江南时报讯 "您好，我的银行卡被扣了两笔钱，一笔2999元，一笔1999元，对方说不按他说的做， 每个月都会扣钱！"周五下午，南通海安开发区支行的服务台前，一位年轻的女性客户举着手机，声音 带着哭腔，手机屏幕上还显示着陌生"客服"发来的"连续扣款通知"。 离开时，张女士连连道谢："多亏你，不仅帮我及时止损，还教会我怎么防骗！"小邓笑着把宣传册递给 她："守住'钱袋子'，记得多给身边人提个醒。" 网点客服经理小邓见状让客户坐下，一边查询银行卡流水，一边安抚客户慢慢说。原来，张女士上周在 一款美妆APP上点击试用"免费小样"，没细看条款就勾选了"自动续费"。当天就收到了150元扣款短 信，联系客服时，对方称"账户异常需解冻"，发来链接让其填写银行卡号、短信验证码。在情急之下， 客户照做，当场被扣走2999元和1999元。随后，客户再次被催转3000元"验证金"，这才察觉被骗。 处理完紧急事宜，客服经理小邓拿出防诈宣传册，结合张女士的遭遇讲解："试用'免费服务'一定要取 消'自动续费'勾选；官方客服从不会要短信验证码，这是支付'钥匙'；如遇扣款纠纷，应直接联系官方 客服，千万别点陌生链接。"此外，还帮张女士下载了国 ...

趣味互动环节让现场氛围持续升温，憨态可掬的"兔子警官"一亮相便吸引学子们踊跃互动，通过案例解 说、双反知识互动等形式，让防范技巧在轻松氛围中深入人心。兴业银行乌鲁木齐分行精心设计互动问 答环节，围绕反洗钱法律法规、诈骗识别技巧、求助渠道等核心问题展开，学子们举手抢答、积极参 与，现场掌声与欢呼声不断。同时，该行工作人员向师生们发放精心编制的"反诈宝典"，手册图文并 茂、内容精炼，涵盖常见骗局拆解、应急处置流程等实用知识，成为大家随身的"安全指南"。 此次活动将专业金融知识与趣味互动形式相结合，既破解了传统宣传的枯燥感，又实现了"教育一个学 生、带动一个家庭、影响整个社会"的传播效果。参与师生纷纷表示，活动内容贴近校园生活，案例真 实鲜活、实用性强，不仅提升了自身风险防范意识，更学会了识别和应对洗钱与诈骗风险的具体方法。 青年学生是金融安全宣传的重点群体，兴业银行乌鲁木齐分行持续深化银警校合作，创新宣传形式、丰 富宣传内容，推动反洗钱、反诈宣传教育常态化、长效化，为构建平安校园、营造安全稳定的金融环境 贡献更多力量。（秦声） 为切实提升高校学子反洗钱与反诈防骗意识，守护青年群体财产安全，近日，兴业银行乌鲁木齐分 ...

目前，"一键查卡"已支持查询用户在493家银行的银行卡开立情况，其中包括18家全国性商业银行和各 省份的475家区域性商业银行。截至目前，该功能已服务超2000万用户。 为进一步保障金融消费者资金安全和合法权益，中国银联联合商业银行，持续优化云闪付APP上"一键 查卡"功能。目前该服务已支持查询用户在近500家银行的银行卡开立情况，为公众高效管理个人银行账 户提供有力的抓手。 着眼"睡眠账户"的规范管理，云闪付"一键查卡"功能不仅是一项便民服务，更对提升全民金融安全意识 具有积极意义。当前，一键查卡功能已被中宣部、公安部、工信部、人民银行等部委评为八大反诈利器 之一，助力筑牢防范资金风险、保护民众"钱袋子"的有效防线，构建安全、稳定、健康的金融环境。 近期，多家商业银行发布"睡眠账户"管理相关公告。着眼于便利社会公众全面、便捷地掌握个人银行卡 账户开立账户情况，在中国人民银行指导下，中国银联联合商业银行在2021年12月开始为用户提供便捷 查询名下银行卡账户的服务，在确保信息安全的前提下，方便人民群众直接掌握个人名下银行卡信息， 强化自身银行卡管理。 用户可以点击打开云闪付APP，在搜索框中输入"一键查卡"， ...

如何打破银行间的"信息孤岛"，实现精准防控，正在成为行业破解困局的关键方向。 据央视新闻报道，周筱赟律师在建设银行某网点遭遇了一次波折的取款经历——因被要求配合反诈工 作，详细说明资金用途，他最终未能成功取款。这一事件曝光后，引发公众对反诈措施"误伤"普通民众 的广泛关注。 近期，央视新闻报道的一则新闻引发社会关注：一名律师在银行网点办理取款业务时，因被要求配合反 诈工作详细说明资金用途，最终未能成功取款。 周筱赟律师在接受21世纪经济报道记者采访时表示，公开自身遭遇的核心目的，是希望通过个案推动反 诈误伤事件的减少。他指出，当前反诈误伤已非偶发情况，"现在取现几千元就可能被上门核实，转账 几千元个人账户就会被冻结，有不少民众都面临这样的困扰"，这类情况已影响到居民正常生活与资金 使用。 据媒体针对多省份银行网点的调查显示，各地银行的大额取款门槛与反诈措施差异明显。在山东、河南 等诈骗高发省份，不少银行的核查门槛低于5万元，除了询问资金来源与实际用途，还会重点核查资金 入账时间、取款人真实意愿等信息。 一位金融科技从业人员向21世纪经济报道记者分析道："这位律师取现受阻，可能并非单纯因取现防控 要求严格，也可 ...

Core Viewpoint - The incident highlights the effective response of a bank branch in rescuing a customer from a fraud situation, showcasing the importance of vigilance and teamwork in the banking sector [1][2][3] Group 1: Incident Overview - A customer at the bank was found to be under duress from a criminal gang, prompting bank employees to take immediate action [1] - The customer discreetly communicated their perilous situation through a handwritten note, indicating they were being forced to launder money [1][2] Group 2: Response Actions - Bank employees utilized a pre-established code to alert management, who then activated an emergency response plan [2] - The bank staff continued normal operations to buy time while the police were notified, demonstrating strategic thinking under pressure [2] Group 3: Outcome and Recognition - Police arrived promptly, leading to the arrest of two suspects and preventing any financial loss to the customer [2] - The actions of the bank employees were commended by the police for their professionalism and quick thinking, reflecting the growing responsibility of financial professionals in combating fraud [3]

事发当日10时29分，衢州市公安局智造新城分局东港派出所民警在日常工作中察觉到，市民张先生正面临被诈骗的巨大风险，其名下资金随时可能落入诈骗 分子之手。事态紧急，值班民警朱晓鹏和辅警祝王宇迅速响应，立即驱车赶往张先生可能出现的区域。10时42分，朱晓鹏和祝王宇在衢江区天湖南路成功找 到了张先生。当时，张先生车辆副驾驶座位上已备妥90万元现金，正准备与诈骗人员碰面。 在民警近两个小时的耐心劝说下，张先生终于认清骗局，配合警方提供了诈骗分子的相关信息。掌握关键线索后，相关部门迅速展开侦查，当天14点，民警 在交易地点成功抓获正在等待取现的嫌疑人吴某；随后，在杭州市公安局的协助下，同案人员范某也被顺利抓获。 衢州市公安局智造新城分局东港派出所民警 朱晓鹏：见面之后，他比较抗拒我们的询问，一直说这个钱是拿来做彩礼的，明天还会再转100万元，我们就感 觉问题很严重。 本文转自【央视新闻客户端】； 经核实，张先生此前在某虚假App中进行理财投资，已深陷骗局。更为揪心的是，手机上诈骗分子仍在不断发送消息，教唆张先生躲避警方调查，甚至要求 他次日再取现100万元继续投资。 近日，浙江衢州警方展开了一场与时间赛跑的反诈极速救援 ...

Core Viewpoint - Recent incidents of banks questioning the purpose of cash withdrawals below 50,000 yuan in Dongying, Shandong, have raised public concern about the implementation of anti-fraud measures in banking practices [1][3] Group 1: Regulatory Changes - The People's Bank of China, along with other financial regulatory bodies, has proposed a new draft regulation that aims to relax the previous requirement for cash withdrawals over 50,000 yuan to disclose the source and purpose of funds, effective from August 4, 2025 [4][10] - The previous regulation, which mandated that cash transactions over 50,000 yuan be documented for their source and purpose, was met with criticism and is now being reconsidered to balance fraud prevention with customer convenience [9][11] Group 2: Regional Variations in Banking Practices - A survey conducted across various provinces revealed significant discrepancies in the requirements for cash withdrawals, with some banks enforcing strict verification processes for amounts as low as 10,000 yuan [5][6] - In Dongying, banks like the Industrial and Commercial Bank of China and China Construction Bank have implemented stringent measures, such as requiring identification and purpose verification for withdrawals exceeding 20,000 yuan [6][8] - Conversely, some banks in regions like Anhui and Zhejiang have higher thresholds for questioning the source of funds, with some not requiring any verification for withdrawals below 50,000 yuan [7][8] Group 3: Impact on Customers - The stringent measures are primarily aimed at protecting elderly customers from fraud, as there have been numerous cases of scams targeting this demographic [6][7] - The inconsistency in withdrawal policies across different regions may lead to confusion and frustration among customers, highlighting the need for clearer guidelines from regulatory authorities [5][6]

Core Viewpoint - The company has developed a self-researched mini-program "Jian Zhen" which has surpassed 200,000 users, currently in the market cultivation and technology optimization phase, and has not yet generated direct revenue [1] Group 1 - The mini-program is adopting a free open strategy to validate technology application scenarios and accumulate user demand data [1] - The company emphasizes that there is no resource misallocation or waste of shareholder funds in the current phase [1] - Future revenue generation will depend on user scale and application scenario maturity, with timely information disclosure to follow [1]

Group 1 - Chongqing adjusts administrative divisions by establishing Liangjiang New Area and abolishing Jiangbei District and Yubei District [1] - The National Healthcare Security Administration initiates a pilot program for intelligent review of the entire process of medical insurance handling [1] - The National Health Commission warns against illegal medical guidance and sales disguised as mental health education [1] Group 2 - China leads the formulation of the world's first international standard for industrial 5G [1] - The first day of the China International Import Expo sees the Shanghai delegation sign contracts with procurement orders exceeding 100 million USD [1] - Ordos takes the lead in raising the standard for childcare subsidies, providing an additional 6,400 yuan per year for families with three children [1] Group 3 - China's Tianwen-1 spacecraft successfully captures images of the interstellar object Atlas (3I/ATLAS) [3] - The results of the written examination for the qualification of primary and secondary school teachers will be released on the 7th at 10 AM [3] Group 4 - The world's first double-deck cable-stayed suspension bridge, the Tongling Yangtze River Bridge, is officially opened [5] - The Shanghai team wins the women's synchronized 10-meter platform diving championship at the 15th National Games with a score of 350.22 [5]

Core Points - Consumers have reported that telecom service centers are requiring additional documentation, such as a criminal record certificate, to obtain a phone card, raising questions about the reasonableness of these requirements [2][3] - There is a significant disparity in the documentation requirements across different cities, with some requiring only an ID while others demand various proofs, including a criminal record, employment verification, or bank statements [2] - The justification provided by service centers for these additional requirements is to combat fraud, but it is unclear whether these measures effectively contribute to fraud prevention [2][4] Regulatory Context - The practices of requiring excessive documentation contradict the directives from the State Council aimed at simplifying public service processes, which call for the elimination of unnecessary proofs and procedures [3] - The Ministry of Public Security has specified that a criminal record certificate is only necessary for certain legal situations, such as employment or military service, and does not apply to obtaining a phone card [3] Implications for Public Service - The current situation highlights ongoing challenges in the simplification of public service processes, indicating that some areas still face significant obstacles despite recent progress [3] - The requirement for excessive documentation not only appears unreasonable but also reflects a rigid mindset in addressing complex issues, which could hinder public access to essential services like obtaining a phone card [4] - It is essential for relevant authorities to intervene and rectify these unreasonable demands to protect citizens' rights and ensure that anti-fraud measures do not become barriers to convenience [4]