Core Viewpoint - Wall Street analysts forecast a significant decline in Generac Holdings' quarterly earnings and revenues, indicating potential challenges for the company in the upcoming earnings report [1]. Earnings Estimates - Analysts expect Generac Holdings to report earnings of $1.81 per share, reflecting a year-over-year decline of 35.4% [1]. - Revenue is anticipated to be $1.17 billion, which represents a decrease of 5.1% compared to the same quarter last year [1]. - There has been no revision in the consensus EPS estimate over the past 30 days, indicating stability in analysts' projections [2]. Revenue Breakdown - Analysts estimate 'Revenue- Residential products' to be $643.01 million, showing a year-over-year decline of 13.5% [5]. - 'Revenue- Other' is projected to reach $131.78 million, indicating a growth of 2.9% from the prior-year quarter [5]. - 'Revenue- Commercial & industrial products' is expected to be $393.99 million, reflecting an increase of 8.4% from the year-ago quarter [6]. Market Performance - Generac Holdings shares have increased by 18.7% in the past month, contrasting with the Zacks S&P 500 composite, which has shown no movement [6]. - The company holds a Zacks Rank of 4 (Sell), suggesting it is expected to underperform the overall market in the near term [6].

Core Viewpoint - Cleveland-Cliffs (CLF) is expected to report a quarterly loss of -$0.62 per share, an increase of 8.8% compared to the same period last year, with revenues forecasted at $4.62 billion, reflecting a year-over-year increase of 6.8% [1] Earnings Estimates - The consensus EPS estimate has been revised 17.4% lower over the last 30 days, indicating a collective reevaluation by analysts [2] - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3] Revenue Projections - Analysts estimate 'Revenues- Other Businesses' at $161.74 million, a change of +3% year over year [5] - The consensus estimate for 'Revenues- Steelmaking' is $4.46 billion, indicating a change of +6.9% from the prior-year quarter [5] - 'Revenues- Steelmaking- Coated steel' is projected to reach $1.37 billion, reflecting a year-over-year increase of +11.6% [5] Steel Shipments - 'Revenues- Steelmaking- Slab and other steel products' is forecasted at $215.64 million, a decrease of -13.4% from the prior-year quarter [6] - Total steel shipments are expected to reach 4010 thousand tons, up from 3827 thousand tons year-over-year [6] - 'Steel shipments by product - Coated steel' are projected at 1145 thousand tons, compared to 1012 thousand tons in the same quarter last year [7] - 'Steel shipments by product - Slab and other steel products' are expected to be 358 thousand tons, down from 382 thousand tons year-over-year [8] - 'Steel shipments by product - Cold-rolled steel' are projected at 626 thousand tons, compared to 594 thousand tons in the same quarter last year [9] - 'Steel shipments by product - Hot-rolled steel' are expected to reach 1523 thousand tons, slightly down from 1534 thousand tons year-over-year [9] - 'Steel shipments by product - Stainless and electrical steel' are estimated at 145 thousand tons, up from 131 thousand tons year-over-year [10] Stock Performance - Cleveland-Cliffs shares have increased by +7.4% in the past month, outperforming the Zacks S&P 500 composite, which moved +0.9% [11] - The company holds a Zacks Rank 3 (Hold), indicating it is expected to mirror overall market performance in the near future [11]

Core Viewpoint - Analysts project that BILL Holdings (BILL) will report quarterly earnings of $0.56 per share, with revenues expected to reach $399.75 million, reflecting a 10.3% increase year over year [1] Group 1: Earnings and Revenue Estimates - The consensus EPS estimate for the quarter has not changed over the past 30 days, indicating stability in analysts' projections [1] - Revenue from 'Interest on funds held for customers' is estimated at $35.97 million, showing a decline of 16.2% year over year [4] - Revenue from 'Subscription and transaction fees' is projected to be $364.64 million, indicating a growth of 14.1% year over year [4] Group 2: Detailed Revenue Breakdown - 'Subscription fees' under 'Subscription and transaction fees' is expected to reach $68.80 million, reflecting a 1.6% increase from the previous year [5] - 'Transaction fees' under 'Subscription and transaction fees' is estimated at $295.76 million, indicating a growth of 17.4% year over year [5] Group 3: Key Metrics and Market Performance - Total Payment Volume is projected at $93.86 billion, compared to $84.00 billion from the previous year [6] - The number of 'Transactions Processed' is expected to reach 35.11 million, up from 30.00 million year over year [6] - Over the past month, shares of BILL Holdings have decreased by 22.4%, while the Zacks S&P 500 composite has increased by 1.8% [6] - BILL Holdings currently holds a Zacks Rank 1 (Strong Buy), suggesting potential outperformance in the near future [6]

Core Viewpoint - Crown Castle (CCI) is expected to report a significant decline in quarterly earnings and revenues, indicating potential challenges ahead for the company [1]. Earnings Estimates - Wall Street analysts predict quarterly earnings of $1.07 per share, reflecting a decline of 40.6% year-over-year [1]. - The consensus EPS estimate has been adjusted downward by 2.2% over the past 30 days, indicating a reassessment of projections by analysts [2]. Revenue Forecasts - Revenues are forecasted to be $1.05 billion, representing a year-over-year decrease of 36.4% [1]. - Specific revenue segments are projected as follows: - 'Revenues- Services and other' estimated at $50.40 million, a change of -3.1% from the previous year [5]. - 'Revenues- Site rental' expected to reach $1.01 billion, indicating a decline of -36.9% from the prior-year quarter [5]. Gross Margin Predictions - Analysts project 'Services and other- Gross margin' to be $21.43 million, down from $25.00 million year-over-year [5]. - 'Site rental- Gross margin' is expected to be $759.78 million, compared to $1.17 billion reported in the same quarter last year [6]. Cost Estimates - 'Depreciation, amortization and accretion' is estimated at $189.56 million [6]. - 'Costs of operations- Services and other' likely to reach $25.16 million [6]. - 'Costs of operations- Site rental' is projected at $251.32 million [7]. Market Performance - Shares of Crown Castle have decreased by -3.9% over the past month, contrasting with a +1.8% increase in the Zacks S&P 500 composite [7]. - The company holds a Zacks Rank 4 (Sell), suggesting it is expected to underperform the overall market in the near future [7].

Wall Street analysts forecast that Suncor Energy (SU) will report quarterly earnings of $0.77 per share in its upcoming release, pointing to a year-over-year decline of 13.5%. It is anticipated that revenues will amount to $8.48 billion, exhibiting a decrease of 5.1% compared to the year-ago quarter.Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted downward by 0.8% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projec ...

Core Viewpoint - Analysts forecast that Chipotle Mexican Grill (CMG) will report quarterly earnings of $0.24 per share, indicating a year-over-year decline of 4%, while revenues are expected to reach $2.98 billion, reflecting a 4.9% increase compared to the previous year [1] Earnings Estimates - The consensus EPS estimate has been revised upward by 0.8% in the past 30 days, indicating a reassessment by covering analysts [2] - Revisions to earnings estimates are significant indicators for predicting investor actions regarding the stock, with empirical research showing a strong correlation between earnings estimate trends and short-term stock price performance [3] Revenue Projections - Analysts estimate 'Revenue- Food and beverage' will reach $2.95 billion, a change of +4.4% from the prior-year quarter [5] - The consensus estimate for 'Revenue- Delivery service' is $14.21 million, indicating a decline of -7.3% from the year-ago quarter [5] Key Metrics - The average estimate for 'Company-operated restaurants at end of period' is projected at 4,041, up from 3,726 in the same quarter last year [5] - 'Comparable restaurant sales increase' is expected to be -2.8%, a significant drop from the 5.4% reported in the same quarter last year [6] - Analysts project 'Company-operated restaurants opened' will reach 125, compared to 119 in the same quarter last year [6] - 'Company-operated restaurants at beginning of period' is likely to be 3,916, up from 3,615 in the same quarter last year [7] - The estimate for 'Average restaurant sales - TTM' is $3.07 million, down from $3.21 million in the previous year [7] Stock Performance - Chipotle shares have increased by +5.8% in the past month, compared to a +0.8% move of the Zacks S&P 500 composite [7] - CMG holds a Zacks Rank 3 (Hold), suggesting it is expected to mirror overall market performance in the near future [7]

Core Viewpoint - Visa Inc. is expected to show strong financial performance with a projected EPS increase of 14.2% and revenue growth of 12.4% for the quarter ended December 2025, indicating operational efficiency and market expansion potential [2][6]. Financial Performance - The expected EPS of $3.14 for the quarter represents a 14.2% increase from the same period last year, reflecting strong operational performance [2][6]. - Revenue is projected to rise by 12.4% to $10.69 billion, showcasing Visa's ability to capture more transaction volume and expand its market presence [2][6]. Analyst Confidence - Stability in Visa's earnings estimates over the past month suggests strong analyst confidence in the company's financial outlook, which is crucial for investor sentiment and stock price movements [3]. Valuation Metrics - Visa's P/E ratio stands at 31.20, indicating a premium valuation by the market based on its growth prospects [4][6]. - The price-to-sales ratio of 15.78 and enterprise value to sales ratio of 15.98 further highlight the market's positive view of Visa's revenue-generating capabilities [4]. Financial Stability - Visa's debt-to-equity ratio of 0.66 indicates a moderate level of debt compared to equity, reflecting financial stability [5][6]. - The current ratio of 1.08 suggests that Visa can comfortably meet its short-term liabilities, reinforcing its financial health [5][6]. - An earnings yield of 3.21% provides additional insight into Visa's financial position as it prepares to release its earnings [5].

Core Viewpoint - Valero Energy Corporation (VLO) is expected to report a significant increase in fourth-quarter earnings, with a consensus estimate of $3.19 per share, reflecting a 398.4% year-over-year improvement, despite a projected revenue decline of 6% to $28.9 billion [2][5]. Earnings Performance - VLO has consistently exceeded earnings estimates in the past four quarters, with an average surprise of 138.8% [3]. - The company has experienced four upward and two downward revisions in earnings estimates over the last 30 days [2]. Earnings Estimates and Trends - The current earnings estimate of $3.19 per share shows a positive trend compared to previous estimates, with a 3.57% increase over the last 30 days [3]. - The Earnings ESP (Expected Surprise Prediction) stands at -2.90%, indicating a lower likelihood of an earnings beat this quarter [4]. Market and Operational Factors - Valero is anticipated to benefit from strong refining margins due to lower crude prices, which averaged $59.64 per barrel compared to $70.74 in the prior-year quarter, thus reducing feedstock costs [5][6]. - However, the company faces challenges in the Renewable Diesel segment and increased depreciation and amortization expenses related to the closure of the Benecia Refinery, which may negatively impact earnings [7]. Stock Performance and Valuation - VLO's stock has increased by 32.4% over the past year, outperforming the industry average of 16% [8]. - The company is currently considered overvalued, with a trailing 12-month EV/EBITDA ratio of 9.02X, significantly higher than the industry average of 4.66X [9]. Company Overview - Valero Energy operates 15 refineries with a combined throughput capacity of 3.2 million barrels per day, providing operational flexibility to process various feedstocks [11]. - The company maintains a strong financial position with a low debt-to-capitalization ratio of 18% as of September 30, 2025, and utilizes excess free cash flow for share buybacks [13]. Industry Context - The refining industry is cyclical and volatile, with margins dependent on crude oil prices and demand for refined products, which can fluctuate significantly [13]. - Other refining companies like Phillips 66 and Par Pacific Holdings are also expected to benefit from favorable refining margins due to tightened supply and resilient demand for refined fuels [16].

Core Viewpoint - Northern Trust Corporation is expected to report increased earnings and revenues for the fourth quarter of 2025, driven by higher net interest income and increased loan demand, despite facing challenges such as elevated expenses and asset quality risks [2][6]. Financial Performance Expectations - Analysts estimate an EPS of $2.37 and revenue of $2.06 billion for the upcoming quarterly earnings report [1]. - Growth in earnings and revenues is anticipated due to stabilizing funding costs and a rise in asset servicing fees [2]. Challenges and Risks - The company faces challenges including elevated expenses and risks related to asset quality, particularly non-performing assets [3][6]. - Concerns regarding financial leverage are highlighted by a debt-to-equity ratio of 1.21, indicating reliance on debt for financing [5]. Historical Performance - Northern Trust has a history of exceeding earnings estimates, as evidenced by its previous quarter's earnings surprise driven by increased net interest income and higher total assets under custody and management [3][6]. Market Position and Valuation - The stock is recognized as a top-ranked momentum stock by Zacks Investment Research, suggesting potential for market outperformance [4][6]. - The company's P/E ratio is 15.78 and price-to-sales ratio is 1.89, reflecting investor confidence, although a current ratio of 0.50 indicates potential challenges in covering short-term liabilities [4]. Cash Flow Concerns - Negative enterprise value to sales and operating cash flow ratios, at -0.97 and -5.56 respectively, may signal valuation and cash flow generation issues [5].

Core Insights - FB Financial (FBK) is projected to announce quarterly earnings of $1.14 per share, reflecting a year-over-year increase of 34.1% [1] - Revenues are expected to reach $174.93 million, marking a 34.2% increase from the same quarter last year [1] - There have been no revisions in the consensus EPS estimate over the last 30 days, indicating stability in analysts' forecasts [1] Earnings Estimates - The 'Core Efficiency Ratio' is estimated to be 52.6%, down from 56.1% a year ago [4] - 'Net Interest Margin' is forecasted at 3.9%, an increase from 3.5% reported in the same quarter last year [4] - 'Average Earning Assets' are expected to reach $15.19 billion, up from $12.37 billion a year ago [4] Income Projections - 'Mortgage banking income' is projected to be $11.66 million, compared to $10.59 million in the previous year [5] - 'Total Noninterest income' is expected to be $26.42 million, up from $22.00 million reported last year [5] - 'Net interest income (tax-equivalent basis)' is estimated at $150.43 million, compared to $109.00 million in the same quarter last year [6] Additional Metrics - 'Service charges on deposit accounts' are expected to reach $4.05 million, up from $3.55 million last year [7] - 'Net Interest Income' is projected at $147.77 million, compared to $108.38 million reported in the same quarter last year [7] - 'Investment services and trust income' is forecasted to be $4.24 million, an increase from $3.85 million in the previous year [8] Market Performance - FB Financial shares have returned +3.2% over the past month, outperforming the Zacks S&P 500 composite's +1.6% change [8] - The company holds a Zacks Rank 2 (Buy), indicating expectations to outperform the overall market in the near future [8]