Core Insights - SoFi Technologies has become the first national chartered bank in the U.S. to offer in-app cryptocurrency trading services to retail customers, marking a significant shift in the integration of traditional banking and digital assets [1][4][5] Company Developments - The new platform, "SoFi Crypto," allows SoFi's 12.6 million users to buy, sell, and hold major cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) within a single banking app, integrating cryptocurrency into a comprehensive financial service [4][12] - SoFi plans to roll out the service in phases starting November 11, 2025, with full coverage expected by the end of 2025, ensuring platform stability and user experience [4][5] - The regulatory environment has shifted, allowing SoFi to offer these services directly after previously having to pause due to strict regulations [5][6] Industry Impact - SoFi's move is seen as a catalyst for the normalization and mainstream adoption of cryptocurrency services within the U.S. banking system, potentially influencing other financial institutions like Charles Schwab and PNC Bank to follow suit [12] - The introduction of regulated and insured cryptocurrency services by a national bank could reshape the global financial infrastructure over the coming decades [12] Future Plans - SoFi is developing a stablecoin called "SoFi USD," backed one-to-one by U.S. dollar reserves, aiming to address concerns over the safety and reliability of non-bank issued stablecoins [13] - The company is exploring the integration of cryptocurrency into its core lending and payment products, leveraging blockchain technology for faster and cheaper transactions [13] - SoFi is also planning to utilize the Bitcoin Lightning Network for cross-border payments, which could disrupt traditional international remittance systems [13]

This weekly update tracks some of the largest cryptocurrencies by market share: bitcoin and ether. While both are considered to be high-risk when it comes to investing, the two have foundational diffe... ...

Gemini在致股东信中解释称，公司交易业务和服务业务在第三季度均实现显著增长。其中，交易收入环比增长26%，至2630万美元；服务收入增长111%， 达到1990万美元，这主要得益于Gemini信用卡、质押以及托管服务使用量的提升。公司Q3的运营支出较去年同期翻倍，达到1.714亿美元，其中，薪资与补 偿支出增至8250万美元；销售与市场推广费用也上升至3290万美元；调整后的息税折旧摊销前利润（EBITDA）为负5240万美元。 公司认为："本季度运营费用的增加主要反映了更高的市场营销与用户奖励投入，以及因上市转型带来的股权激励成本上升。除这些因素外，我们的投资支 出趋势与扩大平台规模的目标一致。" 除此之外，Gemini在加密相关资产上也录得了喜忧参半的结果：数字资产部分带来了约1.068亿美元的收益，但在关联方加密借贷业务上亏损8310万美元。 星期二（11月11日）， 美国加密货币交易所Gemini公布了上市后的首份季度财报。财报显示，公司在第三季度的营收大幅增长，但受到营销费用与薪酬支 出增长的拖累，净亏损扩大至1.595亿美元。持续扩大的亏损令投资者情绪受挫，消息公布后，公司股价在隔夜盘后交易中 ...

以太坊涨2.42%，突破3500美元/枚。 ...

Core Insights - SoFi has reopened cryptocurrency trading services for retail investors after a two-year hiatus to obtain a national banking charter [1] - The company plans to extend this trading feature to all 12.6 million customers by the end of 2025 [1] Company Summary - SoFi previously offered cryptocurrency buying, selling, and holding features but suspended these services to secure regulatory approval [1] - The reintroduction of cryptocurrency trading includes popular assets like Bitcoin and Ethereum [1]

经济观察网11月12日亚太早盘，加密货币市场突发剧烈波动。比特币价格一度失守10万美元心理关口， 最低触及10.3万美元，日内跌近4%。以太坊、索拉纳币、狗狗币等主流币种同步大跌，跌幅在5%-9% 之间。 据Coinglass数据，过去24小时内，因加密货币市场剧烈波动，全网共有超过15万名投资者爆仓(被强制 平仓)，爆仓总金额高达4.8亿美元。 ...

Core Viewpoint - SoFi has reopened cryptocurrency trading services for retail customers after a two-year hiatus to obtain a national banking license, planning to fully roll out the service to all 12.6 million customers by the end of 2025 [1] Group 1 - SoFi previously offered cryptocurrency buying and holding features but suspended them to secure regulatory approval [1] - The reopening of services includes trading permissions for Bitcoin, Ethereum, and other crypto assets for select retail customers starting Tuesday [1] - The company aims to expand access to its entire customer base of 12.6 million by the end of 2025 [1]

加密货币市场再度上演"过山车"行情。 每经编辑｜毕陆名 11月12日亚太早盘，比特币跌破103000美元/枚，日内跌近4%。此前，比特币价格曾一度失守10万美元关口。 以太坊同样走低，截至发稿跌破3430美元/枚，日内跌超5%。此外，索拉纳币跌近9%，狗狗币跌超6%，XRP跌超6%。 | | 排名 | 市种 | 价格 | 价格(24h%) | 资金费率 | 24小时成交额 | 成交额(2 | | --- | --- | --- | --- | --- | --- | --- | --- | | 公 | 1 | B BTC | $102993.2 | -3.73% | 0.0054% | $1078.32亿 | +12.38 | | 4 | 2 | + ETH | $3429.24 | -5.51% | 0.0040% | $848.89 Z | +10.82 | | 4 | 3 | SOL | $154.46 | -8.83% | -0.0101% | $184.76亿 | +15.48 | | 4 | 4 | X XRP | $2.4016 | -6.15% | 0.0052% | $66.40亿 | -3 ...

Core Viewpoint - The cryptocurrency market is experiencing significant declines, with Bitcoin dropping below $103,000 and a total of 150,000 liquidations occurring, amounting to $506 million in losses [2][8]. Market Performance - Bitcoin fell to $103,094, down 2.8% in 24 hours, with a market cap of approximately $67.93 billion [7]. - Ethereum also declined, trading at $3,430, down 3.98%, with a market cap of around $38.72 billion [4][7]. - Other cryptocurrencies such as Solana, Dogecoin, and XRP saw declines exceeding 5% [6]. Liquidation Data - In the past 24 hours, nearly 150,000 traders were liquidated, with long positions accounting for $380 million and short positions for $120 million [8]. - The largest single liquidation occurred during this period, contributing to the overall market turmoil [8]. Selling Pressure - Recent weeks have seen Bitcoin prices remain below $110,000, causing significant pressure on short-term holders who are forced to sell at losses [9]. - Analysts noted that this is one of the most intense sell-off waves since 2025, driven by forced liquidations and panic selling [9]. Market Outlook - There is a divergence in market opinions regarding Bitcoin's future, with some analysts suggesting that selling pressure is easing and early signs of a bull market reversal are emerging [9]. - Others believe that the rapid decline in November was driven by profit-taking, macroeconomic uncertainties, and institutional rebalancing rather than a fundamental collapse [10]. - Glassnode indicates that Bitcoin's upward potential appears "limited," with a cautious but positive market sentiment and signs of a potential local bottom forming around the $100,000 mark [10].

Cryptocurrency Market - The cryptocurrency market experienced a significant decline, with the overall index dropping by 5.85% to 77.69 points, following a gap down opening and continuous downward movement throughout the day [1] - Bitcoin fell over 2.8%, Binance Coin dropped over 3%, Ethereum decreased by more than 4%, and Solana saw a decline of over 6%, with over 150,000 liquidations occurring in the past 24 hours [1] - The International Organization of Securities Commissions (IOSCO) reported that crypto tokens linked to mainstream financial assets may pose new risks to investors, highlighting ongoing debates within the financial industry regarding the benefits and drawbacks of "tokenization" [1] U.S. Stock Market - The U.S. stock market showed mixed results, with the Dow Jones Industrial Average rising by 1.18% to a record high, while the S&P 500 increased by 0.21%, and the Nasdaq Composite fell by 0.25% [2] - A key factor driving the rise in the Dow and S&P indices was the return of the House of Representatives to Washington after a 53-day recess to vote on a government funding bill [2] - Nvidia shares fell nearly 3% after SoftBank Group announced it had fully divested its Nvidia holdings, raising concerns about an AI bubble [2] Chinese Concept Stocks - The Nasdaq Golden Dragon China Index closed down by 0.06%, with notable movements including Xpeng Motors rising over 7%, while Alibaba fell over 3% [3] - The adjustment of capital requirements for U.S. banks is expected to allow them to hold more U.S. Treasury securities, which is seen as a victory for major Wall Street banks [3]