Core Viewpoint - Shunde Rural Commercial Bank has terminated its IPO process after six years of waiting, as it voluntarily withdrew its application due to strategic planning needs and will consider resuming based on market conditions in the future [2][4]. Company Summary - The bank's IPO journey began in July 2017, with its application being accepted by the China Securities Regulatory Commission in June 2019. However, the process faced delays, and the application was ultimately withdrawn in July 2023 [4]. - The bank reported a total asset increase and a rise in operating income for the year 2024, with operating income reaching 8.377 billion yuan, a year-on-year increase of 1.4%. However, net profit decreased to 3.177 billion yuan, down 7.89% year-on-year [6]. - The bank's net interest income fell by 11.25% to 5.962 billion yuan, while non-interest income surged by 56.45% to 2.415 billion yuan. Investment income significantly increased by 176.52% to 2.335 billion yuan, providing substantial support to profits [6]. - As of the end of 2024, the bank's non-performing loan ratio was 1.61%, up 0.13 percentage points year-on-year, while the provision coverage ratio decreased to 174.78% [7]. - The bank aims to improve its profitability by focusing on strategic goals set by local government initiatives and enhancing its operational efficiency [6]. Industry Summary - The trend of banks withdrawing IPO applications has been observed, with Shunde Rural Commercial Bank being the second bank this year to do so, following Guangzhou Bank in January [9]. - Currently, only five banks are still in the IPO queue, with Dongguan Bank and Nanhai Rural Commercial Bank having updated their financial data recently [10]. - The overall market environment is characterized by volatility, leading to cautious investor sentiment and uncertainty regarding bank valuations and future profitability, which has contributed to the decision of some banks to withdraw their applications [10].

● 本报记者 吴杨 顺德农商银行并非是今年以来首家撤回上市申请文件的银行。今年1月，广州银行撤回上市申请文件。 而在2024年，亳州药都农商银行、江苏海安农商银行、安徽马鞍山农商银行陆续撤回上市申请文件。 今年1月，宜宾银行在港上市，成为继2021年9月东莞农商银行之后的又一家成功赴港上市的中小银行。 而A股市场自2022年1月兰州银行上市后，至今未见新的上市银行身影。 近日，因顺德农商银行及其保荐人提交撤回发行上市申请文件，深交所决定终止对该行首次公开发行股 票并在主板上市审核。 继今年1月广州银行之后，顺德农商银行成为2025年以来第二家撤回上市申请文件的银行。目前，沪深 两市主板IPO排队序列中还有5家银行。业内人士表示，接下来，中小银行或通过多元化路径补充资 本。 撤单再现 顺德农商银行相关人士对中国证券报记者表示："我行鉴于战略规划优化需要，经审慎评估后决定暂缓 上市进程。" 顺德农商银行备战上市长达8年之久。早在2017年，顺德农商银行召开临时股东大会，审议通过了关于 A股上市的一系列议案，包括申请首次公开发行人民币普通股（A股）股票并上市的议案。2019年5月， 原广东银保监局同意顺德农商银行境 ...

Core Viewpoint - Dongguan Bank has updated its prospectus after a 17-year wait for an IPO, with its review status changing from "suspended" to "accepted" [1][5] Financial Performance - Dongguan Bank's total assets reached 672.73 billion yuan by the end of 2024 [2] - The bank's operating revenue for 2024 was 10.197 billion yuan, down from 10.587 billion yuan in 2023, marking a decrease of 3.90 million yuan [2][3] - The net profit for 2024 was 3.503 billion yuan, a decline of 3.33 billion yuan compared to 2023's 3.765 billion yuan [2][3] Compliance and Regulatory Issues - Over the past three years, Dongguan Bank and its subsidiaries received 14 regulatory fines totaling 11.7553 million yuan [3] - In 2024, the bank faced fines of 2.1 million yuan due to violations related to loan business and risk classification [4] - The bank's non-performing loan ratio increased to 1.01% in 2024, up from 0.93% in the previous two years [3] Management Compensation - The chairman and president of Dongguan Bank received salaries of 1.8939 million yuan and 1.7421 million yuan, respectively, in 2024 [3]

Core Insights - The A-share banking sector has experienced a prolonged period without new listings, with the last IPO being Lanzhou Bank in January 2022, until Dongguan Bank and Guangdong Nanhai Rural Commercial Bank recently had their IPO status restored to "accepted" [1][3][4] - Dongguan Bank has faced numerous challenges since proposing its IPO in 2008, including multiple application terminations and audit suspensions, while Guangdong Nanhai Rural Commercial Bank has similarly faced a lengthy process since initiating its IPO in 2018 [4][5] - In contrast, Guangdong Shunde Rural Commercial Bank has withdrawn its IPO application, reducing the number of banks waiting to list in A-shares to five, amidst a challenging environment characterized by narrowing net interest margins and asset quality pressures [1][8] Company Summaries - Dongguan Bank reported a revenue of 10.197 billion yuan in 2024, a decrease of 3.69% year-on-year, and a net profit of 3.738 billion yuan, down 8.1% [5] - Guangdong Nanhai Rural Commercial Bank achieved a revenue of 6.429 billion yuan, a decline of 6.3%, but its net profit increased by 2.99% to 2.453 billion yuan [5] - Guangdong Shunde Rural Commercial Bank, which has withdrawn its IPO application, was established in 1952 and underwent a transformation into a rural commercial bank in 2009 [6][7] Market Context - The A-share market has not seen new bank listings since Lanzhou Bank, with many banks considering the Hong Kong market as an alternative due to the high barriers and uncertainties in A-shares [9][10] - Yibin Bank successfully listed on the Hong Kong Stock Exchange in January 2025, but its stock performance was lackluster, reflecting the challenges faced by small and medium-sized banks in the Hong Kong market [9][10] - The overall environment for bank IPOs is complicated by regulatory demands for sustainable profitability, leading some banks to withdraw their applications due to poor financial performance [8][10]

南方财经记者 庞成 广州报道 7月4日，深交所发行上市审核信息公开网站显示，因顺德农商银行及其保荐人撤回发行上市申请，根据 深交所上市审核规则，深交所决定终止其发行上市审核。这意味着该行近6年的IPO长跑戛然而止，而 这也是今年第二家主动撤回上市申请的中小银行。 近年来，中小银行A股上市进程明显放缓，多家中小银行相继撤回IPO申请。截至目前，处于A股上 市"候场区"的银行仅剩5家，分别是湖州银行、江苏昆山农商银行、湖北银行、广东南海农商银行、东 莞银行，其中仅湖州银行处于"已问询"状态。 业内人士认为，中小银行A股上市放缓或许是因为，全面注册制下，市场更注重中小银行是否具备健全 的公司治理机制、稳定的盈利能力、健康的财务结构及良好的市场前景。 | A股IPO排队银行名单(截至2025年7月5日) | | | | | | --- | --- | --- | --- | --- | | 公司名称 | 申报板块 | | 最新进程 发行股数(万股) | 保荐机构 | | 湖州银行 | 沪市主板 | 已问询 | 33,779.09 | 中金公司 | | 江苏昆山农商银行 | 沪市主板 | 已受理 | 53,915.87 ...

传言落地！ 7月4日晚间，因广东顺德农商行及其保荐人提交撤回发行上市申请文件，深交所决定终止对该行首次公开发行 股票并在主板上市审核。 券商中国记者获悉，此次撤回IPO申请系该行战略规划调整，未来将根据市场环境择机重启。同时，该行暂无 H股上市的计划。 至此，自2023年3月排队IPO"换道"注册制审核以来，已有6家中小银行撤回上市申请，排队的银行仅剩5家。 排队六年，主动撤单 早在2017年7月，顺德农商行即召开股东大会，审议并通过了关于A股上市的一系列议案。 2019年，该行上市进程不断提速：5月23日，其A股上市申请获广东银保监局批复同意；6月下旬，该行上市申 请材料被证监会接收并获受理，正式加入A股上市排队序列。 彼时招股书显示，顺德农商行接受中金公司保荐，计划登陆深交所，发行不超过16.94亿股股份（占发行后总 股本的25%）。 2023年3月，该行A股IPO"换道"注册制审核，其上市申请获得深交所受理。此后，因招股书财务资料过期，其 审核状态数次在"中止"和"已受理"之间切换。 今年6月30日，同样计划在深交所上市的东莞银行、广东南海农商行均完成财务资料更新，上市审核状态由"中 止"变更为"已受理 ...

主动调整上市计划的中小银行名单持续拉长。 深交所官网最新信息显示，今年以来，广州银行、广东顺德农商银行已先后撤回上市申请文件。据了 解，两家银行撤回IPO申请的原因均为"战略规划调整"，且无赴港上市安排。 整体来看，多家排队银行撤回上市申请是监管环境、市场逻辑等多重因素交织的结果。 上市"行路难" 事实上，银行A股IPO已进入多年"空窗期"。2022年1月，兰州银行（001227）在深交所挂牌上市，这是 核准制下最后一家上市银行，此后排队银行"颗粒无收"。 而在多家排队银行撤单后，仍处于"候场区"的银行已减少至5家。其中，除湖州银行处于"已问询"状态 外，其余排队审核状态均为"已受理"。 银行IPO撤回数量过半，这是市场吸引力偏弱、银行IPO整体节奏放缓的现状。 2023年3月全面注册制平移申报收官后，当年8月证监会即提出"阶段性收紧IPO节奏"。随后，证监会又 在2024年4月发布《关于资本市场服务科技企业高水平发展的十六项措施》明确，优先支持突破关键核 心技术的科技型企业上市融资，优化科技型企业上市融资环境。 与此形成对比的是，传统银行业的上市审核更强调合规性与风险防控。尤其是，2019年以来，包商银 行 ...

Core Viewpoint - The approval of Bai Yushi as the president of Hengfeng Bank marks a significant leadership change after nearly three years of vacancy in the position, with a focus on enhancing the bank's competitiveness and preparing for a potential IPO [6][9][10] Group 1: Leadership Appointment - Bai Yushi, born in October 1982, has been approved by the National Financial Regulatory Administration as the president and director of Hengfeng Bank [6][5] - Bai joined Hengfeng Bank in July 2015 and has held various positions, including vice president and assistant general manager [8] - The approval requires Bai to assume office within three months and emphasizes the importance of compliance and risk awareness [6][10] Group 2: Bank Background and Structure - Hengfeng Bank is one of the 12 national joint-stock commercial banks in China, with a registered capital of 111.2 billion yuan, ranking fifth in the banking industry [9] - The bank's ownership structure consists of approximately 89.7% state-owned shares, 3% foreign shares, and 7.3% private shares [9] - The previous president, Wang Xifeng, resigned in August 2022, leading to a prolonged vacancy in the role [9] Group 3: Financial Performance - In 2024, Hengfeng Bank reported an operating income of 25.775 billion yuan, a year-on-year increase of 1.98%, and a net profit of 5.357 billion yuan, up 4.3% [10] - As of the end of 2024, the bank's total assets amounted to 1.54 trillion yuan, with total deposits and loans both at 860 billion yuan [10] - The non-performing loan balance stood at 12.873 billion yuan, with a non-performing loan ratio of 1.49% [10] Group 4: Strategic Goals - Hengfeng Bank aims to become a first-class joint-stock bank, with a strategic plan to meet IPO conditions within three years and improve profitability within five years [10] - The bank has previously attempted to go public but faced setbacks due to leadership issues [10] - The new president's appointment is expected to accelerate the bank's preparations for an IPO and enhance its competitive positioning [10]

【导读】恒丰银行行长白雨石任职资格获批 中国基金报记者 晨曦 恒丰银行"80后"行长，任职资格获批！ 6月30日，国家金融监督管理总局（以下简称金融监管总局）官网显示， 金融监管总局 核准 白雨石恒丰银行董事、行长的任职资格 ，批 复日期为6月19日。 恒丰银行官网显示，目前白雨石的职务为"党委副书记、董事、行长"。 图片来源：恒丰银行官网 公开简历显示，白雨石出生于1982年10月，毕业于中国社会科学院，获经济学硕士学位，为中国注册会计师（CPA）、特许金融分析师 （CFA）和金融风险管理师（FRM）。 白雨石曾任中国银行财务管理部流动性管理高级财务经理，于2015年7月加入恒丰银行，曾任该行资产负债管理部总经理助理、副总经 理、副总经理（主持工作），金融市场部副总经理（主持工作）、总经理，资金运营中心筹建组组长、总经理。 2022年6月起，白雨石任 恒丰银行党委委员，2023年1月起任该行副行长。 获批出任恒丰银行董事、行长 批复显示， 金融监管总局 核准白雨石恒丰银行董事、行长的任职资格。恒丰银行应要求核准任职资格人员严格遵守金融监管总局有关监管 规定，自行政许可决定作出之日起3个月内到任，并按要求及时 ...

瑞财经 王敏 6月23日，国家金融监督管理局新疆监管局公告，同意乌鲁木齐市城市交通投资有限责任公司（以下简称"乌鲁木齐 城交投公司"）受让乌鲁木齐城市建设投资（集团）有限公司持有的乌鲁木齐银行568820428股股份，即14.22%股权，此次股权 为无偿转让。 受让后，乌鲁木齐城交投公司将持有乌鲁木齐银行14.22%股权，或将成为第二大股东。 值得关注的是，乌鲁木齐银行当前正快马加鞭进行上市准备工作，公司2024年年报明确将"推动上市"列为2025年核心工作目 标，并提出推动股权确权工作等。 此次股权变更是否与推进公司上市相关，乌鲁木齐银行方面目前尚未回复。 目前，乌鲁木齐银行还在筹备上市，这条IPO之路已经走了8年。 乌鲁木齐银行早在2017年3月就与海通证券签订首次公开发行股票并上市的辅导协议，然而至今仍处于上市辅导期。2017年至目 前，海通证券共发布32份关于乌鲁木齐银行上市辅导工作进展报告。 据海通证券报告，乌鲁木齐银行由于历史原因导致股权结构较为复杂，海通证券针对已梳理的乌鲁木齐银行在历史沿革、股东 适格性等方面存在的问题提出相应整改建议并督促其执行。目前乌鲁木齐银行正在开展增资扩股相关工作，待履 ...