Core Points - The company held its fifth board meeting on August 20, 2025, where several key resolutions were passed, including the approval of the 2025 semi-annual report and proposals for bank credit applications and gold leasing business [1][2][3] Group 1: Financial Reports - The board approved the 2025 semi-annual report, which was reviewed by the audit committee and received unanimous support from all attending directors [1] Group 2: Bank Credit and Gold Leasing - The company plans to apply for a total credit limit of up to 1.1 billion yuan from various banks, including 60 million yuan from Jiangsu Bank and 50 million yuan each from Ningbo Bank and Industrial Bank, to support business development and daily operations [1][2] - Within this credit limit, the maximum amount for gold leasing transactions is set at 200 million yuan, equivalent to approximately 250 kilograms of gold, with a rolling usage period from September 1, 2025, to August 31, 2026 [2] Group 3: Investment and Management Policies - The board approved the use of self-owned funds for entrusted wealth management, with details disclosed in a separate announcement [2] - Several internal management systems are to be revised to enhance governance and risk control, including the management of shares held by directors and executives, independent director work systems, and related party transaction management [3]

格隆汇8月14日丨梦金园(02585.HK)公布，集团预计录得：(i)截至2025年6月30日止六个月的收益介于人 民币10,400百万元至人民币10,500百万元，对比截至2024年6月30日止六个月的总收益人民币9,979.7百万 元，同比增加4.2%至5.2%；(ii)截至2025年6月30日止六个月的海外收益介于人民币140百万元至人民币 150百万元，对比截至2024年6月30日止六个月的海外收益人民币37.5百万元，同比增加273.3%至 300.0%；及(iii)截至2025年6月30日止六个月的公司拥有人应占期内亏损及全面开支总额介于人民币65 百万元至人民币72百万元，对比截至2024年6月30日止六个月的公司拥有人应占期内溢利及全面收益总 额人民币47.4百万元，同比减少237.1%至251.9%。 为降低金价短期内大幅上涨的不利影响，公司将持续采取措施，使公司在金价上涨时，能够更为迅速变 现以高于平均采购价的金价出售其产品所得的经济收益。另一方面，公司将持续密切关注金价上涨的市 场接受情况，调整其销售的经营策略，并加强其对Au(T+D)业务及黄金租赁的内部控制。 尽管集团预期截至2025 ...

Group 1 - The article discusses a financial disaster involving a Zhejiang-based company led by wealthy heir Yu Zengyun, who absconded with 5.3 billion yuan, leaving numerous investors with significant losses [1][30] - The financial product "Qiaohang Tianxia" offered annual returns of 7% to 8%, attracting many investors during a period of low bank interest rates [4][9] - The business model involved buying gold and "renting" it out, which was marketed as a lucrative investment opportunity [6][7] Group 2 - Yu Zengyun, who inherited a real estate fortune, shifted focus to high-risk capital ventures, leading to the rapid growth of a financial empire known as "Qiaohang" [11][13] - The company launched a gold leasing product in 2019, which became a major vehicle for attracting private funds, but ultimately lacked real gold backing [13][32] - On September 5, 2023, a significant gold leasing order of 50 million yuan went unpaid, triggering panic among investors and revealing the company's financial instability [15][17] Group 3 - The company falsely claimed to be a partner of "China Gold," using this association to gain investor trust, but later denied any collaboration after the scandal broke [22][34] - Internal data indicated that over 4 billion yuan was unpayable, equating to 5 tons of gold, which was never actually held by the company [28][32] - The aftermath of the scandal left many employees and investors devastated, as they had invested their savings and even mortgaged properties based on the company's promises [26][30]

Group 1 - Zijin Copper Industry Co., Ltd. is the leading enterprise in the 100 billion yuan copper industry in Shanghang County, located in the Jiaoyang New Materials Industrial Park [1] - Zijin Copper has been enhancing its leading role by strengthening upstream and downstream linkages and exploring a circular economy model that transforms waste into resources [3] - The Industrial and Commercial Bank of China (ICBC) Longyan Branch has conducted comprehensive research on the financial service needs of the copper smelting industry chain in Shanghang, tailoring a comprehensive financial service plan for local enterprises [3] Group 2 - ICBC Longyan Branch offers various financial products such as gold leasing, import letters of credit, bank acceptance bills, domestic factoring, and working capital loans to meet the financing needs of enterprises [3] - The bank's precise financial support has effectively addressed the "difficult and expensive financing" issues faced by industry chain enterprises, significantly improving financing efficiency [4] - The comprehensive financial services provided by ICBC have promoted close cooperation among upstream and downstream enterprises, facilitating the overall optimization and upgrading of the industry chain [4]

02 01 初夏的江南已近仲夏，浙江某建材老板李海明却整夜盯着手机屏幕彻骨生寒。他颤抖的手指划过永坤商城APP里冻结的"黄金资产"界面——那些原本泛着 诱人金光的数字，此刻像被施了魔咒般凝固在780万元。 这场始于2021年的资本狂欢，最初披着令人安心的传统外衣。 永坤黄金珠宝公司作为上海金交所认证会员，在全国铺设百余家金碧辉煌的实体门店，工商银行、农业银行的LOGO醒目地印在宣传册的"战略合作伙 伴"栏。 当旗下永坤商城推出"存金生息12%年化收益"时，业务员总爱指着玻璃柜台里沉甸甸的金条说："线上买的就是这些实物黄金，钱都存在银行金库。"这种 虚实交织的信任背书，让无数像李海明这样经历过P2P暴雷的中年投资者放下了戒心。 事实上，财务总监的电脑里运行着两套账本：一套显示虚构的"黄金租赁业务"流水，另一套记录着真实的资金流向——新投资者的本金到账后，38%立即 转入高管境外账户，25%用于支付早期投资者利息，剩余资金通过二十余个空壳公司在长三角地区流转洗白。 致命的裂痕出现在2025年春节后。当市场部总监发现新增投资额环比暴跌67%时，管理层紧急启动了"凤凰计划"：将推荐佣金从3%提至8%，给老客户发 放" ...

Core Insights - The Industrial and Commercial Bank of China (ICBC) Fangchenggang Branch has focused on addressing corporate funding gaps through gold leasing services, facilitating the transformation and upgrading of traditional industries [1] - As of April 20, the branch has completed gold leasing transactions totaling 1,160 kilograms, amounting to 833 million yuan [1] Group 1: Business Strategy - The bank actively identifies corporate needs by conducting in-depth assessments of production and funding plans, creating tailored financing solutions, and offering competitive pricing to support businesses at critical funding junctures [1] - An innovative business linkage mechanism has been established, ensuring rapid loan access through a vertical collaboration model that includes grassroots customer engagement, branch-level risk modeling, and head office resource allocation [1] Group 2: Operational Efficiency - The bank has implemented a "gold leasing task force" and a "gold business specialist" team to provide around-the-clock support, significantly reducing the entire gold leasing process time to 48 hours, which is a 60% improvement over traditional standards [1] - The product management and marketing teams have developed a flexible pricing strategy that combines short-term and long-term options to enhance service quality for clients facing funding mismatches [1] Group 3: Future Plans - The bank plans to deepen scenario integration, expand corporate financing channels, and optimize comprehensive services under the "gold leasing + N" model to further assist businesses in reducing costs and enhancing efficiency [2]

作者： 李秋涵 来源：启阳路4号（ID： qyl4hao ） 核心提示： 1.时隔两个月，华侨控股黄金爆雷案还在发酵。三位高管被曝出潜逃，员工陷入混 乱。有员工称抵押房产投入上千万买公司产品，身边最多的员工投了5000万。 2.根据员工提供的爆雷前夕内部数据清单，未兑付金额规模总计约70多亿，其中黄金租赁 业务未兑付的资金有40多亿，以700元/克的金价计算，相当于5吨黄金"不翼而飞"。 3. 这一离奇爆雷事件，波及到的中国黄金已经声明"从未与华侨系有任何业务合作"，但并 没有让员工和投资人打消疑虑，他们搜寻到疑似打向中国黄金方的电子回单、流水记录， 但信息真真假假，已经陷入罗生门。 继浙江隐秘富豪陈炫霖潜逃美国后，又一位浙江富豪出逃，其身上还背负着"5吨黄金"的谜案。 11月9日，创兴资源发布公告，称公司实控人余增云因涉嫌集资诈骗，被立案调查。 46岁的余增云，刚刚入主创兴资源不到两年，此次涉案主体是他运作多年的华侨控股集团有限公司 （下称"华侨控股"）。这家公司在侨商资本中颇有影响力，从高管到员工，再到客户，不少人员有海 归背景，主营业务涉及基金、私募、资产管理等，最知名的理财产品是"黄金租赁"。 根据员 ...