【导读】国有大行定增再迎新进展，邮储银行已完成1300亿元缴款验资 中国基金报记者王思文 国有大行增资又有新进展！ 继中国银行、交通银行率先完成千亿元注资后，6月17日晚间，邮储银行宣布已完成定向增发股票的缴款验资等工作，募集资金总额为 1300亿元。 本次发行引入财政部战略投资，财政部首次成为邮储银行股东，预计本次发行将提升邮储银行核心一级资本充足率1.5个百分点。 此前，中国银行、建设银行、交通银行、邮储银行四家国有大行于3月30日同步发布定增预案。其中，财政部包揽中国银行、建设银行全 部新发行股份，并认购交通银行、邮储银行逾九成新增股份，合计出资规模达5000亿元，用以夯实资本实力，拓展未来发展空间。 财政部首入邮储银行 6月17日晚间，邮储银行发布《向特定对象发行A股股票发行情况报告书》，披露其定向增发A股股票已完成缴款验资，定向增发的股票 发行工作圆满完成。该行本次定向增发共发行约209.34亿股，最终发行价格为6.21元/股，募集资金规模为1300亿元，预计将提升公司核 心一级资本充足率1.5个百分点。 此次发行由财政部、中国移动集团、中国船舶集团以现金方式认购。其中，财政部认购金额为1175.8 ...

Core Viewpoint - Xi'an Bank has received approval from the Shaanxi Banking Regulatory Bureau to issue capital bonds not exceeding 7 billion RMB, which can be issued within 24 months at the company's discretion [1] Group 1 - The approved capital bonds will have no fixed term [1] - The company is required to manage the issuance and information disclosure in accordance with the "Measures for the Capital Management of Commercial Banks" and other regulatory requirements [1] - The issuance can be conducted in multiple batches and scales as determined by the company [1]

Core Viewpoint - The article discusses the active fundraising efforts of banks in the Hong Kong stock market, specifically highlighting Luzhou Bank's plan for a non-public issuance of H-shares to raise at least HKD 18.32 billion to strengthen its core tier one capital amid improving market conditions and economic recovery expectations [1][2]. Group 1: Fundraising Details - Luzhou Bank plans to hold its 2024 annual general meeting on June 30 to review the proposal for a non-public issuance of H-shares [1]. - The bank aims to raise a net amount of no less than HKD 18.32 billion, which will be used entirely to supplement its core tier one capital [2]. - The issuance is expected to involve at least six investors, with no single investor anticipated to become a major shareholder as a result of this issuance [2]. Group 2: Capital Adequacy and Market Context - As of the end of 2024, Luzhou Bank's core tier one capital adequacy ratio stands at 8.27%, which meets regulatory requirements but is below the average for national commercial banks [3]. - The expected issuance price will be no less than HKD 1.85 per share, significantly lower than the bank's audited net asset value per share of RMB 3.73 and the closing price of HKD 2.48 on June 9 [3]. - The low issuance price is attributed to the need for quick capital replenishment and the liquidity discount associated with H-shares [3]. Group 3: Broader Industry Context - There is a strong demand for capital replenishment among small and medium-sized banks, particularly in Sichuan province, with several banks like Chengdu Bank and Sichuan Bank also pursuing capital expansion [4]. - Challenges faced by smaller banks include limited internal capital replenishment capabilities and constraints on external fundraising due to regulatory requirements and higher costs compared to larger banks [4]. - Experts suggest that smaller banks should enhance their operational management, risk management, and explore various external capital replenishment channels to alleviate capital pressure [4].

Core Viewpoint - Hangzhou Bank has announced the early redemption of its convertible bonds (Hangyin Convertible Bonds) due to the triggering of mandatory redemption conditions, marking the third such instance among bank convertible bonds this year [1][3]. Group 1: Early Redemption Announcement - Hangzhou Bank's convertible bonds have triggered the conditional redemption clause as the stock price has remained above 130% of the conversion price for 15 trading days [1]. - The bank will redeem the bonds at face value plus accrued interest, with investors having the option to convert or trade in the secondary market [1][2]. Group 2: Performance and Market Context - The Hangyin Convertible Bonds were issued in March 2021, with a total issuance of 15 billion yuan and a maturity of six years, featuring a tiered interest rate structure [2]. - The stock price of Hangzhou Bank has increased by over 70% since the beginning of 2024, contributing to the bond's early redemption [2][4]. Group 3: Impact on Capital Structure - The early redemption of convertible bonds allows banks to enhance their core Tier 1 capital without incurring further interest expenses, thus optimizing their financial structure [5]. - Following the conversion of bonds, Hangzhou Bank's core Tier 1 capital adequacy ratio is expected to increase by 0.83 percentage points [5]. Group 4: Broader Market Trends - There are currently 10 outstanding bank convertible bonds in the market, with a total issuance of 191.5 billion yuan, but the overall conversion ratio remains low for many [3][4]. - The banking sector has shown strong performance, with the index for primary banks rising over 40% in 2024, creating favorable conditions for bond conversions [4].

智通财经5月14日讯（记者 彭科峰）在银行二永债发行一季度罕见"遇冷"之后，二季度这一现象有望得 到明显改变。 一般而言，商业银行获批发行的资本工具以二级资本债和永续债为主，两者合称为"二永债"。 5月13日，国家金融监管总局官网披露，同意成都银行发行不超过110亿元人民币的资本工具。值得注意 的是，这也都是成都银行成立以来第三次获批，累计额度达310亿元。 今年一季度，银行的"二永债"发行量突然减少，其中1月份仅桂林银行发行了一只30亿元的永续债。东 方财富Choice数据显示，2025年一季度，银行二永债发行1738.6亿元，同比下降34%。 智通财经记者注意到，依据监管部门网站信息，二季度以来各大商业银行获批发行资本工具的额度已达 6820亿元。这一体量，较今年首季1738.6亿元的"二永债"发行规模，已显著放量。 不到一年再度获批发债 成都银行成立以来累计额度达310亿元 昨日，四川金融监管局发布了关于成都银行发行资本工具的批复。监管指出，同意成都银行发行不超过 110亿元人民币的资本工具。成都银行可在批准额度内，自主决定具体工具品种、发行时间、批次和规 模，并于批准后24个月内完成发行。 成都银行为 ...

21世纪经济报道记者 林秋彤 北京报道 近日，四川金融监管局批复了四川达州银行股权变更，此次股权变更后，达州市高新科创有限公司对达 州银行的持股比例升至49.2％。公开资料显示，达州市高新科创有限公司由市属国企和央企子公司 100％控股。这也意味着，达州银行国有股权占比也将由去年底的22.48%升至近64%，成为又一家国资 控股的城商行。 达州银行2024年年报显示，报告期内，该行营业收入13.42亿元，同比下降24.36％；净利润3.02亿元， 同比下降22.98％，净利润自2022年以来已经连续三年下滑。截至2024年末，达州银行资本充足率为 11.22％，一级资本充足率为10.02％。2023年同期和2022年同期，该行资本充足率分别为10.97％和 12.22％。 去年以来，存在国资变动的城商行不在少数，多家城商行通过股权变动、增资扩股等方式，使国有股权 占比有所提升，达到或超过50%，成为国有控股的城商行。 公开资料显示，四川省内，除了达州银行，2024年天府银行通过增资扩股引入四川省属大型国有企业蜀 道集团作为其第一大股东，国资持股比例大幅提升至55.96%。乐山商业银行、雅安商业银行自2024年 ...

长江商报消息 ●长江商报记者 徐佳 一直以来，银行板块都具有高股息特征。A股市场的分红中，上市银行也是当之无愧的主力军。 长江商报记者注意到，在政策引导下，2024年国有大行首次集体实施中期分红，合计派现2048亿元，现 金分红比例均超过30%。 值得关注的是，当前，国家正在推进对国有大行的资本补充，巩固国有大行的稳健经营发展能力。5月9 日晚间，中国银行、交通银行、邮储银行相继宣布，三家银行的定增申请获得上交所审核通过。 此前在今年3月末，建设银行、中国银行、交通银行、邮储银行共抛出5200亿规模的定增计划，用以补 充核心一级资本，其中财政部将认购5000亿元。 首次集体实施中期分红 Wind数据显示，以年度累计分红总额（已宣告）为指标统计，2024年，42家A股上市银行分红总额达到 6315.42亿元，占A股全市场上市公司分红总额的比例约为27%。 而国有大行持续高额现金分红在全市场中起到压舱石作用。2024年，工商银行、建设银行、农业银行、 中国银行、交通银行、邮储银行等六大国有行分红总额分别为1097.73亿元、1007.54亿元、846.61亿 元、713.6亿元、281.46亿元、259.41亿元 ...

央广网北京3月31日消息（记者李思默）据中央广播电视总台中国之声报道，银行业是我国金融业 的主体，大型商业银行是银行业的重要组成部分。3月30日，中国银行、建设银行、交通银行、邮储银 行分别发布公告称，四家银行将通过定向发行股票引入财政部战略投资。 今年的政府工作报告提出，拟发行特别国债5000亿元，支持国有大型商业银行补充资本。从此次四 家银行发布的募资公告来看，财政部拟认购的金额上限约为5000亿元。 特别国债5000亿元支持国有大型商业银行补充资本，有哪些考量，释放哪些积极信号？资本补充后 释放的信贷空间，将发挥哪些重要作用？ 什么是大型商业银行资本金？简单来说，就是大型商业银行为维持正常经营、抵御风险并支持业务 发展而持有的自有资金。它是银行资产负债表中的核心部分，直接关系到银行的稳定性、信誉和抗风险 能力。 中国首席经济学家论坛理事长连平介绍说："目前，商业银行经过一段时间的发展，其资本金在信 贷保持较快增长的过程中所占比例降低，需要更好地获得融资来补充资本。资本充足并达标后，才能够 比较好地进行信贷投放，满足实体经济对银行信贷支持的需求。" "大型商业银行通过内源性的资本补充，也就是通过自己的利润 ...

作 者丨 周炎炎 编 辑丨方海平 黎雨桐 财政部网站3月3 1日消息，按照党中央和国务院决策部署， 2 0 2 5年，财政部将发行首批特别 国债5 0 0 0亿元，积极支持中国银行、中国建设银行、交通银行、中国邮政储蓄银行补充核心 一级资本。 此次资本补充将按照市场化、法治化原则稳妥推进。 本轮增资的起点为去年9月2 4日的国新办发布会，国家金融监督管理总局局长李云泽在会上曾 表示，为巩固提升大型商业银行稳健经营发展的能力，更好地发挥服务实体经济的主力军作 用，经研究，国家计划对六家大型商业银行增加核心一级资本，将按照"统筹推进、分期分 批、一行一策"的思路，有序实施。 财政部从此控股交行！高管回应定价、保护中小股东权益等话题 交行3月3 0日下午就增资事宜举行针对媒体和分析师的发布会。交行党委书记、董事长、执行 董事任德奇对记者表示："给我们注资是一场'及时雨'，可有效缓解交行资本的压力，也让我 们以更大的力度去支持实体经济，更好发挥主力军作用。" 他提到，此次资本补充于交行而言有三个重大意义：一是有利于增强服务实体经济的能力； 第二有利于促进交行高质量发展，能够更好地做优做强；第三有利于交行更好地满足监管 ...

Group 1: Cheung Kong Holdings Announcement - Cheung Kong Holdings announced that its board is aware of media reports regarding a potential spin-off of its global telecommunications assets and operations [2] - The company is exploring opportunities to enhance long-term shareholder value, including possible transactions related to its global telecommunications business [2][3] - As of the announcement date, no decisions have been made regarding any transactions related to the global telecommunications business [3] Group 2: China National Petroleum Corporation (CNPC) Financial Results - CNPC reported a record net profit of 1646.8 billion yuan for 2024, a 2.0% increase year-on-year, with total revenue reaching 2.9 trillion yuan [7][8] - The company declared a total dividend of approximately 860.2 billion yuan for the year, with a payout ratio of 52.2%, marking the highest level in history [8] - The combined net profit of the "Big Three" oil companies exceeded 352.9 billion yuan, averaging about 9.7 billion yuan per day [9] Group 3: Consumer Loan Rate Adjustments - Several banks have begun to suspend the issuance of consumer loans with interest rates below 3%, effective April 1 [11][12] - The move is part of a strategy to balance market expansion with risk control, as low-interest loans may overlook borrowers' repayment capabilities [12] - The competitive landscape for consumer loans has intensified, prompting banks to focus on attracting high-quality customers [12] Group 4: State-Owned Banks Capital Raising - Four major state-owned banks announced plans to issue A-shares to raise a total of 520 billion yuan for core tier-one capital replenishment [14][15] - The capital raising is seen as a proactive measure to strengthen the banks' capital bases and enhance their ability to serve the real economy [16] - The issuance plans require approval from shareholders, regulatory bodies, and stock exchanges before implementation [16] Group 5: Country Garden Financial Results - Country Garden reported total revenue of approximately 252.8 billion yuan for 2024, with a significant reduction in net loss to about 35.1 billion yuan compared to 178.4 billion yuan in 2023 [23][24] - The company delivered over 380,000 housing units in 2024, covering 31 provinces and 242 cities [24] - Country Garden is currently negotiating debt restructuring plans with creditors [24]