北京时间 2025 年 4 月 30 日晚，由 金融 EMBA2015 级（6 期）校友、元保集团创始人兼 CEO 方锐创办的保险科技界领军企业元保正式在美国纳斯达克 证券交易所挂牌上市，股票代码为 "YB"。元保本次公开发行价格为每 ADS（美国存托股）15 美元，处于此前公布的发行价格区间上限。元保此次共计 发行 230 万股 ADS，募资 3450 万美元，上市后估值约为 6.81 亿美元（假设承销商全额行使超额配售选择权） 。 O 9 (2) 刀 F (9元48 元保表示，此次IPO募资主要用于公司核心技术模型的创新升级，并扩大消费者触达范围和提升理赔等售后服务能力。未来，元保将秉持"科技让保险更 普惠"的理念，继续深耕中国市场，以科技创新筑牢社会保障网，让更广泛人群能够享有普惠可及的保险保障，为构建多层次医疗保障体系注入更多动 能。 图为活动现场 元保成功登陆纳斯达克，不仅是企业发展历程中的重要里程碑，也充分展现了金融EMBA校友群体的卓越风采与使命担当。未来，我们期待更多校友在商 业舞台上勇立潮头、再创佳绩，以丰硕成果反哺社会，共同书写金融创新与商业发展的新篇章！ | 来源丨源码资本 | | -- ...

Core Viewpoint - Company is focusing on its "Three Major and One Calculation" strategic layout to enhance its core business and explore new opportunities in the insurance and mobile information service sectors [2] Strategic Layout - The "Three Major and One Calculation" strategy involves extending the existing core business towards the front end of the industry chain, particularly in the insurance sector, emphasizing large insurance and health services [2] - Key projects for 2025 include online shopping malls, tumor rehabilitation management, and intelligent claims processing to enhance profitability [2] - In the mobile information sector, the company aims to improve core technical capabilities, refine management, and expand channel cooperation, leveraging 5G, big data, and cloud computing [2] Regulatory Compliance - The company acknowledges the significant impact of regulatory policies on its operations and emphasizes the importance of compliance as a fundamental aspect of its business strategy [3] - It plans to strengthen its compliance system and embed compliance awareness into every management aspect to mitigate operational risks [3] Dividend Policy - The company has proposed a cash dividend of 0.5 yuan per 10 shares for 2024, totaling 9.88 million yuan, which represents 104.18% of the average net profit over the last three years [4] - Future dividend policies will be aligned with business development plans to better serve shareholder interests [4] Innovation and Growth - The company is committed to the collaborative development of its core and innovative businesses, establishing new companies and teams to facilitate resource allocation for new business expansion [5] - It recognizes that innovation requires time and is focused on achieving breakthroughs while managing risks [5] Market Competition - The company is aware of the intense competition in the mobile information and insurance service sectors and has been integrating internal and external resources to enhance service capabilities [6] - It has maintained its market share despite increased competition through improved management and cost efficiency [6] Subsidiary Structure Optimization - The company has been optimizing its business structure by divesting certain subsidiaries and forming new companies as needed [7] - Future adjustments to the subsidiary structure may occur based on the main business's needs [7] Financial Performance - In 2024, the company reported revenue of 514 million yuan, a 15.6% increase, primarily driven by the insurance product business [10] - The net profit attributable to shareholders was 1.66 million yuan, a 95.68% decrease due to lower investment income from a subsidiary [10] - For Q1 2025, revenue reached 115 million yuan, a 12.91% increase, with net profit of 11.93 million yuan, a 351.23% increase due to asset disposals [10] Industry Outlook - The mobile information and insurance sectors are encouraged by national policies, presenting significant growth opportunities [13] - The company aims to adapt to industry changes and enhance its capabilities to achieve high-quality development [13]

保险科技新星元保成功登陆纳斯达克，开启新篇章。 近日，国内领先的保险科技企业元保（股票代码YB）正式在纳斯达克证券交易所挂牌上市，标志着其在资本市场的新起点。 据悉，元保此次公开发行的美国存托股（ADS）定价为每股15美元，位于发行价格区间的上限。公司共发行了230万股ADS，成功募资约3450万美元。若承 销商全额行使超额配售选择权，元保上市后的估值将达到约6.81亿美元。 元保的IPO发行由高盛、花旗、中金公司及老虎证券等多家知名投行联合承销，显示出市场对其未来发展的高度认可。上市首日，元保股价表现抢眼，开盘 后一度飙升超过93%，最终收盘价为15.96美元/股，较发行价上涨6.4%。 根据元保的招股书披露，近年来其业绩表现亮眼。2022年至2024年间，公司的营收从8.50亿元人民币增长至32.85亿元人民币，年度增长率分别达到141%和 61%。尽管在2022年和2023年，公司归母净亏损分别为4.35亿元和3.33亿元，但在2024年成功扭亏为盈，实现归母净利润4.36亿元。 元保专注于互联网人身险领域，特别是在普惠健康险这一增量市场上深耕细作。公司利用AI技术全面优化保险分销和理赔等环节，极大提升 ...

Group 1 - Yuanbao has submitted its IPO prospectus to the SEC, announcing plans for a Nasdaq listing with the stock code "YB" [1] - The company has attracted significant investment from well-known institutions such as Sequoia China, Northern Light Venture Capital, Qiming Venture Partners, SIG Asia Investments, Source Code Capital, and Cathay Capital due to its innovative business model and market potential [1] - Yuanbao aims to address the underserved lower-tier markets in traditional insurance services through technological innovation and refined operations, offering customized insurance products and services [3] Group 2 - The founder and CEO, Fang Rui, has over 20 years of experience in fintech and e-commerce, previously serving as Vice President and head of the technology department at NetEase, where he established the e-commerce division [3] - The successful IPO filing is expected to provide Yuanbao with more funding and a broader development platform, enhancing its position in the insurtech sector and driving continuous innovation [3] - The move to go public in the U.S. is anticipated to inject new growth momentum into Yuanbao, helping it lead the new trend in internet insurance services [3]