Get alerts: JPMorgan Chase & Co., American Noble Gas, Robinhood Markets, Visa, and Coinbase Global are the five Financial stocks to watch today, according to MarketBeat’s stock screener tool. Financial stocks are shares of companies that operate in the financial sector—banks, insurance companies, broker-dealers, asset managers, credit-card companies and other firms that provide financial services. For investors, these stocks offer exposure to interest-rate sensitivity, credit and liquidity risks, and econ ...

12月19日，A股股指集体上涨，受海外稳定币消息催化，金融科技及软件开发板块表现相对强势，创业 板软件ETF华夏（159256）涨幅扩大至近1%，其持仓股四方精创、彩讯股份大涨超5%，航天智装、创 业慧康、中科创达等股领涨。 消息方面，Visa在美国启动基于USDC的稳定币结算服务，允许美国发卡行和收单行通过Solana区块链 完成VisaNet交易的结算，实现7×24小时、近乎实时的资金清算，提升流动性管理效率。 在AI产业链中，软件行业主要处于中游技术层和下游应用层，扮演着核心技术支撑和应用落地的关键 角色。具体来看，软件行业在中游技术层主要提供AI框架、开发平台和算法模型，这些技术是AI应用 开发的基础。在下游应用层，软件行业通过将AI技术与各行业结合，推动AI应用的落地。 长江证券分析指出，在中美科技博弈加剧的背景下，基于供应链安全考量，在关键领域实现完全自主可 控是我国科技发展的必由之路。随着2025年等关键政策考核年份临近，国产操作系统、基础软件等信创 产业链方向值得重点关注。 （文章来源：每日经济新闻） ...

Company Overview - Visa Inc. has a market cap of $599.9 billion and operates as a global payments technology company facilitating digital transactions in over 200 countries through its VisaNet network [1] - The company provides a wide range of products and services, including credit, debit, prepaid solutions, digital payment innovations, risk management, and data analytics [1] Market Position - Visa is classified as a "mega-cap" stock, serving financial institutions, merchants, governments, and consumers, and enhances its brand through partnerships with organizations like the Olympic Games, FIFA, and the NFL [2] - The stock has experienced a 12.3% decline from its 52-week high of $375.51 and a 5.9% decrease over the past three months, underperforming the Financial Select Sector SPDR Fund (XLF) which dropped 3.1% in the same period [3] Stock Performance - Year-to-date, Visa stock is up 4.2%, lagging behind XLF's 7.4% gain, but has risen 6.3% over the past 52 weeks, outperforming XLF's 2.3% return [4] - The stock has been trading below its 50-day and 200-day moving averages since late October [4] Financial Results - In Q4 2025, Visa reported adjusted EPS of $2.98 and revenue of $10.72 billion, but shares fell 1.6% the following day due to a 13% year-over-year increase in adjusted operating expenses to $3.6 billion [5] - Free cash flow decreased by 8% to $5.8 billion, and operating cash flow declined by 6.4%, leading to cautious fiscal 2026 guidance with expectations of only low double-digit EPS growth [5] Competitive Landscape - Compared to Mastercard, which has gained 2.1% year-to-date and 3.3% over the past 52 weeks, Visa has shown stronger performance over the past year [6] - Analysts maintain a bullish outlook on Visa, with a consensus rating of "Strong Buy" from 36 analysts and a mean price target of $402.57, indicating a 22.3% premium to current levels [6]

Core Insights - Thredd has signed an agreement to enable Visa Cloud Connect on a global scale, marking a significant milestone in its operations [1] - This development highlights Thredd's ongoing investment in cloud-first infrastructure, reinforcing its position as a technology leader in the payments processing industry [1] - Visa Cloud Connect provides organizations with access to VisaNet, Visa's secure global payments network, through their own cloud-based infrastructure [1] Company Summary - Thredd is recognized as a leading next-generation global payments processor [1] - The agreement with Visa signifies Thredd's commitment to enhancing its technological capabilities and expanding its service offerings [1] Industry Summary - The integration of Visa Cloud Connect represents a trend towards cloud-based solutions in the payments processing sector [1] - Access to VisaNet through cloud infrastructure is expected to enhance operational efficiency and security for organizations utilizing Thredd's services [1]

Core Insights - Visa is positioned as a "hyperscaler" in the payments industry, facilitating partners to leverage its network, with stablecoin settlements surpassing a $2.5 billion annualized run rate [1][4]. Financial Performance - Visa's fiscal fourth quarter results indicated an 8% increase in U.S. payments volume, with both credit and debit spending also rising by 8% [2][8]. - Value-added services revenue grew by 25% in constant dollars, reaching $3 billion, driven by issuing solutions [4]. - Full year fiscal 2025 commercial payments volume increased by 7% in constant currency to $1.8 billion, with cross-border volumes up 11% and eCommerce up 13% [8]. Market Trends - There is broad-based strength in spending categories, including retail services, travel, and fuel, with both discretionary and nondiscretionary spending increasing from Q3 [3][10]. - The number of Visa tokens issued has risen to over 16 billion, up from 10 billion in May 2024, with a goal of 100% of e-Commerce transactions being tokenized [6]. Technological Advancements - Visa is deploying a next-generation VisaNet with a cloud-ready microservices architecture, over half of which was developed using generative AI [5]. - The company is enhancing its support for four stablecoins, allowing conversions to over two dozen fiat currencies [4]. Consumer Behavior - Contactless payments have gained traction, with 79% of face-to-face transactions being tap-to-pay, an increase of 8% year-over-year; in the U.S., this figure stands at 66% [7]. - Higher spending cardholders are driving growth, indicating consumer resilience in the current economic climate [10]. Future Outlook - Visa anticipates adjusted net revenue growth in the low double digits for the current fiscal year, reflecting positive market conditions [9]. - The company is focusing on "agentic commerce," which could lead to increased transactions as consumers engage with a broader range of merchants [12].

Group 1 - Visa Inc. is recognized for its strong profitability, securing a position on the list of the 11 Most Profitable Blue Chip Stocks to buy [1] - The company modified conversion rates for its Class B-1 and B-2 common stock as part of its retrospective responsibility plan, depositing $500 million into its U.S. lawsuit escrow account [2] - Visa Inc. reported an 11.38% revenue growth and a 97.78% gross profit margin over the past 12 months, but faced a downgrade from Buy to Hold by Erste Group due to limited growth prospects in developed economies [3] Group 2 - Visa Inc. operates as a payment technology company, processing transactions through its VisaNet network, which facilitates payments for financial institutions, businesses, and consumers globally [4]

Group 1 - Visa Inc. is a payment technology company that processes transactions through VisaNet and offers various payment products and services, including credit, debit, and prepaid options [2] - Jim Cramer highlighted the recent stock decline of Visa and mentioned that the emergence of stablecoins and blockchain competition presents an investment opportunity to buy Visa at a favorable price [1] - Cramer compared Visa with other major players like MasterCard and American Express, noting that Visa and MasterCard are valued higher than American Express in terms of price-to-earnings (PE) multiples, but he expressed a preference for American Express due to its appeal to a younger demographic [2] Group 2 - Cramer emphasized that owning shares in Visa, MasterCard, or American Express is a sound investment decision, as they are considered some of the best companies in America [2] - The article suggests that while Visa has investment potential, certain AI stocks may offer greater upside potential and less downside risk [2]

Core Insights - Visa Inc. is recognized for its significant upside potential and is included in the list of Top 15 Stocks to Buy across 11 different sectors for the next three months [1] Group 1: Growth Metrics - Visa reported an 11% increase in cross-border transactions [2] - Visa Direct transactions saw a 25% rise [2] - Stablecoin settlements achieved a $1 billion run rate, indicating Visa's engagement in digital assets [2] Group 2: Adoption and Technology - Tap-to-pay adoption reached 63% in the U.S. and 78% globally, contributing to further expansion [2] - Visa operates a secure electronic transaction network known as VisaNet, along with services like Visa Direct and tokenization [3] Group 3: Market Position - Visa is categorized as one of the Best Diversified Stocks in the market [3]

Group 1 - Mastercard has partnered with Zain Cash to enhance digital payment solutions in Jordan, focusing on secure and user-friendly financial transaction management [1][2] - The partnership aims to accelerate the adoption of digital payments and expand Zain Cash's Mastercard-powered offerings, including prepaid and credit cards for SMEs [2][3] - Mastercard will support the launch of Zain Cash's Innovation Hub in Jordan, aimed at co-developing next-generation payment technologies [3][4] Group 2 - Zain Cash is a significant player in Jordan's prepaid market and is currently Mastercard's leading cross-border issuer in the country [4] - The initiative is expected to increase the reach of Zain Cash's Mastercard-branded card portfolio, contributing to Mastercard's net revenues, which saw a 17% year-over-year increase in Q2 2025 [5] Group 3 - Competitors such as American Express and Visa are also performing well, with American Express reporting a 9% revenue increase and Visa a 14% increase year-over-year [6][7] - Mastercard's stock has outperformed the industry, gaining 22.3% over the past year compared to the industry's 17% growth [8] Group 4 - Mastercard trades at a forward price-to-earnings ratio of 32.67, above the industry average of 22.11 [11] - The Zacks Consensus Estimate for Mastercard's 2025 earnings indicates an 11.7% rise year-over-year, with revenue growth projected at 15.1% [12]

Cycle Network is building a universal all-chain settlement layer and a bridgeless liquidity network for the entire blockchain ecosystem, aiming to become the "VisaNet" of crypto.Since its Mainnet launch, it secured $400 million and processed 3 million transactions.Here's everything to know about @cyclenetwork_GO:https://t.co/ASISv1dJWlStablecoin Intern (@Degenerate_DeFi):. @cyclenetwork_GO is building crypto's "VisaNet" - a bridgeless crosschain settlement layer that unifies liquidity across 20+ networksRea ...