（原标题：事关打击诈骗，香港金管局重大宣布！） 银行公会署理主席纪鹭禧表示："加强客户保障是银行公会今年的重点工作之一。随着所有零售银行全 面推出'智安存'，银行业界将加强推广'智安存'，令'智安存'更普及。银行业界会持续提升各种防骗措施 和公众教育，与金管局和执法机关携手打击诈骗罪行。" 此外，金管局与银行公会于2025年6月启动的"精明长者防骗大使计划"走访了全港18区，至今举办了37 场防骗讲座和活动，宣传"防骗三式"和"智安存"，并鼓励超过3200名长者及市民成为"防骗大使"。未来 会通过社区网络，继续推广"智安存"和其他防骗信息。 中国基金报记者 伊万 12月30日，香港金融管理局（金管局）与香港银行公会（银行公会）公布，所有零售银行（包括数字银 行）于12月31日或之前全面向个人客户推出"智安存"服务，并将展开一系列宣传计划。 公告指出，"智安存"犹如在银行账户内设置"保险箱"，银行客户可自行设定受保护的存款金额。当客户 需要动用受保护存款时，银行会与客户进行面对面的反诈骗核实程序，让客户有机会想清楚是否被骗， 完成程序后客户才可转出或提取有关存款。 金管局表示，截至12月15日，有超过3200名 ...

万幸的是，就在骗子操作期间，兴业银行风控系统及时触发预警并锁定账户，有效中断了诈骗进程，保 住了账户内1.66万元存款。事后，柜员对朱先生进行了反诈宣传教育，朱先生恍然大悟并对银行的专业 负责表示衷心感谢。 此次事件充分展现了该行通过"科技+人工"、"总行+分行"的快速联动响应机制，成功将风险遏制在萌芽 状态。银行方面也再次提醒广大客户：切勿轻信陌生人的交易要求，不点击不明链接，不下载来源不明 的软件，绝不与他人共享手机屏幕，警惕任何要求"购买虚拟商品提升额度"的说辞，妥善保管个人信息 及银行账户信息，如遇可疑情况，请立即拨打银行官方客服电话或前往网点核实，守好自己的"钱袋 子"。 采写：南都N视频记者 李晓艺 近日，兴业银行东莞分行凭借智能风控系统与工作人员的快速响应，成功拦截一起针对游戏账户交易的 新型诈骗，为客户朱先生避免了1.6万余元的资金损失。 11月17日下午，兴业银行总行智能反欺诈系统监测到朱先生账户一笔"境外交通卡充值"交易存在高风 险，随即发出预警。东莞分行欺诈防控岗收到后，判断其手法与近期高发骗局类似，立即指导柜员联系 客户。在多次拨打电话无人接听的紧急情况下，为保护资金安全，银行第一时间 ...

编辑：王姝睿 转自：新华财经 为切实提升高校师生征信安全意识，防范校园金融诈骗，近日，兴业银行乌鲁木齐分行走进乌鲁木齐市 一院校，开展以"守护信用、青春无'债'"为主题的征信知识宣传活动，助力在校师生增强金融风险防范 能力，筑牢校园诚信安全防线。 据悉，近年来，不法分子以"注销校园贷""征信修复"等名义实施诈骗，威胁学生群体财产安全及个人信 用记录。针对这一现状，兴业银行乌鲁木齐分行将征信知识普及与校园安全教育紧密结合，开展了一场 生动的征信知识宣讲课堂，切实回应师生关切。 该行工作人员通过专题讲座、案例剖析、互动问答等多种形式，围绕"什么是征信""征信记录的重要 性""常见校园金融诈骗手法"等重点内容进行讲解。结合近期高发的诈骗案例，深入揭露"注销校园 贷"骗取转账、"征信修复"收费骗局等套路。同时，通过对《征信业管理条例》的通俗解读，强调"不良 征信记录无法通过非正规途径消除"的法律事实，积极引导师生树立"珍爱信用、理性借贷"的正确观 念。 "以前只知道征信重要，但不太清楚具体如何保护自己。今天的案例让我明白了骗子手段这么多，自己 也学到了实用的防诈骗方法。"现场一名学生感触颇深。校方相关负责人也对本次活 ...

Core Viewpoint - The National Development Bank has issued a statement denying any association with a fraudulent organization claiming to have a strategic agreement with the bank, emphasizing that it has not engaged in any electronic bank acceptance bill transactions with them [1]. Group 1 - The National Development Bank has received reports about a fraudulent organization named "People's Assets" misleading investors by claiming to have a strategic agreement with the bank [1]. - The bank has clarified that it has no relationship with "People's Assets" and has not conducted any business with them [1]. - The bank warns that any organization or individual spreading false information related to it will face legal consequences [1]. Group 2 - Consumers and investors are advised to be vigilant and protect their financial security to avoid falling victim to scams [2]. - Recent announcements from other institutions, including the Ministry of Finance and Bank of Communications, have also addressed similar fraudulent activities involving forged documents and impersonation [3]. Group 3 - It is recommended to verify policy information from official channels such as government websites or official bank customer service numbers to avoid believing unofficial links [6]. - Caution is advised against clicking on links sent via mobile or scanning unknown QR codes, and individuals should refuse any investment projects that require personal information [7].

Core Viewpoint - The National Development Bank has issued a statement denying any association with a fraudulent organization claiming to have signed a strategic agreement with the bank, aimed at misleading investors regarding electronic bank acceptance bills for securities funds [1] Group 1: Company Actions - The National Development Bank has never signed a strategic cooperation agreement with the so-called People's Assets (or People's Assets App, People's Assets Project Department) [1] - The bank has not conducted any electronic bank acceptance bill business for People's Assets, and there is no relationship between the bank and this organization [1] - The bank warns that any organization or individual disseminating false information related to it will face legal consequences [1] Group 2: Consumer Awareness - Consumers and investors are advised to verify information through official channels to protect their financial security and avoid scams [2] - Recent announcements from other institutions, including the Ministry of Finance and the Bank of Communications, have also addressed similar fraudulent activities [2] - It is recommended to verify policy information from official government websites or contact banks directly through their official customer service numbers [5]

Group 1 - A senior customer at a bank attempted to transfer 30,000 yuan and exhibited suspicious behavior by frequently reporting queue progress via WeChat, raising concerns among bank staff [1] - The bank staff, recognizing the potential risk, reported the situation to the branch manager, who reviewed the customer's WeChat messages and confirmed that the customer was likely being scammed by someone posing as a "foundation director" [1] - The bank successfully protected the customer's funds by activating a rapid response plan in collaboration with the police, who confirmed the scam and assisted in advising the customer [1] Group 2 - The bank is committed to enhancing financial literacy among customers to improve their awareness of fraud prevention through distributing educational materials and conducting seminars [2] - The bank aims to strengthen internal management and risk control mechanisms by establishing comprehensive regulations and procedures to ensure compliance and safety in business operations [2] - The bank plans to enhance cooperation with law enforcement and regulatory bodies to create a collaborative approach to combat fraud, sharing information and resources to effectively curb the spread of fraudulent activities [2]

Core Insights - The article highlights a successful intervention by a bank branch in preventing a potential fraud case, showcasing the importance of proactive risk management in banking [1][2][3] Group 1: Incident Overview - A customer attempted to withdraw a 100,000 yuan time deposit prematurely, raising suspicions among bank staff due to the unusual request [1] - The customer was being pressured by fraudsters who claimed to be from a financial institution, promoting a high-return, low-risk investment product [1][2] Group 2: Response Actions - Bank staff quickly activated an emergency response plan, involving the branch manager and lobby manager to collaboratively address the situation [2] - Staff reviewed the customer's communication with the fraudsters, confirming the risk and educating the customer about the nature of the scam [2] Group 3: Outcome and Future Actions - The customer recognized the scam after thorough guidance from bank staff and decided against transferring her funds [2] - The bank plans to enhance anti-fraud education and integrate fraud prevention knowledge into daily customer service practices to protect client assets [3]

Core Insights - Agricultural Bank of China Jiangsu Suzhou Demonstration Zone Branch successfully intercepted a gold scam, saving a customer nearly 160,000 yuan [1] - The scam involved a fraudulent scheme promising high returns on gold investments through social media [1] - The branch's quick response and collaboration with logistics helped prevent the loss of customer funds [1] Group 1: Incident Overview - A customer was lured into a gold investment scam via social media, where the scammer promised guaranteed profits [1] - The customer followed the scammer's instructions to purchase gold and provide a delivery address [1] - The branch staff noticed the suspicious transaction and initiated an emergency response [1] Group 2: Response Measures - The branch monitored the logistics information and confirmed the package had not yet been delivered to the scammer's address [1] - They coordinated with higher authorities to intercept the package and prevent the loss [1] - The incident highlights the increasing threat of internet financial scams and the need for robust consumer protection [1] Group 3: Future Initiatives - The branch plans to enhance internal risk control by improving transaction monitoring models and conducting regular risk training [2] - It aims to educate the public on financial safety through outreach programs in crowded areas [2] - Customized educational sessions will be organized to address specific community needs regarding financial fraud prevention [2]

Core Viewpoint - The event organized by Ping An Rongyi Yancheng Branch focuses on promoting financial knowledge and fraud prevention for small and micro enterprises, aiming to enhance their financial safety and support their stable development [1][4]. Group 1: Event Overview - The event titled "Guarding Financial Rights and Supporting Business Progress" was held in Yancheng Financial City, targeting small and micro enterprises [1]. - It included practical financial safety guidance through on-site explanations, case analyses, and interactive Q&A sessions [1][4]. Group 2: Financial Knowledge Dissemination - Volunteers provided in-depth explanations on small micro financial knowledge, covering topics such as financing channels, loan policy interpretation, and financial risk avoidance [4]. - The event addressed common financial fraud issues, revealing scams like "fake loans," "illegal fundraising," and "impersonating law enforcement" through real case studies [4]. Group 3: Personalized Consultation - A "one-on-one consultation desk" was set up for volunteers to offer solutions to personalized issues raised by business owners, such as "tax planning" and "supply chain financing" [5]. - Participants expressed appreciation for the practical knowledge gained, particularly in understanding how to apply for loans through legitimate channels and recognizing loan traps [5]. Group 4: Future Commitment - The Yancheng Branch aims to continue its corporate social responsibility by collaborating with various parties to conduct regular educational and customized service initiatives, enhancing financial literacy among small businesses [5]. - The initiative is intended to create a safe and healthy operating environment for small enterprises, contributing to the high-quality development of the regional economy [5].

Core Points - The article highlights a financial knowledge education campaign organized by Minsheng Bank's Linyi Lanshan Branch aimed at enhancing public awareness of financial risk prevention and improving consumer financial literacy [1][2] Group 1: Event Overview - The campaign was themed "Popularizing Financial Knowledge and Preventing Financial Fraud" and took place in the Linyi Wanda Business Circle [1] - Activities included face-to-face explanations, case analyses, and distribution of promotional materials to help merchants and consumers identify financial fraud methods [1] - The event attracted over 200 participants, with more than 120 promotional materials distributed and over 30 questions answered on-site [1] Group 2: Educational Content - The promotional materials covered various topics, including safe use of bank cards, identification of telecom network fraud, prevention of illegal fundraising, and investment risk warnings [1] - Common fraud methods discussed included impersonation of law enforcement personnel, fake investment platforms, and lottery scams, along with corresponding prevention suggestions [1] - Staff used real-life cases and simple language to explain financial terms and processes, aiding understanding of financial risks and responses [1] Group 3: Future Plans - Minsheng Bank's Linyi Lanshan Branch plans to continue its mission of "Serving the Public and Caring for People's Livelihood" by conducting diverse financial knowledge promotion activities [2] - The bank aims to reach more communities, schools, enterprises, and business circles to expand the coverage of educational outreach [2] - The goal is to deepen public understanding of financial knowledge and contribute to ensuring financial safety and building a harmonious financial environment [2]