have a system of advance collection and subsequent refund [8][11]. - For instance, transferring 1 billion in equity could save 50,000 in stamp duty, which accumulates significantly given the scale of capital involved [8]. Implications for Pension Funds - The policy is expected to inject fresh capital into pension funds, enhancing their operational efficiency and ensuring more substantial benefits for both current and future retirees [11]. - With the aging population and increasing pressure on pension funds, this initiative is a crucial step in securing the financial stability of social security systems in the country [11].
羚锐制药上周获融资净买入1677.77万元,居两市第477位
Jin Rong Jie· 2025-08-18 00:31
Summary of Key Points Core Viewpoint - The financing activities and capital flow of Lingrui Pharmaceutical indicate a mixed performance, with significant net buying but also notable outflows in recent days [1]. Financing Activities - Lingrui Pharmaceutical had a net financing inflow of 16.7777 million yuan last week, ranking 477th in the market [1]. - The total financing amount for the week was 117 million yuan, while the repayment amount was 99.8371 million yuan [1]. Capital Flow - Over the past 5 days, the main capital outflow from Lingrui Pharmaceutical was 52.8221 million yuan, with a decline of 6.54% during this period [1]. - In the last 10 days, the main capital outflow was 52.6537 million yuan, reflecting a decrease of 3.4% [1]. Company Profile - Lingrui Pharmaceutical, established in 1999, is located in Xinyang and primarily engages in the pharmaceutical manufacturing industry [1]. - The company has a registered capital of 567.115486 million yuan, which is also its paid-in capital [1]. - The legal representative of the company is Xiong Wei [1]. Investment and Intellectual Property - Lingrui Pharmaceutical has invested in 14 external enterprises and participated in 5,000 bidding projects [1]. - The company holds 287 trademark registrations and 249 patents, along with 356 administrative licenses [1].
铁龙物流上周获融资净买入1676.46万元,居两市第478位
Jin Rong Jie· 2025-08-18 00:31
Group 1 - The core viewpoint of the article highlights the recent financing activities of Tielong Logistics, which saw a net financing inflow of 16.76 million yuan last week, ranking 478th in the market [1] - Tielong Logistics had a total financing purchase amount of 89.74 million yuan and repayment amount of 72.98 million yuan during the same period [1] - The company operates in various sectors including logistics, carbon trading, cold chain logistics, and is involved in initiatives like the Belt and Road [1] Group 2 - Over the past five days, Tielong Logistics experienced a main capital inflow of 15.55 million yuan with a price increase of 3.42% [1] - In the last ten days, the main capital inflow was 7.60 million yuan, with a price increase of 0.98% [1] - Tielong Logistics, established in 1993 and based in Dalian, focuses on multimodal transport and transportation agency services, with a registered capital of 1.31 billion yuan [1] Group 3 - The company has made investments in 33 enterprises and participated in 62 bidding projects [1] - Tielong Logistics holds 33 trademark registrations and 49 patent registrations, along with 15 administrative licenses [1] - The legal representative of the company is Li Fengyan [1]
海兴电力上周获融资净买入1647.39万元,居两市第485位
Jin Rong Jie· 2025-08-18 00:30
Group 1 - The core viewpoint of the article highlights that Haixing Electric Power has seen a net financing inflow of 16.47 million yuan in the last week, ranking 485th in the market [1] - The company had a total financing purchase amount of 87.05 million yuan and repayment amount of 70.57 million yuan during the same period [1] - Haixing Electric Power operates in various sectors including power grid equipment, Zhejiang region, and smart grid, among others [1] Group 2 - Over the past 5 days, the main capital outflow from Haixing Electric Power was 2.30 million yuan, with a decline of 0.24% [1] - In the last 10 days, the total main capital outflow reached 26.20 million yuan, resulting in a decrease of 1.69% [1] - The company, established in 2001, is primarily engaged in the manufacturing of electrical machinery and equipment, with a registered capital of 4.86 billion yuan [1] Group 3 - Haixing Electric Power has made investments in 15 companies and participated in 541 bidding projects [1] - The company holds 36 trademark registrations and 596 patent registrations, along with 124 administrative licenses [1]
城建发展上周获融资净买入1769.18万元,居两市第462位
Sou Hu Cai Jing· 2025-08-17 23:51
Core Viewpoint - Beijing Urban Construction Investment Development Co., Ltd. has shown a net financing inflow of 17.69 million yuan in the last week, ranking 462nd in the market, indicating a moderate interest from investors [1] Financing Data - The total financing amount for the last week was 153 million yuan, while the repayment amount was 136 million yuan [1] - Over the past 5 days, the main capital outflow was 504.89 thousand yuan, with a decline of 0.39% [1] - Over the past 10 days, the main capital outflow was 583.19 thousand yuan, with a decline of 0.3% [1] Company Overview - Beijing Urban Construction Investment Development Co., Ltd. was established in 1998 and is primarily engaged in the real estate industry [1] - The company has a registered capital of 20,757.43507 million yuan and the same amount in paid-in capital [1] - The legal representative of the company is Qi Zhanfeng [1] Investment Activities - The company has made investments in 74 enterprises and participated in 94 bidding projects [1] - It holds 10 trademark registrations and has 77 administrative licenses [1]
1月份不认证停发养老金?别信
Xin Hua Wang· 2025-08-12 06:16
Core Viewpoint - The article discusses the importance of social insurance qualification certification in China, emphasizing its role in preventing fraud and ensuring the security of pension funds. It addresses recent rumors about pension payment suspensions and clarifies that the pension system remains stable and sustainable. Group 1: Social Insurance Qualification Certification - Social insurance qualification certification is an internationally accepted practice aimed at establishing a fraud prevention mechanism for pension eligibility, thereby safeguarding pension funds [1][2] - Certification typically occurs annually, with different regions implementing varying schedules. For instance, Chengdu employs a rolling certification process [2] Group 2: Recent Rumors and Clarifications - Recent rumors suggested that pension payments would be suspended if retirees did not complete their qualification certification by January 2023. However, the Ministry of Human Resources and Social Security has issued clarifications to dispel these concerns [1][3] - Various local human resources departments have also released announcements to clarify the certification process and address public anxiety regarding pension payments [1] Group 3: Pension Fund Status - In 2022, China's total social insurance fund income was 7.1 trillion yuan, with expenditures of 6.6 trillion yuan, resulting in a year-end surplus of 7.4 trillion yuan, ensuring timely and full pension payments [1][3] - Experts assert that both urban employee basic pension insurance and rural resident basic pension insurance have income exceeding expenditures, indicating a stable fund operation and long-term balance [3] - There are no indications of pension fund deficits, and despite challenges posed by the COVID-19 pandemic, increased fiscal support has been provided to ensure pensions are paid on time [3]
X @𝘁𝗮𝗿𝗲𝘀𝗸𝘆
𝘁𝗮𝗿𝗲𝘀𝗸𝘆· 2025-08-11 00:25
Social Security & Healthcare Analysis - The analysis suggests that many young individuals who pay for medical insurance may not actually utilize it, implying a potential inefficiency in the system [1] - The analysis points out that the "self-paid" portion of medical expenses often comes from individual accounts rather than pooled funds, despite the perception of insurance coverage [2][3] - The analysis suggests that resident medical insurance offers a cost-effective option for major illnesses, especially hospitalization, despite procedural hurdles [5][6] - The analysis views commercial insurance as a gamble against insurance companies, advising against it for individuals with sufficient assets (e g, 1 million in emergency cash) due to potentially unfavorable terms [6] Pension & Public Fund Insights - The analysis highlights the significant disparity in pension benefits based on employment type (e g, civil servants, state-owned enterprises, private companies, freelancers), with civil servants receiving substantially higher pensions [7] - The analysis implies that individuals in less advantageous positions within the pension system should minimize contributions as a form of resistance [8] - The analysis suggests that housing provident fund (公积金) is a tangible benefit that should be considered as part of one's income [9] - The analysis notes a decreasing trend in companies willing to take risks to help employees avoid taxes, as the risks outweigh the benefits [9] - The analysis suggests that the value of residency permits (落户) and housing purchase qualifications (房票) is diminishing, making continuous social security contributions for these purposes less worthwhile [9]
想想都可怕,2050年,谁来给我们养老呢?
3 6 Ke· 2025-08-11 00:10
Group 1 - By 2050, the elderly population aged 60 and above in China is expected to reach nearly 500 million, accounting for over one-third of the total population [1] - The new social insurance regulations mandate that both employers and employees must contribute to social insurance, rendering any agreements to waive contributions invalid [3][5][6] - The enforcement of mandatory social insurance is seen as a significant burden for small enterprises and low-income individuals, as it eliminates the previous flexibility in contributions [10][11] Group 2 - The calculation of social insurance contributions is based on a formula that includes the contribution base and respective rates for employers and employees [16][17] - Pension benefits after retirement are derived from two components: the basic account pension and the personal account pension, with the latter being influenced by the individual's contributions [20][21] - Concerns about the sustainability of the social insurance fund are rising due to an aging population and declining birth rates, with predictions suggesting that pension funds may be depleted by 2035 [31][32] Group 3 - The government is exploring solutions to address potential pension shortfalls, including leveraging state-owned assets and implementing gradual retirement age increases [32][33] - The societal implications of a significant elderly population without adequate social security could lead to increased poverty and social unrest, highlighting the necessity of preemptive funding for social insurance [37]