中国特色金融发展之路

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盛京银行(2066.HK)2024年报透视:主营业务稳中有进,坚持金融为民初心
Ge Long Hui· 2025-03-31 01:23
3月28日,东北地区历史最久、规模最大的总部银行—盛京银行(2066.HK)发布了2024年度业绩报告。回 顾财报,过去一年里,盛京银行紧紧围绕"做一家惠企利民的好银行"的战略愿景,立足"三服务"市场定 位,深入践行金融工作"五篇大文章",实现资产规模稳中有升、业务结构有序优化的同时,持续增强风 险抵御能力,主要经营指标稳健向好,展现出良好的发展势头。 一、资产规模稳中有升,资产负债结构持续优化 从收入端看,2024年盛京银行实现营业收入85.8亿元,同比下降14.6%;净利润6.43亿元,同比下降 15.9%。主要受到贷款市场报价利率(LPR)持续下调,市场利率下行,银行业净息差收窄的影响,导致 短期利润周期性下调。 细分来看,截至2024年末,盛京银行实现利息净收入68.9亿元,同比下滑22.3%,主要受宏观经济环境 和市场因素影响导致净息差持续收窄;实现非利息净收入16.9亿元,同比大幅增长44%,主要得益于银 行持续强化投资交易能力,精准把握市场机遇,推动债券投资收益显著增加,有效缓解了部分利息收入 的下行压力。 从负债端看,报告期内,盛京银行负债总额为1.04万亿元,同比增长4.2%。其中,吸收存款 ...
人保集团董事长、中国财险董事长丁向群:“五个一流”发展目标 “六个改革”
Jing Ji Guan Cha Wang· 2025-03-28 10:37
Core Points - The company reported a stable growth in operating performance for the year, achieving a revenue of 709.4 billion yuan, a year-on-year increase of 6.4%, and a net profit of 42.9 billion yuan, up 88.2% from the previous year [2] - The company aims to build a world-class insurance financial group by focusing on five key areas: excellent functionality, efficient operations, clear core business, modern governance, and international competitiveness [3] - In 2025, the company will implement its strategy by focusing on six reforms and four solid actions to enhance innovation and management efficiency [4][5] Financial Performance - The company achieved a return on equity (ROE) of 16.7%, an increase of 7.1 percentage points year-on-year [2] - The company handled nearly 500,000 claims daily, with a payout of 1.23 billion yuan [2] Strategic Development - The company emphasizes the importance of serving the public and contributing to social governance and economic development [3] - The strategic focus includes enhancing risk management, improving service quality, and optimizing product offerings [6][7] Reform Initiatives - The company plans to deepen governance reforms, enhance strategic management, and improve resource allocation to respond effectively to market competition [5] - The company will also focus on digital transformation and talent development to create a conducive working environment [5][6]