11月26日，中国保险行业协会（以下简称保险业协会）在官微发布《关于"安我股保"相关业务的风险提 示》。 近期，市场上出现一家名为"安我股保"的互联网平台（及相关App账号），该平台宣称推出名为"安我 股保"的所谓"股票投资保险产品"。该平台称与知名证券公司合作，诱导用户在指定渠道充值，由所谓 的"专业策略师"统一操盘购买股票，并承诺若股票投资发生亏损，将进行全额理赔；若盈利，则抽取一 定比例作为保费。 根据金融监管部门核实，"安我股保"并非国家金融监督管理总局批准设立的保险机构。股票投资亏损不 属于保险可承保范围，目前金融监管部门未批准或备案任何名称为"安我股保"的保险产品。该平台相关 行为涉嫌以虚假保险产品为载体，非法经营金融业务。 保险业协会提醒广大消费者：请消费者务必增强风险防范意识，警惕各类借用"保险"名义开展的非法金 融活动。如有保险需求，应通过合法渠道向具备正规资质的保险公司购买保险产品，以确保自身权益不 受侵害。 11月18日，每日经济新闻发布的《炒股亏了保险兜底，月收益高达100%？"安我股保"宣称推出全网首 款炒股保险，两大机构连忙撇清关系》文章揭露了"安我股保"的运作模式。 11月20日 ...

Core Viewpoint - The article highlights the emergence of a platform named "An Wo Gu Bao" that claims to offer stock investment insurance, which is not recognized or approved by financial regulatory authorities, indicating potential illegal financial operations [1][2]. Group 1: Company Activities - The platform "An Wo Gu Bao" promotes a so-called "stock investment insurance product" in collaboration with a well-known securities company, misleading users into depositing funds for stock trading under the promise of full compensation for any losses [1]. - The platform's claims include that if users profit from their investments, a certain percentage will be taken as a premium, which raises concerns about the legitimacy of its operations [1]. Group 2: Regulatory Response - Financial regulatory bodies have not approved or registered any product named "An Wo Gu Bao," indicating that the platform's activities may involve illegal financial business practices [1]. - The China Insurance Industry Association has warned consumers to be vigilant against illegal financial activities that misuse the name of insurance, advising them to purchase insurance products only from legitimate companies [2].

11月26日，中国保险行业协会在发布关于"安我股保"相关业务的风险提示。 中国保险行业协会表示，近期，市场上出现一家名为"安我股保"的互联网平台（及相关APP账号），该平台宣称推出名为"安我股保"的所谓"股票投资保险产 品"。该平台称与知名证券公司合作，诱导用户在指定渠道充值，由所谓的"专业策略师"统一操盘购买股票，并承诺若股票投资发生亏损，将进行全额理赔； 若盈利，则抽取一定比例作为保费。 根据金融监管部门核实， "安我股保"并非国家金融监督管理总局批准设立的保险机构。股票投资亏损不属于保险可承保范围，目前金融监管部门未批准或备 案任何名称为"安我股保"的保险产品。该平台相关行为涉嫌以虚假保险产品为载体，非法经营金融业务。 中国保险行业协会提醒广大消费者：请消费者务必增强风险防范意识，警惕各类借用"保险"名义开展的非法金融活动。如有保险需求，应通过合法渠道向具 备正规资质的保险公司购买保险产品，以确保自身权益不受侵害。 相关推荐阅读： 6000元本金一年后变成164万？"股票亏损理赔险"太疯狂 来源｜中国保险行业协会微信公众号 编辑 ｜ 钉钉 ...

Core Viewpoint - The emergence of the "Anwo Gubao" internet platform, which claims to offer stock investment insurance, has raised significant concerns as it is identified as a fraudulent scheme rather than a legitimate insurance product [1][4]. Group 1: Company Actions - "Anwo Gubao" has been reported to use the name of a legitimate insurance company, Anwo Insurance, which has issued multiple clarifications denying any association with the fraudulent product [1]. - Citic Securities issued a risk warning on October 20, stating that false information has been circulated claiming a partnership with Anwo Insurance, which is untrue [1]. Group 2: Regulatory Response - The China Insurance Industry Association issued a risk alert on November 26 regarding the "Anwo Gubao" platform, emphasizing the need for consumer awareness of potential risks [2]. - Financial regulatory authorities confirmed that "Anwo Gubao" is not an approved insurance institution and that stock investment losses are not insurable under current regulations [4]. Group 3: Consumer Guidance - Consumers are advised to be cautious of illegal financial activities masquerading as insurance products and to seek legitimate insurance through authorized companies [5]. - There are currently no legitimate insurance products available that cover stock investment losses, as all insurance is designed to cover pure risks, which are unpredictable and uncontrollable [5].

Group 1 - The article highlights the emergence of an internet platform named "Anwo Gubao" that claims to offer a "stock investment insurance product" in collaboration with a well-known securities company [1] - The platform encourages users to deposit funds through specified channels, where "professional strategists" will manage stock purchases, promising full compensation for any investment losses and a fee for profits [1] - Financial regulatory authorities have confirmed that "Anwo Gubao" is not an approved insurance institution and that stock investment losses are not insurable, indicating that the platform's activities may involve illegal financial operations [1] Group 2 - The China Insurance Industry Association warns consumers to enhance their risk awareness and be cautious of illegal financial activities disguised as insurance [1] - Consumers are advised to purchase insurance products only through legitimate channels from properly licensed insurance companies to protect their rights [1]

Core Viewpoint - A new internet platform named "Anwo Gubao" has emerged, claiming to offer a "stock investment insurance product" that is not approved by regulatory authorities, raising concerns about illegal financial activities [1] Summary by Relevant Sections Platform and Product Claims - "Anwo Gubao" claims to collaborate with well-known securities firms and encourages users to deposit funds through specified channels, where "professional strategists" will manage stock purchases [1] - The platform promises full compensation for any investment losses and takes a percentage of profits as a premium [1] Regulatory Response - Financial regulatory authorities have confirmed that "Anwo Gubao" is not an approved insurance institution and that stock investment losses are not insurable [1] - No insurance products under the name "Anwo Gubao" have been approved or filed by regulatory bodies [1] Consumer Advisory - The China Insurance Industry Association warns consumers to enhance their risk awareness and be cautious of illegal financial activities masquerading as insurance [1] - Consumers are advised to purchase insurance products only from legitimate companies with proper qualifications to protect their rights [1]

Core Insights - Gold is becoming one of the most sought-after investment assets in 2025, leading to a surge in public investment enthusiasm and resulting in market chaos [1] - Various local governments have issued risk warnings regarding illegal activities in the gold sector, highlighting the diverse methods employed by criminals [2] Group 1: Market Dynamics - The high gold prices have coincided with a rise in illegal activities, prompting multiple cities, including Beijing, Shenzhen, and Xiamen, to issue risk alerts [1] - Shenzhen's warning specifically addresses illegal financial activities in the gold sector, including unauthorized "gold entrustment," "gold leasing," and "gold investment," which are linked to illegal fundraising, fraud, gambling, and illegal operations [1][2] Group 2: Criminal Activities - Criminals are luring investors with promises of "guaranteed returns," "zero risk," and "high returns," leading to participation in illegal fundraising activities [1] - In Shenzhen, the largest gold and jewelry market in China, some gold merchants have faced operational irregularities, with reports of "exploding" businesses due to illegal betting practices disguised as pricing models [1] Group 3: Regulatory Response - Local industry associations, such as the Shenzhen Gold and Jewelry Association, have issued warnings and taken action against several gold companies suspected of operating illegal gambling activities [1][2] - The article emphasizes the need for investors to be vigilant and to invest through legitimate channels, while urging regulatory bodies to enhance scrutiny of cross-industry operations and implement thorough oversight of new trading models [2]

Core Viewpoint - The Shenzhen Municipal Financial Committee has issued a warning regarding illegal financial activities in the gold trading sector, highlighting the risks associated with fraudulent schemes disguised as gold investment opportunities [1][2]. Regulatory Framework - China implements a licensing system for financial businesses, prohibiting any organization or individual from engaging in financial activities without approval from national financial regulatory authorities [2]. - Relevant laws and regulations specify that futures trading must occur on legally established exchanges, and only qualified financial institutions can conduct gold asset management [2]. Industry Concerns - Various gold jewelry dealers and stores are not recognized as financial institutions and lack the qualifications to engage in gold asset management or public deposit solicitation [3]. - The public is urged to be cautious and avoid falling for misleading investment pitches that promise guaranteed returns or high interest rates [3]. Recent Incidents - In mid-September, reports emerged of over ten gold merchants in Shenzhen's Shui Bei area facing operational issues, with some having disappeared, raising concerns about their business practices [3][4]. - On October 11, the Shenzhen Gold Jewelry Association issued a warning about three companies involved in illegal gambling activities disguised as gold trading, leading to criminal charges against their executives [4].

Core Viewpoint - The article highlights the risks associated with illegal financial activities in the gold trading sector, particularly in Shenzhen, urging the public to be vigilant against fraudulent schemes disguised as legitimate gold investment opportunities [2][4]. Summary by Sections Illegal Financial Activities - The Shenzhen Municipal Financial Committee warns that with fluctuations in gold prices, some individuals and companies are engaging in illegal activities under the guise of gold trading, such as "gold entrustment," "gold leasing," and "gold investment," which may involve illegal fundraising, fraud, and gambling [2][3]. Regulatory Framework - China has a licensing system for financial businesses, and any organization or individual must obtain permission from national financial regulatory authorities to engage in financial activities. Relevant laws and regulations specify that futures trading must occur on legally established exchanges, and only qualified financial institutions can conduct gold asset management [3][4]. Public Awareness and Warnings - The article emphasizes that gold jewelry dealers and stores are not financial institutions and lack the qualifications to engage in gold asset management or public deposit solicitation. The public is advised to avoid misleading investment pitches promising guaranteed returns or high interest rates [4][5]. Recent Incidents - In mid-September, reports emerged of over ten gold merchants in Shenzhen's Shui Bei area facing operational issues, with some having disappeared. Investigations revealed that these merchants were involved in high-leverage betting transactions disguised as gold trading, which deviated from normal business practices [4][5]. Legal Consequences - On October 11, the Shenzhen Gold Jewelry Association issued a warning regarding three companies involved in illegal gambling activities under the pretense of gold trading. The authorities have taken legal action against the responsible individuals, highlighting the serious legal repercussions for such fraudulent activities [5].

【导读】深圳金融委员会提示：警惕黄金经营领域非法金融活动的风险 中国基金报记者 晨曦 事关黄金，最新风险提示来了！ 11月24日，深圳市委金融委员会办公室发布《关于警惕黄金经营领域非法金融活动的风险提 示》（以下简称《风险提示》）。 案例2 ：黄金珠宝经销商C以"黄金租赁"为噱头，诱导消费者签订黄金实物购销合同，消费者 购买黄金后不提取实物，随后与第三方D（与黄金珠宝经销商C业务或股权关联）签订黄金租 赁合同，承诺固定"租金"回报，到期后交还黄金或现金收益。 案例3： 黄金珠宝经销商D非法设立黄金交易App，公开宣传"1万定1公斤""低门槛、低投 入、高回报"等假象，诱导投资者进行黄金线上投资交易。投资者仅需缴纳1万元"保证金"即 可锁定交易1000克黄金（价值85万元），杠杆率可达80倍。如金价下跌1.2%将被强制平 仓，投资者损失所有保证金。 深圳金融委员会指出，我国实行金融业务特许经营制度，任何组织和个人未经国家金融监管 部门依法许可，不得擅自从事金融业务活动。 相关文件已明确规定： ● 期货交易应当在依法设立的期货交易所或者国务院期货监督管理机构依法批准组织开展期 货交易的其他期货交易场所。禁止在期货 ...