UAE Dirham stablecoin is coming soon on @ADIChain_Real economy. Onchain. Powered by @zksyncADI Chain (@ADIChain_):UAE dirham stablecoin is coming, backed 1:1, built for real payments.What does it enable?Pay your bills.Send money home.Store value digitally.And that’s just the start.Move money anytime, not only during banking hours.It will be hosted on ADI Chain, the infrastructure https://t.co/2tSFfbP7uA ...

Core Viewpoint - Interactive Brokers has introduced the ability for eligible clients to fund brokerage accounts using stablecoins, enhancing global market access with 24/7 deposits and near-instant processing [1][5]. Group 1: Stablecoin Funding - Clients can transfer dollar-pegged stablecoin USDC from a crypto wallet to a secure wallet provided by ZeroHash, with plans to add support for Ripple's RLUSD and PayPal's PYUSD next week [1][5]. - Once received, the stablecoin is automatically converted into U.S. dollars and credited to the client's brokerage account, enabling trading shortly after the transfer [2]. Group 2: Market Impact and Fees - Milan Galik, CEO of Interactive Brokers, emphasized that stablecoin funding offers international investors speed and flexibility, allowing fund transfers and trading within minutes while reducing transaction costs [3]. - The firm does not charge fees for stablecoin deposits, but users are responsible for blockchain network fees. ZeroHash applies a 0.30% conversion fee per deposit, with a minimum fee of $1 [4]. Group 3: Company Developments - This announcement is part of Interactive Brokers' strategy to expand into crypto-linked services, having previously offered stablecoin account funding for U.S. retail clients since December [5]. - Interactive Brokers has invested in ZeroHash, which recently raised $104 million at a $1 billion valuation. Following the announcement, shares in Interactive Brokers rose over 3%, reaching a lifetime high of $75 [5].

Core Insights - Ripple has approved a $150 million plan to enhance the use of its dollar stablecoin, RLUSD, among large financial firms through a partnership with UK-based trading group LMAX [1][3] Group 1: Ripple's Strategic Moves - The $150 million financing will be provided to LMAX over several years, enabling LMAX to integrate RLUSD into its trading systems for collateral and settlement purposes [3] - This initiative aims to facilitate faster and more efficient money movement in global markets, reducing delays associated with traditional bank transfers [3][4] - Ripple's focus is shifting towards stablecoins, with RLUSD being a key component, while the XRP Ledger continues to support its broader ecosystem [4] Group 2: Market Reactions and Trends - Following the announcement, XRP's price remained stable, indicating that traders perceive this as a long-term business strategy rather than immediate trading news [2] - Companies are increasingly adopting XRP for operational purposes, as seen with Nature's Miracle holding $20 million worth of XRP in reserves, which stabilizes demand over time [6] - Payment companies like Webus International are also engaging with XRP, exemplified by a $100 million deal to enhance payment services, contributing to real transaction volumes [7] Group 3: Stablecoin Implementation - RLUSD is designed to maintain a value close to one dollar, making it suitable for businesses seeking predictable valuations [8] - Platforms such as Doppler Finance plan to utilize RLUSD for managing payments and liquidity, while XRP facilitates rapid value transfers in the background [8]

Payments on Sei are accelerating.P2P stablecoin supply—stables held in wallets for direct transfers—is up 152% in 6 months, approaching $100M.Access to the world's most used stablecoins. Sub-second settlement. Near-zero fees.Global payments move faster on Sei. https://t.co/r4NordYQuX ...

Core Insights - Klarna made its stock market debut in September 2025, but its shares have decreased by approximately 24% since the IPO, contrasting with a 7% increase in the S&P 500 index [1][2] Business Model - Klarna's primary service is the "Buy Now, Pay Later" (BNPL) model, particularly its "Pay in 4" option, which allows consumers to make four interest-free payments if the total amount is repaid within about six weeks [3] - The company also offers longer-term financing options, termed Fair Financing, which are closed-end loans with terms ranging from six to 24 months and are designed for higher-cost goods and services [4] Financial Performance - Klarna achieved a record quarterly revenue of $903 million in Q3 2025, reflecting a 28% year-over-year increase [5] - The gross merchandise value (GMV) in the U.S. surged by 43%, contributing to an overall GMV of $32.7 billion [6] - The total number of merchants using Klarna's services increased by 38% to around 850,000, alongside a 32% rise in active customers [6] Strategic Direction - Klarna is positioning itself as a "digital bank," indicating a shift in focus beyond just BNPL services to broader financial offerings [9] - The company plans to launch its own stablecoin, KlarnaUSD, which aims to reduce costs and potentially enhance profitability if managed effectively [10]

Core Insights - The pilot conducted by Societe Generale-FORGE and Swift successfully demonstrated the exchange and settlement of tokenized bonds using both fiat and digital currencies, showcasing end-to-end settlement flows [1][6] Group 1: Digital Asset Development - SG-FORGE's EUR CoinVertible, a MiCA-compliant stablecoin, was central to the trial, designed for on-chain settlement and compatible with Swift's interoperability [2] - The partnership with Bullish Europe GmbH aims to launch the USD CoinVertible (USDCV), positioning SG-FORGE at the forefront of regulated stablecoin adoption [3] Group 2: Collaboration and Framework - The collaboration builds on extensive work with major financial institutions and public bodies to create a secure and interoperable framework for digital assets [4] - Swift's orchestration role was critical in coordinating messages and settlements across platforms while ensuring compliance with financial messaging standards [4] Group 3: Hybrid Settlement Models - The project explores hybrid settlement models by incorporating fiat currencies alongside stablecoins, appealing to banks and corporate firms [5] - Settlement flows were completed using Swift infrastructure and ISO 20022 standards, reinforcing the feasibility of tokenized assets within existing regulatory frameworks [6] Group 4: Future of Capital Markets - The trial highlights a practical path toward faster settlement cycles, reduced operational risk, and enhanced transparency for capital market participants [7] - The collaboration supports the adoption of efficient, fast, and secure payment solutions for financial institutions using distributed ledger technology and EUR CoinVertible as a reference stablecoin [8]

Market Performance - The Shanghai Composite Index fell by 0.6% [1] - The Shenzhen Component Index decreased by 0.44% [1] - The ChiNext Index dropped by 1.02% [1] - The STAR Market Index declined by 2.02% [1] Sector Performance - AI applications, commercial aerospace, stablecoins, CRO, medical services, and intelligent driving concept stocks all experienced declines [1] - Retail and brokerage sectors had the largest drops [1] - Energy metals and chemical sectors showed resilience and performed well against the market trend [1]

Core Insights - The demand for Visa's stablecoin settlement is being driven by providers of stablecoin-linked payment cards, indicating a growing market opportunity for Visa in this sector [2][3]. Group 1: Stablecoin Settlement Volumes - Visa's stablecoin settlement volumes have reached an annualized run rate of $4.5 billion, which, while a small fraction of the $14.2 trillion in annual payments processed last year, is experiencing significant month-over-month growth [2]. - The increase in stablecoin settlement volumes is primarily attributed to the demand from stablecoin-linked card providers [2]. Group 2: Merchant Acceptance and Services - Merchants generally do not accept stablecoin payments, which increases the necessity for Visa's products and services to facilitate customer spending of stablecoins [3]. - Visa's global network, VisaNet, supports various transaction types, including credit, debit, and ATM transactions, which are essential for stablecoin transactions [3]. Group 3: Support for Stablecoins and Blockchain - Visa is actively expanding its support for more stablecoins and blockchains on its settlement platform, with recent additions including two U.S. dollar-backed stablecoins and the euro-backed EURC [4]. - The company aims to build a multicoin and multichain foundation to meet the needs of its global partners, emphasizing the transformative potential of trusted, scalable, and interoperable stablecoins [5]. Group 4: Industry Perspective - Analysts view stablecoins as a potential opportunity for Visa rather than a threat, as they still require additional services such as fraud prevention and compliance checks, which Visa can provide [5]. - Visa's CEO highlighted the company's role as a hyperscaler, enabling various entities to build on the Visa-as-a-service stack for money movement and payments [6].

Core Insights - Ethereum price is currently testing the $3,450 resistance level after breaking above $3,300, which could determine the potential for a rally towards $4,000 [2][3] - Key metrics indicate a positive outlook for Ethereum, with significant on-chain activity and new wallet creation suggesting strong underlying demand [4][5] Price Action and Resistance Levels - Ethereum needs to reclaim the $3,450 level to facilitate a rapid rally towards $4,000, according to analyst Ted Pillows [2] - A rejection from the $3,450 resistance could invalidate the potential rally [3] On-Chain Activity and User Growth - Ethereum recorded 393,600 new wallets in a single day, marking an all-time high, with an average of 327,000 new wallets created daily over the past week [4][5] - The increase in wallet creation is attributed to lower fees, record stablecoin settlement activity, and real users engaging with applications, payments, and DeFi [5] Network Activity and User Engagement - Weekly transacting users on Ethereum have reached a new record of 889,300, indicating a surge in network activity [6] - The growth in user engagement is linked to Ethereum's dominance in stablecoins, DeFi, and trading platforms like Uniswap [6][7] - Analysts note a divergence between price movements and fundamental growth, suggesting that the underlying metrics are strengthening despite price fluctuations [7]

Group 1 - Pakistan has signed an agreement with a firm connected to World Liberty Financial to explore the use of its stablecoin for cross-border payments [1][2] - This deal marks one of the first publicly announced partnerships between a crypto-based finance platform and a sovereign state, coinciding with improved relations between Pakistan and the United States [2] - World Liberty Financial will collaborate with Pakistan's central bank to integrate its USD1 stablecoin into a regulated digital payments structure, allowing it to function alongside Pakistan's existing digital currency infrastructure [2][3] Group 2 - The value of stablecoins, which are digital tokens typically pegged to the dollar, has significantly increased in recent years, with the U.S. introducing federal rules favorable to the sector [4] - The Trump Organization has seen a notable increase in income from World Liberty, including a $2 billion equity stake in Binance purchased by a state-controlled Abu Dhabi investment company using the stablecoin [5] - Pakistan is actively exploring digital currency projects to reduce cash usage and enhance cross-border payments, with plans for a pilot digital currency and legislation to regulate virtual assets [6]