Core Viewpoint - The Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Administration have issued a notification to enhance collaboration between commerce and finance, aiming to boost consumption through increased financial support in key areas [1][2]. Group 1: Strengthening Collaboration - Local commerce departments and financial management authorities are encouraged to improve communication and establish coordination mechanisms to address challenges in financial support for consumption [1]. - Financial institutions are urged to develop specific implementation guidelines and conduct special actions to support consumption based on existing policies [1][2]. Group 2: Financial Support for Key Consumption Areas - There is a focus on upgrading consumer goods, particularly durable goods and digital products, by enhancing financial services and facilitating consumer financing options [3]. - The notification emphasizes the need to expand service consumption by innovating financial products tailored to sectors like hospitality, education, and healthcare [4]. Group 3: Promoting New Consumption Models - The initiative encourages the development of new consumption types, including green and digital consumption, by providing diverse financial services [5]. - Financial institutions are advised to collaborate with e-commerce platforms to create business models that cater to online consumer behavior [5]. Group 4: Enhancing Government-Finance-Enterprise Cooperation - Financial institutions are encouraged to participate in local consumption promotion activities, offering tailored financial products and services to reach more consumers [7]. - There is a call for improved information sharing between local commerce departments and financial institutions to facilitate precise financing services [8]. Group 5: Publicity and Consumer Guidance - The notification highlights the importance of promoting existing financial support policies to both enterprises and consumers, ensuring they can effectively utilize these benefits [8]. - It also stresses the need for consumer protection and guidance on responsible borrowing and consumption practices [8].

央视网消息：商务部办公厅、中国人民银行办公厅、金融监管总局办公厅发布关于加强商务和金融 协同，更大力度提振消费的通知。全文如下： 商务部办公厅 中国人民银行办公厅 金融监管总局办公厅 关于加强商务和金融协同 更大力度提振消费的通知 商办财函〔2025〕447号 （七）创新多元化消费场景。集成融资、结算、保险等综合金融服务，支持消费新业态新模式新场 景建设，加大对"购在中国"系列活动、国际消费中心城市、步行街（商圈）、特色商业街区、一刻钟便 民生活圈、商品市场优化升级、零售业创新提升、老字号守正创新发展等金融支持力度，提供全产业链 条、全生命周期金融服务。结合县域商业提质增效和农村电商高质量发展，探索开发专属贷款产品。促 进入境消费，持续提升入境人员支付便利性。鼓励金融机构主动融入城乡消费新场景、新热点，拓宽线 上渠道，强化线下服务，积极打造场景化的金融服务品牌。 （一）完善协作机制。地方商务主管部门与金融管理部门加强沟通交流和分工协作，结合实际情况 建立健全协调工作机制，推动解决金融支持扩消费工作落实中遇到的困难和问题。鼓励有条件的地方与 金融机构健全沟通合作机制、推出专门工作方案等，引导金融机构依据市场化、 ...