【文/羽扇观金工作室】 当地时间9月29日上午10点半，英国最大规模比特币洗钱案、中国天津蓝天格锐特大非法集资案主犯钱 志敏将在伦敦出庭受审。该案涉及6.1万枚比特币，按9月28日市价价值约480亿元人民币。 据财新报道，庭审预计持续12周，将在圣诞节前结束；在中英两国司法合作框架下，期间将有中国办案 警官亲赴伦敦出庭作证，多名中国受害者将在天津的法院远程视频出庭作证。 天津蓝天格锐：曾承诺理财产品年化收益达300%，三年后案发 该案2017年案发，涉案金额超430亿元，受害者近13万人，遍及全国31个省、直辖市、自治区。 案发前三年，蓝天格锐才刚刚成立，注册资金3000万元，钱志敏是该公司实际控制人。该公司一直以科 技公司名义对外宣传，推出十余款所谓"短期投资理财"产品，承诺年化收益率高达100%至300%，远超 正常投资回报，诱惑公众参与投资。 讽刺的是，在蓝天格锐的推介活动上，该公司打了"你给格锐三年时间，格锐给你三世富贵"。三年之 后，格锐产品的买家收获的并非富贵，而是多年的诉讼。 蓝天格锐在一场产品推介会上拉出"你给格锐三年时间，格锐给你三世富贵"标语。 智通财经 从2014年到2017年，蓝天格锐 ...

李先生在某网站看到一则关于"零风险""高回报"的产品广告，声称年化收益率高达20%。高收益诱惑 下，李先生立即通过广告上的联系方式与"广告发布人"方某取得了联系。方某随后向李先生发送了多个 所谓的"成功案例"，对投资项目进行了详细介绍，承诺项目"零风险"，并表示可随时查询自己的收益。 方某向李先生展示了自己的投资收益，并引导李先生下载了该APP。李先生随即转账2万元到方某指定 的账户。几天后，李先生查询自己的收益时，发现APP并没有显示收益，反复拨打方某电话，一直提示 对方已关机，才意识到自己被骗。 广发银行南京分行提醒您： 3.谨记金融投资必然伴随风险，坚决抵制"保本保收益""高收益无风险"等噱头诱惑。 2.加强金融知识学习，提高对非法集资、诈骗等非法活动的警惕和识别能力，选择正规的投资机构和渠 道，警惕各类社交平台的可疑推荐活动，谨防通过来源不明的网站下载APP或投资相关产品。 1.坚持理性投资，提高风险意识，选择与自身风险承受能力相匹配的投资项目。 ...

Group 1 - The article highlights the increasing infiltration of illegal fundraising activities in campuses, targeting students who lack financial knowledge with promises of "high returns" and "low risks" [3] - Common scams include campus agency schemes, virtual investment traps, and familiar person pyramid schemes, which lure students with offers like "consumer rebates" and "entrepreneurial investments" requiring upfront fees [3] - The article emphasizes the importance of recognizing illegal fundraising tactics, such as promises of "guaranteed high returns" (e.g., "monthly earnings of 30%"), lack of proper financial licenses, and the requirement to recruit others [3] Group 2 - The article provides a mnemonic "Four Looks and Three Thoughts" to help individuals guard against illegal fundraising: look at qualifications, returns, fund flow, and risks; think about legality, necessity, and risk tolerance [3] - The company, Great Wall Life Insurance Qingdao Branch, encourages rational investment and warns against scams, emphasizing the need for preventive measures against illegal fundraising [3]

【导读】含德基金涉嫌非法吸存，美女高管失联，公司已注销私募登记 中国基金报记者 林雪 近日，一桩私募基金涉嫌非法吸存案引发市场关注。 9月初，滨城公安发布通告，破获上海含德股权投资基金管理有限公司（以下简称含德基金） 滨州分公司涉嫌非法吸收公众存款案，犯罪嫌疑人马某飞已被依法采取刑事强制措施。 今年6月，济南高新分局就曾发布公告称，经侦查发现，含德基金的相关嫌疑人未经金融部门 批准或许可，以数十家有限合伙企业的名义，面向不特定客户签订入伙协议，进行非法集 资。 含德基金涉嫌非法吸存 相关人员被依法采取刑事强制措施 "平安滨城"微信公众号近期发布的《关于上海含德股权投资基金管理有限公司滨州分公司涉 嫌非法吸收公众存款案的通告》称，近日，滨州市公安局滨城分局破获含德基金滨州分公司 涉嫌非法吸收公众存款案，犯罪嫌疑人马某飞已被依法采取刑事强制措施。 今年6月，济南高新分局发布公告称，含德基金涉嫌非法吸收公众存款案已由济南市公安局高 新技术产业开发区分局立案侦查，现正对含德基金及其关联公司展开全面调查，含德基金各 分公司所在地公安机关也依法分别立案侦查，对分公司经营情况进行全面调查。公安机关正 全力查清犯罪事实，相关 ...

【导读】含德基金涉嫌非法吸存，美女高管失联，公司已注销私募登记 近日，一桩私募基金涉嫌非法吸存案引发市场关注。 9月初，滨城公安发布通告，破获上海含德股权投资基金管理有限公司（以下简称含德基金）滨州分公司涉嫌非法吸收公众存款案，犯罪嫌疑人马某飞已 被依法采取刑事强制措施。 今年6月，济南高新分局就曾发布公告称，经侦查发现，含德基金的相关嫌疑人未经金融部门批准或许可，以数十家有限合伙企业的名义，面向不特定客 户签订入伙协议，进行非法集资。 含德基金涉嫌非法吸存 相关人员被依法采取刑事强制措施 "平安滨城"微信公众号近期发布的《关于上海含德股权投资基金管理有限公司滨州分公司涉嫌非法吸收公众存款案的通告》称，近日，滨州市公安局滨城 分局破获含德基金滨州分公司涉嫌非法吸收公众存款案，犯罪嫌疑人马某飞已被依法采取刑事强制措施。 今年6月，济南高新分局发布公告称，含德基金涉嫌非法吸收公众存款案已由济南市公安局高新技术产业开发区分局立案侦查，现正对含德基金及其关联 公司展开全面调查，含德基金各分公司所在地公安机关也依法分别立案侦查，对分公司经营情况进行全面调查。公安机关正全力查清犯罪事实，相关嫌疑 人已被采取刑事强制措施； ...

Core Points - The article discusses a community outreach initiative by Minsheng Bank's Tai'an High-tech Community Branch aimed at raising awareness about financial risk prevention and curbing illegal fundraising activities [1] - The campaign focuses on educating residents about common scams, particularly those targeting the elderly and ordinary investors, using enticing concepts like "retirement investment," "virtual currency," and "blockchain" [1] Group 1 - The event featured face-to-face explanations, case analyses, and distribution of materials to local merchants and residents, providing a practical "financial consumer protection lesson" [1] - Staff distributed a "Handbook for Preventing Illegal Fundraising" and explained typical scams using relatable language, highlighting the dangers of promises like "guaranteed returns" and "high interest rates" [1] - Residents actively engaged with the staff, expressing concerns about previous encounters with dubious investment offers, demonstrating the effectiveness of the outreach [1] Group 2 - The initiative also included visits to nearby shops and markets to educate merchants and vendors about the legal consequences of participating in illegal fundraising [1] - The campaign encourages individuals to not only be vigilant themselves but also to inform family and friends, thereby strengthening the community's collective defense against illegal fundraising [1]

Core Viewpoint - The article discusses two prominent figures from China, Xia Haijun and Chen Xuanlin, who have fled to California after engaging in illegal activities, highlighting their past successes and subsequent downfalls due to financial misconduct and illegal fundraising [1][3]. Group 1: Background of Xia Haijun - Xia Haijun was once a celebrated executive at Evergrande, credited with turning the company around after a failed IPO in 2008, leading to a market capitalization of HKD 705 billion on the day of listing [6][8]. - Under his leadership, Evergrande was found to have inflated its revenue by CNY 350.16 billion and profits by CNY 51.29 billion in 2020, indicating severe financial mismanagement [8][10]. - After selling off shares worth nearly CNY 1.2 billion during Evergrande's financial crisis, Xia fled, with his assets now frozen by Hong Kong courts [10][14]. Group 2: Background of Chen Xuanlin - Chen Xuanlin, born into a business family, initially found success in the stock market and later expanded into various sectors, including high-end manufacturing and infrastructure projects, amassing significant wealth [16][20]. - He was involved in illegal fundraising, accumulating over CNY 30 billion in illicit funds, with more than CNY 13 billion still owed to investors at the time of his downfall [22][20]. - After his illegal activities were exposed, Chen fled to the U.S. via illegal means, now residing in an expensive seaside villa in California [24][22]. Group 3: The Community of Fugitives - The article notes that California has become a refuge for wealthy fugitives like Xia and Chen, who can hide their identities and evade legal repercussions due to the local demographics and legal system [29][35]. - Both individuals are part of a network of fugitives who have escaped from China, living lavishly while facing potential legal consequences back home [35][40]. - The increasing efforts by Chinese authorities to pursue and recover assets from fugitives are highlighted, indicating that their evasion may not last indefinitely [40][42].

Group 1 - The article discusses the tactics used by illegal fundraising operators to attract participants by presenting grandiose projects and promising high returns through buzzwords like "new technology" and "blockchain" [3][5] - Illegal fundraisers often organize various promotional events, such as press conferences and product showcases, to create a deceptive atmosphere that enhances their credibility [5][7] - These operators typically lure participants with initial returns or bonuses, leading them to invest more and recruit friends and family, which increases the total amount of funds raised [7][8] Group 2 - After a period of "fundraising," illegal operators may either disappear or fail due to poor management, resulting in significant financial losses for participants [8]

Core Viewpoint - The series of educational short videos titled "Distinguishing Right from Wrong" aims to raise public awareness and knowledge about preventing illegal financial activities, particularly focusing on typical cases of illegal fundraising [1]. Group 1: Program Overview - The program is launched under the guidance of the Inter-Ministerial Joint Conference Office for the Prevention and Crackdown of Illegal Financial Activities [1]. - It focuses on educating the public about the risks associated with illegal fundraising and enhancing their ability to prevent such activities [1]. Group 2: Case Study - A specific case is highlighted where a manager used a "cloud cattle raising" app to lure investors, claiming to have over 10,000 cattle and promising an annual return of 24% [2]. - Upon investigation, it was revealed that the operation was supported by only a few dozen cattle and involved continuously changing identification tags, leading to significant financial deception [2].

随着我国老龄化进程加速，养老需求呈现多元化趋势。平安人寿山东分公司始终践行"以客户为中心"的 服务理念，主动承担金融知识普及责任，通过常态化开展"防非拒非"宣传教育活动，帮助群众尤其是老 年群体提升金融风险防范能力，切实守护人民群众的财产安全。 典型案例：识破"养老投资"骗局 守护晚年保障 警惕"免费馅饼"：对陌生人异常热情、组织免费活动的机构保持理性判断，不轻信"免费午餐"背后的利 益链； 今年盛夏，平安人寿山东分公司客服中心接待了一位六旬客户王女士（化名）。王女士持有一份已进入 养老金领取期的年金保险，却执意要求退保。这一异常举动引起工作人员警觉，立即将其引导至老年人 专属服务区，通过"一杯水、一句问候"的暖心服务稳定客户情绪，并详细了解情况。 经沟通得知，王女士近期通过"免费旅游团"接触到某"高收益养老项目"，对方宣称"保本高息、稳赚不 赔"，且"多位团友已获返利"。在蛊惑下，王女士计划退保后将资金投入该项目以获取更高收益。客服 人员凭借专业经验，迅速识别出这是典型的非法集资套路，随即通过客服大厅循环播放的"防非"宣传视 频，结合真实案例向王女士讲解不法分子如何利用"免费活动"博取信任、虚构项目实施诈骗 ...