不管多少人不认同，我始终坚持看衰比特币，认定其一分不值。 前两天，我在各平台发文称比特币就是王朝末年的妖魔鬼怪，收到了很多反对的声音，其中不少人表现得尤其激烈，骂骂咧咧的也不在少数。 如果这些人自己持有比特币我尚能理解，可一些人分明屁毛比特币也没有，居然还在呲牙咧嘴，就很恶心了。 他们在评论区嚷嚷，并不是自己真有多少穿越时代的洞见，更多不过是想表现自己有多潮。可如果真让他们去投资比特币经受风险，那怎么可能？一是没 有钱，二是没胆。 今天的比特币，其炒作手段并没有超越当年的传销，只是抵押物变得更时尚、更有迷惑性。再者，由于参与的人员足够多、范围足够大、资金足够多，特 别是特朗普家族的掺合后，最后爆雷的时间会更长，但是结局只会更惨。 我只是谈感受，信不信由你。一些人有骂我的那股子劲，还不如自己多买几枚耍耍，只是别霍霍了老实人，想想当年的摇摆机害了多少人。 如果你真有比特币这东西，既然那么坚持它有价值，又何必在意我的看衰呢。 历史上，那些参与金融赌博的人，每次都说这次不一样，可实际结果都一样，最终是一地鸡毛。 大家开动你的小脑袋想一想，现在炒作比特币与当年搞传销炒作摇摆机有什么区别，上线一层层卖给下线，并不是为了把 ...

Core Viewpoint - Recent fraudulent activities have emerged using the name of Greenland Hong Kong, promoting a fictitious "China Dream Special Social Security Fund" and other investment products, which the company has denied any association with [1][5][6] Group 1: Fraudulent Activities - Fraudsters are using fake apps and social media to promote the so-called "Greenland Hong Kong Special Social Security Fund," claiming that individuals over 40 can receive monthly payments ranging from 450 to 1075 yuan [1][3] - The company has reported that these scams involve high returns and recruitment of new participants, which are classic signs of Ponzi schemes [1][6] - A recent investigation revealed that scammers are actively promoting these fraudulent schemes on popular social media platforms, misleading users into downloading unauthorized applications [3][4] Group 2: Company Response - Greenland Hong Kong has issued a statement warning the public about these fraudulent activities and has reported the matter to law enforcement [2][5] - The company clarified that it has never developed or authorized any official apps related to social security funds or similar investment products [5][6] - Legal actions are being pursued against those who misuse the company's name and logo for fraudulent purposes, with the potential for significant legal repercussions for the perpetrators [6]

每经记者｜袁园 每经编辑｜廖丹 如果有一款产品，承诺为你"兜底"炒股的亏损，让你坐享每月翻倍的收益，你会相信吗？ 投资者王明（化名）一开始是不相信的。但根据该产品的介绍资料，项目背靠香港正规保险公司，并由中信证券作为战略合作机构。 参与规则更是简单到不可思议：你只需"快捷投保"，有人帮你选股，赚钱了分保险公司三成收益，亏钱了保险公司全赔。推介人发来 的收益表上，6000元本金在一年后竟能变成164万元。 视觉中国图 于是，一向谨慎的王明也动摇了，"说是背靠香港的保险公司，这听起来很可靠，'保险兜底'给了我很多安全感。而且我在香港保监局 确实查到了这家保险公司。" 然而，真有稳赚不赔的买卖？保险居然能为股票投资上保障？《每日经济新闻》记者以投资人身份暗访发现，这款号称背靠香港保险 公司的产品，背后疑点重重…… "新型股民险种"：保险兜底，炒股稳赚不赔？ "全网首款为股票投保的保险，只赚不赔，保险兜底。静态收益月化60%~100%。"深夜刷着手机，王明的目光被这样一行文字牢牢锁 住，他揉了揉眼睛，确认自己没看错——世上竟有只赚不赔的买卖？ 在将信将疑中，王明向对方发送了私信。很快，一位自称了解内情的项目推介人发来 ...

Core Viewpoint - The article discusses a suspicious investment product called "An Wo Gu Bao," which claims to provide insurance coverage for stock trading losses while promising high returns, raising concerns about its legitimacy and potential risks to investors [1][6][13]. Group 1: Product Overview - "An Wo Gu Bao" is marketed as the first insurance product for stock trading, allowing investors to participate without selecting stocks themselves, with a claimed success rate of 97% for stock selection [2][4]. - The product offers a minimum investment of 100 yuan and a maximum of 1 million yuan, with daily trading and profit withdrawal capabilities [2][4]. - The promotional materials suggest that investors can earn monthly returns of 60% to 100%, which is significantly higher than typical market returns [1][9]. Group 2: Company and Regulatory Concerns - The product claims to be backed by a legitimate Hong Kong insurance company, but investigations reveal that the company denies any association with "An Wo Gu Bao," indicating it may be a fraudulent scheme [6][7]. - Experts highlight that stock trading losses are considered speculative risks and are not insurable under traditional insurance models, raising questions about the product's compliance with regulatory standards [6][13]. - The product's structure resembles a Ponzi scheme, relying on new investments to pay returns to earlier investors, which is a common characteristic of fraudulent financial products [13][14]. Group 3: Marketing and Incentives - "An Wo Gu Bao" employs a multi-level marketing strategy, offering rewards for both first-time investors and those who refer new clients, which is indicative of a pyramid scheme [9][11]. - The promotional system includes a "star-level" client program that provides weekly salary rewards based on the number of referrals, further incentivizing recruitment over genuine investment [11][12]. - The marketing claims of guaranteed returns and insurance coverage are designed to lower investor skepticism, but experts warn that such promises are often misleading [13][15].

Core Viewpoint - Recent fraudulent activities have emerged using the name of Greenland Hong Kong, promoting fake social security funds and investment products, which the company has denied any association with [4][15]. Group 1: Fraudulent Activities - Fraudsters are using a fake app and social media to promote a so-called "China Dream Special Social Security Fund," claiming that individuals over 40 can receive monthly payments ranging from 450 to 1075 yuan [1][4]. - The company has reported that these scams involve high returns and recruitment incentives, which are characteristic of illegal fundraising and pyramid schemes [4][19]. - The fraudulent activities have been observed on major social media platforms, where users are misled into believing they can receive financial benefits by registering on the fake app [9][11]. Group 2: Company Response - Greenland Hong Kong has issued a statement warning the public about these scams and has reported the matter to law enforcement [8][15]. - The company clarified that it has never developed or authorized any official app related to social security funds and that all claims of such products are fraudulent [15][18]. - Legal experts have indicated that these fraudulent activities could constitute fraud, and those promoting them may also face legal consequences [14][19].

Core Viewpoint - Recent fraudulent activities have emerged using the name of Greenland Hong Kong, promoting fake financial products under the guise of "China Dream Special Social Security Fund" and other schemes, which have raised concerns about public safety and the company's reputation [4][14][17]. Group 1: Fraudulent Activities - Fraudsters are using fake apps and social media to promote non-existent financial products, claiming high returns and enticing individuals to invest [4][14]. - The fraudulent promotions often target individuals over 40 years old, promising monthly payments ranging from 450 to 1075 yuan [3]. - Reports indicate that some individuals have been misled into believing they can receive benefits by downloading a fake app and registering [11][13]. Group 2: Company Response - Greenland Hong Kong has issued a statement warning the public about these fraudulent activities and has reported the incidents to law enforcement [4][8]. - The company clarified that it has not developed or authorized any official apps related to social security funds and that all claims of such products are false [14][16]. - Legal experts suggest that the actions of the fraudsters may constitute fraud and that those promoting these schemes could also face legal consequences [20]. Group 3: Public Awareness - The company has previously warned the public about similar scams, but the resurgence of these fraudulent activities, especially towards the end of the year, has prompted renewed vigilance [14][17]. - The fraudulent schemes often utilize popular social media platforms to reach potential victims, indicating a need for increased public awareness and education on identifying scams [9][17].

Core Viewpoint - The article discusses a new investment product called "An Wo Gu Bao," which claims to provide insurance coverage for stock investments, promising high returns while minimizing risks. However, investigations reveal significant doubts about its legitimacy and the underlying business model [2][11][18]. Group 1: Product Overview - "An Wo Gu Bao" is marketed as the first insurance product for stock investments, offering a monthly return of 60% to 100% [3][5]. - The product allows users to invest with minimal effort, as it is managed by a strategic partnership with CITIC Securities, which handles stock trading on behalf of the investors [5][10]. - Users can invest amounts ranging from 100 yuan to 1 million yuan, with the option to choose investment durations of 1, 3, or 5 days [5][7]. Group 2: Profit and Loss Mechanism - The product claims that if an investment results in a loss, the insurance company will cover the entire loss, while profits will incur a fee of 30% [7][10]. - An example provided shows a user investing in a technology stock, resulting in a profit after deducting the insurance fee [8][9]. Group 3: Regulatory Concerns - Experts express skepticism about the viability of insuring stock investments, as stock trading is considered speculative risk and not typically insurable [11][18]. - The Hong Kong Insurance Authority does not recognize stock insurance as a valid category, raising questions about the product's legitimacy [11][12]. - Both Hong Kong An Wo Insurance and CITIC Securities have denied any association with "An Wo Gu Bao," indicating it may be a fraudulent scheme [12][14]. Group 4: Marketing and Recruitment Strategy - The product employs a multi-level marketing strategy, offering rewards for referrals and promoting a "star customer" program that incentivizes recruitment [14][16]. - The structure resembles a Ponzi scheme, relying on new investments to pay returns to earlier investors, which is a hallmark of such fraudulent schemes [18][19]. Group 5: Expert Opinions - Industry experts warn that the promised returns far exceed reasonable market expectations, indicating a high likelihood of fraud [18][20]. - Investors are advised to remain cautious and skeptical of any investment promising guaranteed returns, especially those lacking transparency and regulatory approval [20].

Core Viewpoint - Recent reports indicate that fraudulent activities are being conducted under the guise of "Greenland Hong Kong" offering a so-called "China Dream Special Social Security Fund," which has raised concerns about scams targeting the elderly [2][3][14]. Group 1: Fraudulent Activities - Fraudsters are using fake apps and social media to promote non-existent financial products, claiming high returns and requiring users to recruit others to withdraw funds [3][12][17]. - The fraudulent promotions often target individuals over 40 years old, misleading them into believing they can receive monthly payments ranging from 450 to 1075 yuan [2][12]. Group 2: Company Response - Greenland Hong Kong has issued a statement warning the public about these scams and has reported the matter to law enforcement [3][7][14]. - The company clarified that it has not developed or authorized any official apps related to social security funds and that all claims of such products are fraudulent [14][17]. Group 3: Legal Implications - Legal experts suggest that the actions of the fraudsters may constitute fraud and illegal fundraising, potentially leading to criminal charges [13][18]. - The use of Greenland Hong Kong's name and logo in these scams could infringe on the company's trademark rights, and those promoting the scams may also face civil liability [18].

在商业市场的认知迷雾中，传销常以 "低成本高回报""轻松创业" 等虚假噱头混淆视听，让不少人陷入误区。而艾多美始终以合规经营为准则，用清晰的运 营逻辑和真实的价值创造，拨开传销的迷雾，其官网公示的信息更是揭开合规经营真相的关键钥匙。艾多美与传销的本质区别，从产品、模式到理念，都有 着一目了然的界限。 在经营模式上，艾多美以 "消费导向" 打破传销 "层级掠夺" 的迷雾。传销的核心模式是构建金字塔式层级，以上线从下线的入门费、强制消费中抽取利润， 发展人员数量直接决定收益高低，底层参与者往往沦为 "韭菜"。艾多美官网介绍的 "消费者与经营者合一" 模式，完全以真实消费为核心：消费者可免费注 册会员，自主选购产品，无任何强制消费或入门费要求；若选择成为经营者，收益仅与产品实际销售量挂钩，无任何层级抽成机制，更不鼓励单纯发展下 线。比如，经营者推荐他人购买产品，收益仅来自该笔产品的合理利润，而非从推荐对象的后续消费中持续抽成，这种基于真实交易的模式，彻底切断了传 销赖以生存的层级利益链条。 从合规体系来看，艾多美以 "透明合规" 驱散传销 "规避监管" 的迷雾。传销为逃避法律制裁，常通过虚假注册、隐蔽财务、现金交易 ...

Core Insights - Investment schemes that appear too good to be true often lack a clear understanding of their value source and business model, indicating they may be fraudulent operations [1][2] - In October alone, 200 fraudulent investment schemes were warned about, representing only a fraction of the total [1] Types of Schemes - The article categorizes investment scams into ten types, including online shopping, investment and financial management, entrepreneurship, tourism, education, charity, intermediary platforms, franchise models, sales rewards, and stock fund investments [2] - Common tactics used by these schemes include promises of guaranteed returns, high rebates, government support, and insider information, targeting inexperienced investors seeking quick profits [2] Operational Mechanisms - Investment schemes often rely on a pyramid structure, where new investors' funds are used to pay returns to earlier investors, leading to inevitable collapse when new investments slow down [2] - The flow of funds has become increasingly concealed and cross-border, utilizing methods like QR code transfers and cryptocurrencies, making it difficult to trace [3] Ecosystem of Scams - The ecosystem of these schemes consists of "operators" at the top, who design the framework and rules, often hiding abroad, while "team leaders" operate within the country to recruit new investors [4] - Team leaders play a crucial role in promoting new schemes and often have extensive experience in the field, acting as both investors and recruiters [5] Recruitment and Exit Strategies - Team leaders use social media to recruit participants, offering guarantees and support to entice new investors, but they often exit before the scheme collapses, leaving latecomers to bear the losses [5] - Some team leaders have been known to receive warnings about the risks of certain schemes and preemptively withdraw their teams [5] Legal and Ethical Considerations - Individuals involved in these schemes, particularly team leaders, may be considered as co-conspirators and should face legal consequences for their roles in perpetuating fraud [6] - The article emphasizes the need for regulatory bodies to not only target the schemes themselves but also to hold team leaders accountable for their involvement [6]