在这起案例中，诈骗分子正是利用了人们渴望获取高额回报的心理，以虚假的高收益为诱饵，一步步诱 导受害者陷入骗局。他们通过营造投资盈利的假象，让受害者放松警惕，进而加大投资。一旦受害者投 入大量资金，他们便会卷款跑路。 泰康人寿青岛即墨支公司友情提醒您，在进行任何投资之前，一定要充分了解投资产品的背景和风险， 选择正规的金融机构和投资渠道。不要轻易相信网络上那些来路不明的投资信息，也不要被所谓的"高 收益"、"稳赚不赔"所迷惑。同时，要保护好个人隐私和财务信息，不随意在陌生平台上注册账号、转 账汇款。守护财产安全，需要我们每个人提高警惕，增强金融知识和反诈意识。让我们共同行动起来， 对金融诈骗说"不"，让诈骗分子无机可乘。 近年来，诈骗手段层出不穷，令人防不胜防，不断威胁着人们的财产安全。本期泰康人寿青岛即墨支公 司提醒广大市民：了解诈骗手段和危害，时刻警惕诈骗陷阱，守护资金财产安全。 杭州的李女士在网上浏览财经信息时，被一则"年化收益率达20%，稳赚不赔"的投资理财项目广告吸 引。她添加了广告中的客服微信，客服将她拉进一个投资理财交流群。群里每天都有人分享高额收益截 图，还有所谓的"投资导师"讲解投资技巧。李女 ...

在当今数字化时代，投资渠道日益丰富，但也为不法分子提供了新的作案空间。各类打着"高收益、无风 险"旗号的非法金融活动层出不穷，让普通投资者防不胜防。了解这些金融诈骗的套路和特点，学会识别 和防范，是每位投资者需掌握的基本技能。 一旦发现自己可能遭遇了金融诈骗，最重要的是保持冷静，采取正确的应对措施，尽可能挽回损失并防止 损失扩大。 金融诈骗花样多 随着科技发展，金融诈骗也在不断更新作案手法，出现了一些新的特点和趋势。 1）"投资大师"陷阱。 近年来，在社交媒体上"投资大师"频繁现身。他们通过短视频、直播等平台，宣称 掌握"内部消息"或"独家策略"，以此吸引投资者关注。他们往往会先建立微信群或QQ群，在群内分享一 些看似专业的市场分析，逐步引导群成员缴纳会员费或购买所谓的"独家产品"。实则，这些产品藏着巨大 风险。 2）"高额回报"陷阱。 不法分子承诺有远超市场平均水平投资回报的"产品"，且风险极低，以此吸引普通 投资者关注。这类产品往往存在虚假宣传，后期无法真实兑现收益，或是期间存在较大风险，导致投资者 最终血本无归。 3）"虚假平台"陷阱。 这是技术含量相对较高的诈骗方式。不法分子通过制作与正规金融机构极为 ...

按照常规流程，贵金属购买的物流信息查询并非异常操作，但该客户情绪紧张、反复催促索要物流电话的行为显得有些反常。工作人员并未草率处理，而是 凭借职业敏感与责任心，主动进一步询问客户购买黄金的具体原因及是否遇到其他问题。 经耐心沟通，客户最终透露，自己是经第三方引导购买黄金，并被告知需将黄金直接寄往指定地址。对方承诺会对黄金进行加工销售，并给予客户一定比例 的好处费。了解该情况后，工作人员立即意识到极有可能是诈骗陷阱，随即对近期贵金属交易展开紧急核查。 结果发现，全省范围内已发生多笔黄金订单均寄往广东省同一地址，且收货人及联系电话完全一致。这一高度重复的异常信息进一步证实了工作人员的判 断：客户正陷入一起有组织的诈骗骗局。诈骗分子以高额回报为诱饵，利用部分客户贪图小利的心理，诱导其购买并邮寄黄金从而实施诈骗。 工作人员第一时间向客户揭示了风险，并结合实际案例详细剖析诈骗手法。客户起初仍存犹豫，但在工作人员诚恳、清晰的分析下逐渐醒悟，后怕不已的同 时，也对农行及时、专业的干预表示衷心感谢："真的太感谢你们了，要不是你们这么细心和负责，我这60克黄金肯定找不回来了！" 在当前金融诈骗手段不断翻新的背景下，金融机构坚决 ...

MACD金叉信号形成，这些股涨势不错！ 责任编辑：石秀珍 SF183 专题：2025金融教育宣传周：保障金融权益 助力美好生活 基金行业在行动 ...

战略升级====有预谋的金融诈骗把你的ETH换成了BGB 还给打了个骨折冰蛙 (@Ice_Frog666666):《Morph：这里是Web3，不是黑社会，是战略升级还是有预谋的金融诈骗？》这篇维权不是为我自己写的，而是为了更多在 Morph 事件中蒙受损失、被消音、被漠视的普通用户。事件本身的来龙去脉已经广泛传播，今天我不再赘述细节，而是聚焦于最关键的问题：Morph ...

Core Viewpoint - UBS AG's former vice president, Sun Jianrong, was convicted of money laundering and contempt of court for embezzling over HKD 130 million from mainland clients, resulting in a total sentence of 10 years and 6 months in prison [1][8]. Group 1: Case Background - Sun Jianrong was assigned as a personal client advisor to a couple who moved from Nanjing to Hong Kong and opened a joint account at UBS in 2014 [3]. - The couple's account balance reached as high as USD 8.949 million during their interactions with Sun [3]. - The scheme began when the couple requested a more convenient way to transfer money from mainland China to Hong Kong, leading Sun to propose a fraudulent transfer method [3][5]. Group 2: Fraudulent Activities - Over 18 months, Sun Jianrong facilitated the transfer of HKD 130 million through 37 transactions across 14 different dates, with some funds directly deposited into his personal account [6]. - To maintain the illusion of legitimacy, Sun provided fake transfer requests and forged bank statements mimicking UBS's official documents [6][7]. - The fraud was uncovered when a new advisor took over the couple's account and revealed discrepancies in the account balance [6]. Group 3: Asset Misappropriation - Sun Jianrong converted the embezzled funds into tangible assets, purchasing four properties in London and two in mainland China, totaling HKD 29 million [7]. - He also acquired six luxury cars, despite reporting only HKD 4.067 million in income from 2014 to 2018, which was insufficient to support his lavish lifestyle [7]. Group 4: Legal Proceedings - The court sentenced Sun to 10 years for money laundering and an additional 6 months for contempt of court due to asset transfer attempts during legal proceedings [8][9]. - The judge emphasized Sun's awareness of the legal implications of his actions, rejecting his defense arguments as contradictory to the facts [9]. - Currently, Sun's properties and luxury vehicles have been seized, and efforts to recover losses for the victims are ongoing [10].

Group 1 - The core viewpoint of the article highlights the successful identification and prevention of a fraudulent investment app by the staff of Minsheng Bank's Shantou Chaonan branch, protecting the client's funds from further loss [1][2][3] Group 2 - On July 31, during a transaction to adjust a client's non-counter withdrawal limit, the bank staff noticed unusual account activity, including frequent large transactions and numerous unfamiliar trading partners [2] - The client was investing in an app called "Jinrong China," claiming high returns and state-owned background, with over 10,000 yuan already deposited [2] - Upon investigation, the bank staff found the app to be poorly designed, with discrepancies in the claimed gold product prices compared to the legitimate market, and the payment accounts were linked to unknown individuals [2] - The staff reported the suspicious app to the local anti-fraud center, which confirmed it as a typical fraudulent investment platform with many reports from victims, complicating recovery efforts [2] - The bank staff, in collaboration with the anti-fraud center, successfully advised the client to cease investments in the app, ensuring the preservation of the client's funds [2][3] Group 3 - This case underscores the hidden dangers and risks of new financial scams, emphasizing the critical role of frontline bank employees as gatekeepers against financial risks [3] - With the rapid development of financial technology, illegal financial activities are evolving, often disguised as professional, state-backed, high-return investments [3] - It is essential for bank staff to continuously enhance their ability to recognize new scam patterns to prevent actual financial losses and fulfill their responsibilities in maintaining social stability and protecting public assets [3]

Core Viewpoint - The financial industry is facing a surge in fraudulent activities, particularly involving impersonation and illegal stock recommendation schemes using AI-generated content [1][2][4]. Group 1: Fraudulent Activities - Numerous new accounts have been registered on internet platforms that utilize AI technology to create images or videos of Dan Bin, engaging in illegal stock recommendation activities [2][3]. - Fraudsters have been using Dan Bin's personal information to impersonate him and promote various investment schemes, leading to significant financial losses for victims [3][4]. Group 2: Regulatory Warnings - Multiple regional securities regulatory bodies have issued warnings about the rise of financial fraudsters impersonating legitimate financial institutions and professionals [4][6]. - Specific cases include fraudsters posing as private equity staff to lure investors into stock trading groups, promising unrealistic returns and using fake apps to facilitate scams [4]. Group 3: Investor Awareness - Investors are urged to remain vigilant and verify the authenticity of investment opportunities through official channels, as fraudulent entities often exploit social media and messaging platforms [5][6]. - It is recommended that investors collect evidence of fraudulent activities and report them to relevant authorities promptly [6].

Core Viewpoint - The rise of short video platforms has led to an increase in financial crimes, particularly scams involving "like-for-money" schemes, posing a serious threat to public financial security [1] Group 1: Case Warnings - A case involving a woman who lost nearly 4000 yuan after investing in a "like-for-money" app highlights the risks associated with such platforms, which often require upfront membership fees [2] - Another individual lost over 1000 yuan after being promised daily returns of 134 yuan, only for the platform to disappear shortly after [2] Group 2: Scam Techniques - Scams typically follow a three-step process: 1. High returns lure victims with promises of easy earnings through simple tasks like liking posts [3] 2. Initial small payouts create a false sense of security, encouraging further investment [3] 3. The platform then provides excuses for withholding funds, such as system failures, to extract more money from victims [3] Group 3: Financial Safety Recommendations - The company advises the public to: 1. Be cautious of "too good to be true" offers and maintain skepticism towards high-return projects [4] 2. Verify the legitimacy of platforms through official channels before investing [4] 3. Avoid schemes that promote recruitment for rewards, as they may involve illegal fundraising or scams [4] 4. Act quickly to preserve evidence and report suspicious activities to authorities [4] Group 4: Public Awareness - Authorities have warned since 2018 that investment projects promising easy money through advertisements or rebates may be linked to financial crimes, urging the public to enhance risk awareness and refrain from engaging in unregulated financial activities [5]

Core Points - The incident involved a customer, Cheng, who reported unauthorized deductions from his account totaling 231.6 yuan due to a misleading link related to "YeePay Insurance" [1] - The bank staff acted promptly, resolving the issue within 18 hours and ensuring the customer received a full refund [2] - The bank emphasized its commitment to customer rights and plans to enhance emergency service mechanisms and staff training to combat new forms of online fraud [2] Summary by Sections Customer Incident - Cheng experienced unauthorized deductions from his account after clicking a suspicious link [1] - The deductions were made by an insurance institution associated with YeePay, which Cheng claimed he did not authorize [1] Bank Response - Bank staff provided immediate assistance, calming the customer and retrieving transaction records [1] - They contacted the insurance institution's customer service on behalf of Cheng, emphasizing the unauthorized nature of the deductions [1] Outcome and Future Plans - The bank successfully facilitated a refund of 231.6 yuan to Cheng's account within 24 hours [2] - The bank plans to improve its emergency response services and enhance employee training on handling online fraud [2]