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SmarFinancial (SMBK) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
ZACKS· 2025-10-22 00:01
Core Insights - SmarFinancial (SMBK) reported a revenue of $51.07 million for the quarter ended September 2025, reflecting a year-over-year increase of 15.6% and a slight surprise of +0.05% over the Zacks Consensus Estimate of $51.04 million [1] - The earnings per share (EPS) for the quarter was $0.86, compared to $0.54 in the same quarter last year, resulting in an EPS surprise of +17.81% against the consensus estimate of $0.73 [1] Financial Performance Metrics - Efficiency Ratio stood at 66.3%, slightly above the average estimate of 65.9% based on three analysts [4] - Net Interest Margin was reported at 3.3%, matching the average estimate of 3.3% [4] - Net charge-offs to average loans were 0.1%, consistent with the average estimate of 0.1% from two analysts [4] - Average Balance of Total interest earning assets was $5.23 billion, exceeding the average estimate of $5.07 billion [4] - Total noninterest income was $8.64 million, below the average estimate of $9.01 million [4] - Mortgage banking income was $0.71 million, slightly above the estimate of $0.69 million [4] - Net interest income (FTE) was reported at $42.79 million, surpassing the average estimate of $42.03 million [4] - Interchange and debit card transaction fees were $1.34 million, slightly below the estimate of $1.37 million [4] - Service charges on deposit accounts were $1.83 million, in line with the average estimate of $1.8 million [4] - Investment services income was $1.69 million, exceeding the average estimate of $1.53 million [4] - Other noninterest income was $1.78 million, below the average estimate of $1.93 million [4] - Insurance commissions were reported at $1.05 million, significantly lower than the average estimate of $1.59 million [4] Stock Performance - Over the past month, shares of SmarFinancial have returned -5.1%, contrasting with the Zacks S&P 500 composite's +1.2% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]
Wells Fargo Upgrades American Express (NYSE: AXP) to "Overweight"
Financial Modeling Prep· 2025-10-20 16:00
Core Viewpoint - Wells Fargo has upgraded American Express to "Overweight" with an increased price target, reflecting confidence in the company's future performance [1][6] Company Performance - American Express's stock price has increased by 7.21%, indicating strong investor confidence and significant holdings by Berkshire Hathaway, which owns 21.8% of the company [2][6] - Over the past decade, American Express has delivered a total return of 228%, outperforming Coca-Cola's 55% and the S&P 500's 106% [3][6] Stock Details - The current stock price of American Express is $346.62, with a recent change of $23.50, marking a 7.27% increase [4][6] - The stock has experienced a trading range over the past year, with a high of $349.19 and a low of $220.43, indicating volatility and growth potential [4] Market Position - American Express has a market capitalization of approximately $241.21 billion and a trading volume of 6,398,578 shares, reflecting strong market presence and investor interest [5]
Gilead Sciences Stock Breaks Out To Record Highs, The Rally Has Room To Run (NASDAQ:GILD)
Seeking Alpha· 2025-10-19 02:00
Core Insights - Gilead Sciences (NASDAQ: GILD) is one of the top-performing stocks in the Health Care sector for 2025, with a year-to-date increase of 36%, including dividends, significantly outperforming the S&P 500's total return [1] Performance Summary - Gilead's stock performance has more than doubled the S&P 500's total return for the year [1]
Exploring Analyst Estimates for Cadence (CADE) Q3 Earnings, Beyond Revenue and EPS
ZACKS· 2025-10-15 14:18
Core Insights - Cadence (CADE) is expected to report quarterly earnings of $0.78 per share, reflecting a 6.9% increase year-over-year, with revenues projected at $527.63 million, a 17.9% increase compared to the previous year [1] Earnings Estimates - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analysts' assessments [1][2] Key Financial Metrics - Analysts project the 'Adjusted Efficiency Ratio fully tax equivalent' to be 56.1%, down from 57.7% a year ago [4] - The 'Net Interest Margin' is expected to reach 3.4%, slightly up from 3.3% in the previous year [4] - The average estimate for 'Average Balance - Total interest earning assets' is $49.42 billion, compared to $43.54 billion a year ago [4] Non-Performing Loans and Assets - Estimated 'Non-Performing Loans' are projected at $241.79 million, down from $272.95 million in the same quarter last year [5] - 'Non-Performing Assets' are expected to be $258.39 million, compared to $278.31 million reported in the same quarter of the previous year [5] Income Projections - 'Total noninterest income' is forecasted to reach $99.00 million, up from $85.90 million a year ago [6] - 'Net Interest Income' is expected to be $427.00 million, compared to $361.46 million in the same quarter last year [6] - The consensus estimate for 'Net Interest Income (FTE)' stands at $428.60 million, up from $362.15 million a year ago [6] Fee Income - 'Credit card, debit card and merchant fees' are projected to reach $13.22 million, compared to $12.65 million in the same quarter last year [7] - 'Other noninterest income' is expected to be $28.17 million, down from $32.14 million reported in the same quarter of the previous year [7] Deposit Service Charges - 'Deposit Service charges' are estimated at $18.59 million, slightly down from $18.81 million in the same quarter last year [8] Stock Performance - Over the past month, Cadence shares have increased by 8.2%, outperforming the Zacks S&P 500 composite, which saw a 1% change [8]
Albertsons Companies (ACI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2025-10-14 23:00
Core Insights - Albertsons Companies, Inc. reported revenue of $18.92 billion for the quarter ended August 2025, reflecting a year-over-year increase of 2% [1] - The company's EPS for the same period was $0.44, down from $0.51 a year ago, but exceeded the consensus estimate of $0.39 by 12.82% [1][2] - The reported revenue slightly surpassed the Zacks Consensus Estimate of $18.9 billion, resulting in a surprise of +0.1% [1] Financial Performance Metrics - Same-store sales increased by 2.2%, outperforming the average estimate of 2% based on five analysts [4] - The number of stores at the end of the quarter was 2,257, which was lower than the estimated 2,267 by four analysts [4] - Total retail square footage was reported at 112.5 million, slightly below the average estimate of 112.93 million [4] - Fuel revenues were $911.3 million, which was below the estimated $951.3 million, representing a year-over-year decline of 4.2% [4] Stock Performance - Over the past month, shares of Albertsons Companies have returned -7.9%, contrasting with the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]
What Analyst Projections for Key Metrics Reveal About Independent Bank Corp. (INDB) Q3 Earnings
ZACKS· 2025-10-13 14:16
Core Insights - Independent Bank Corp. (INDB) is expected to report quarterly earnings of $1.54 per share, reflecting a year-over-year increase of 52.5% [1] - Revenues are anticipated to reach $242.33 million, which is a 38.3% increase from the same quarter last year [1] - There have been no revisions in the consensus EPS estimate over the last 30 days, indicating stability in analysts' forecasts [1] Earnings Estimates - The 'Efficiency Ratio' is projected to be 69.9%, up from 57.3% in the previous year [4] - 'Net interest margin (FTE)' is expected to be 3.6%, compared to 3.3% in the same quarter last year [4] - The 'Average Balance - Total interest-earning assets' is estimated at $22.51 billion, an increase from $17.29 billion year-over-year [4] Income Projections - 'Total Non-Interest Income' is forecasted to be $38.68 million, up from $33.55 million a year ago [5] - 'Net Interest Income' is expected to reach $204.35 million, compared to $141.70 million in the previous year [5] - 'Interchange and ATM fees' are projected at $5.05 million, slightly up from $4.97 million year-over-year [5] Additional Income Metrics - 'Deposit account fees' are estimated at $7.36 million, compared to $6.78 million in the same quarter last year [6] - 'Other noninterest income' is projected to be $11.64 million, up from $6.66 million year-over-year [6] - 'Investment management and advisory' is expected to reach $11.46 million, compared to $11.03 million in the previous year [7] Market Performance - Over the past month, Independent Bank Corp. shares have declined by 8.1%, while the Zacks S&P 500 composite has increased by 0.4% [7] - Based on its Zacks Rank 2 (Buy), INDB is expected to outperform the overall market in the upcoming period [7]
What You Need to Know Ahead of Sherwin-Williams’ Earnings Release
Yahoo Finance· 2025-10-09 15:28
Core Viewpoint - Sherwin-Williams is poised for modest growth in its upcoming third-quarter results, with analysts projecting a year-over-year profit increase of 2.4% to $3.45 per diluted share, despite a mixed history of meeting consensus estimates [2][6]. Company Overview - Sherwin-Williams, headquartered in Cleveland, Ohio, operates in over 120 countries, focusing on paints and coatings, with a market capitalization of $84.03 billion [1]. Financial Performance - For the fiscal year 2025, the company's profit is expected to grow marginally to $11.34 per diluted share [3]. - In the second quarter, net sales increased slightly year-over-year to $6.31 billion, but adjusted EPS fell from $3.70 to $3.38, indicating mixed results [6]. Stock Performance - Over the past 52 weeks, Sherwin-Williams' stock has underperformed, losing 9.6%, while the S&P 500 Index gained 17.4% during the same period [4]. - Compared to the basic materials sector, represented by the iShares U.S. Basic Materials ETF, which gained 2.5% over the past year, Sherwin-Williams has also lagged behind [5]. Analyst Ratings - The consensus rating among 27 analysts is "Moderate Buy," with 14 "Strong Buy" ratings and a mean price target of $385.76, suggesting a 14.3% upside from current levels [8].
Nasdaq Surges 100 Points; AngioDynamics Posts Upbeat Q1 Results
Benzinga· 2025-10-02 13:44
Market Overview - U.S. stocks traded higher, with the Nasdaq Composite gaining over 100 points, the Dow up 0.15% to 46,510.40, the NASDAQ rising 0.47% to 22,861.86, and the S&P 500 increasing 0.27% to 6,729.47 [1] - Information technology shares increased by 0.9%, while real estate stocks fell by 0.6% [1] Company Earnings - AngioDynamics, Inc. reported better-than-expected earnings for Q1, with losses of 10 cents per share, beating the analyst consensus estimate of 12 cents per share. Quarterly sales were $75.711 million, exceeding the consensus estimate of $72.725 million. The company raised its FY26 adjusted EPS and sales guidance [2] Commodity Prices - Oil traded down 1% to $61.20, while gold rose 0.5% to $3,916.00. Silver increased by 0.4% to $47.875, and copper rose 1.1% to $4.9375 [5] European Market Performance - European shares were higher, with the eurozone's STOXX 600 gaining 0.7%, Spain's IBEX 35 Index up 0.1%, London's FTSE 100 down 0.1%, Germany's DAX 40 gaining 1.4%, and France's CAC 40 rising 1.4% [6] Asian Market Performance - Asian markets closed higher, with Japan's Nikkei 225 gaining 0.87% and Hong Kong's Hang Seng index increasing by 1.61% [7] Stock Movements - Aspire Biopharma Holdings Inc shares surged 81% to $0.39 after announcing a milestone roadmap for FDA submission. Concorde International Group Ltd shares rose 41% to $3.64, and Iveda Solutions Inc shares increased by 39% to $1.89. Conversely, Uni-Fuels Holdings Ltd shares dropped 71% to $1.46, and Nvni Group Ltd shares fell 53% to $0.35 following a reverse stock split announcement. FlexShopper Inc shares decreased by 45% to $0.31 after the resignation of its Director due to financial matters [9]
Amazon Stock Is Underperforming Badly in 2025. What It Needs in Q4.
Yahoo Finance· 2025-09-29 16:06
Core Insights - The S&P 500 Index is up 13.3% year to date, nearing record highs, with all Magnificent 7 stocks positive for the year, including a rebound in Apple and Tesla [1] - Amazon has underperformed compared to its peers in the Magnificent 7, with the stock barely in the green this year and trading flat for the last three months [2] Group 1: Amazon's Performance - Amazon's stock rally from 2022 lows was driven by optimism over growth in Amazon Web Services (AWS) and cost-cutting measures that improved margins, with AWS returning to double-digit growth [4] - AWS's growth has lagged behind Microsoft Azure and Google Cloud, with AWS's operating margin falling to 32.9% in Q2 2025 from a record high of 39.5% in Q1, attributed to higher stock-based compensation and depreciation expenses [5] - Amazon's North America segment's operating margins were 7.5% in Q2, indicating that margin expansion potential appears limited [6] Group 2: Competitive Landscape and Challenges - Amazon's top-line growth has been disappointing, with Q3 guidance below market expectations, facing competitive pressure from Walmart in the U.S. e-commerce sector [7] - A recent $2.5 billion settlement with the Federal Trade Commission over allegations of misleading customers regarding Prime subscriptions has negatively impacted sentiment towards Amazon [8]
Jim Cramer Points To 1,000-Person Tokyo Apple Store Line As Proof Of Why AAPL Stock Keeps Defying Doubters - Apple (NASDAQ:AAPL)
Benzinga· 2025-09-26 12:24
Core Insights - The reopening of the Apple Store in Tokyo is seen as a significant event, highlighting Apple's strong performance and global customer engagement [1][3] - CEO Tim Cook emphasized the reopening as a defining moment for the company's interaction with customers [2] - Strong demand for the iPhone 17 series is contributing to positive sentiment around Apple's stock performance [3][4] Demand Indicators - Analyst Gene Munster predicts that iPhone 17 demand may exceed expectations, potentially enhancing Apple's stock value in the upcoming year [4] - Early demand indicators show strong lead times for the iPhone 17, suggesting further upside potential for Apple's stock [5] - Positive reception of the iPhone 17 in key markets like China and India is expected to boost Apple's stock performance [3][5] Performance Metrics - Apple ranks in the 73rd percentile for quality and the 64th percentile for momentum according to Benzinga's Edge Rankings, indicating strong performance in these areas [5]