近日 （简称"银八条"） 围绕群众关切的热点问题 从支持合理住房消费、优化住房供给 防范化解风险、提升居住品质等方面出发 提出八条具体举措 旨在巩固房地产市场向好态势 银川市多部门联合印发 推动行业高质量发展 《银川市关于促进房地产市场平稳健康发展若干措施》 "银八条"自2026年1月13日起执行，有效期至2027年12月31日。 3.强化"好房子"建设 当前银川市房地产市场需求已从"有没有"转向"好不好"，市场调研显示，改善型需求在银川市房地产市 场中仍有较大占比，而改善型需求的核心是追求"好房子"。 灵武市、永宁县、贺兰县参照执行。 "银八条" 具体内容如下 1.土地要素保障 聚焦土地供应，明确建立动态调整机制，提出结合周边商品房销售价格联动核定住宅用地评估价格，旨 在提高开发企业投资意愿；同时明确土地出让金可分期缴纳，为企业持续稳健开发运营注入强劲动力。 为有效盘活闲置土地和停工项目，明确土地性质变更、分割转让、分期开发、"带押过户"等适用情形， 着力提升土地利用效率，为市场平稳运行提供坚实土地支撑。 2.强化住宅小区规划设计 为满足群众对美好居住环境和高品质住房的需求，《若干措施》明确出台《支持促进新 ...

保障性住房供给加码，银川加快保障性租赁住房筹集，实现公租房对城镇常住人口全覆盖，多代、多子 女家庭优先分配大面积房源。同时，购房补贴同步提标，新购商品住房及"以旧换新"均享补贴，县(市) 区每年组织不少于15场促销活动，首场定于1月17日至18日在金凤区举办。 此外，银川居民购房权益将得到进一步保障，进城务工人员购房后可自主选择政策待遇，同时保留宅基 地使用权；新建商品住房网签备案后即可办理落户、入学，异地安置居民可享受3至6年原地入学过渡 期。市场监管方面，银川自2026年起新建商品房全面实现"交房即交证"，严厉打击虚假宣传、哄抬房价 等行为，守护购房人合法权益。(完) （文章来源：中国新闻网） 中新网银川1月5日电 (记者李佩珊)记者5日从宁夏银川市获悉，银川市多部门联合印发的《银川市关于 促进房地产市场平稳健康发展若干措施》(简称"银八条")自2026年1月13日起执行，有效期至2027年12 月31日，将从八大维度推出组合举措，巩固市场向好态势、推动行业高质量发展。 土地要素保障方面，银川建立住宅用地评估价格动态调整机制，支持土地出让金分期缴纳，明确闲置土 地盘活路径与"带押过户"适用情形，提升土地利 ...

Group 1 - The event "Good House, Happy Life" promotional activity in Nanning aims to stimulate market vitality through a combination of real estate promotions, land recommendations, public services, and cultural performances [1] - Nanning's real estate market has shown a stable and healthy development, with a 4.9% year-on-year increase in the signed transaction area of commercial housing from January to November 2025, and a 9.1% increase in residential signed transaction area [1] - The city has implemented various policies to reduce housing costs for residents, including a maximum subsidy of 60,000 yuan for newlyweds, families with multiple children, and residents participating in housing exchanges [1] Group 2 - The Nanning Natural Resources Bureau promoted 23 quality commercial and residential land parcels, covering approximately 1,270 acres, located in key areas such as Qingxiu District and Wuxiang New District [2] - The event featured various zones including policy consultation, land planning displays, real estate exhibitions, financial services, and a New Year goods market, with nearly 40 brand real estate companies participating [2] - The event will last until January 2, offering a series of activities such as smart home experiences, financial service consultations, and cultural performances to provide one-stop services for citizens [2]

Group 1 - The Shanghai and Shenzhen Stock Exchanges announced a series of fee reduction measures for 2026, with a total expected reduction of over 19 billion yuan, benefiting investors across various financial products [1] - The Shanghai Stock Exchange will waive listing fees for companies, reduce transaction unit usage fees, and exempt certain bond transaction fees, while also reducing fees for its subsidiaries [1] - The National Venture Capital Guidance Fund has officially launched, with three regional funds established to promote venture capital investment in technology and long-term projects [1] Group 2 - The National Investment UBS Silver Futures Fund announced a limit on regular investment amounts for its A-class fund shares, effective December 29, 2025, due to high premium rates [2] - The China Securities REITs Total Return Index increased by 1.56% from December 22 to 26, with over 80% of products rising, although some experienced significant declines due to accounting treatment concerns [2] - The first water power REIT in Xinjiang successfully concluded its issuance, attracting over 160 billion yuan in subscription funds [3] Group 3 - The total scale of the ETF market reached 6.03 trillion yuan as of December 26, marking a significant growth of nearly 2.3 trillion yuan in 2023, the first time the annual increase surpassed 2 trillion yuan since the inception of ETFs in China [5] - The public fund industry in China reached a record high of 36.96 trillion yuan by the end of October 2023, driven by continuous optimization of the industry ecosystem and increased demand for wealth management [6] - The report from the People's Bank of China indicated that the financial system remains stable, with overall financial risks under control, and highlighted the need for continued reforms and improvements in the financial sector [7] Group 4 - Recent leadership changes occurred in several fund companies, including the appointment of new executives at Xinda Australia Fund and Nord Fund, indicating ongoing shifts in management within the industry [9][10] - The establishment of specialized subsidiaries by fund companies aims to enhance their core public fund business while promoting differentiated development [10] - The investment outlook for 2026 remains positive, with expectations for growth in both A-shares and Hong Kong stocks, particularly in sectors like AI, consumption, and manufacturing [11]

Group 1 - The Shanghai and Shenzhen Stock Exchanges announced a series of fee reduction measures for 2026, with a total expected reduction of over 19 billion yuan, benefiting investors across various financial products [2] - The National Venture Capital Guidance Fund has officially launched, with regional funds established in key areas such as Beijing-Tianjin-Hebei, the Yangtze River Delta, and the Guangdong-Hong Kong-Macao Greater Bay Area [3][4] - The public fund industry in China reached a total scale of 36.96 trillion yuan by the end of October 2025, marking a continuous increase and reflecting a shift towards high-quality development [10] Group 2 - The ETF market in China has surpassed 6.03 trillion yuan as of December 26, 2025, with a significant growth of nearly 2.3 trillion yuan in 2025 alone, indicating strong investor interest and market expansion [8][9] - The central bank's financial stability report indicates that the financial system in China is generally stable, with a focus on deepening interest rate marketization and improving the investment environment for long-term capital [11] - The establishment of specialized subsidiaries by major fund companies, such as E Fund and GF Fund, aims to enhance their competitive edge and promote diversified development in wealth management [16][17]

【导读】央行发布《中国金融稳定报告（ 2025 ）》 中国基金报记者 张玲 《报告》通过多篇专栏，对利率市场化改革、上市公司市值管理、中长期资金入市、房地产 市场平稳健康发展等进行述评，提出持续深化利率市场化改革，推动利率 " 形得成 "" 调得 了 " ；着力健全有利于 " 长钱长投 " 的制度政策环境，显著提高各类中长期资金实际投资 A 股的规模和比例；加强房地产金融宏观审慎管理，稳妥有序完善房地产信贷基础性制度等。 展望后续，《报告》指出，将坚持稳中求进工作总基调，实施更加积极有为的宏观政策，加 大逆周期和跨周期调节力度，持续防范化解重点领域风险，实现 " 十五五 " 良好开局。 持续深化利率市场化改革，推动利率 " 形得成 "" 调得了 " 《报告》指出，中国人民银行按照 " 放得开、形得成、调得了 " 的总体思路，稳步推进利率 市场化改革。 " 放得开 " 目标已基本实现。目前，对利率的行政性管制已经放开，基本建立了市场化的利 率形成和传导机制，以及较为完整的市场化利率体系。 " 形得成 " 和 " 调得了 " 仍任重道远。贷款市场报价利率（ LPR ）改革以来，由于银行定 价能力不足、 " 内卷式 ...

新华社北京12月23日电 日前举行的中央经济工作会议明确提出"着力稳定房地产市场"，强调"因城施策 控增量、去库存、优供给"。一系列部署释放"稳"的信号，为房地产市场平稳健康发展指明方向。 值得关注的是，会议明确提出"鼓励收购存量商品房重点用于保障性住房等"，将进一步打通市场存量与 民生保障之间的通道。这既有助于市场缓解资金压力、加速去库存，又能拓宽保障性住房供给来源，缓 解部分群体住房困难。市场与保障更有效衔接，将有助于稳定房地产市场，助力实现"住有所居"。 房地产发展的最终落脚点是民生，要以高质量供给满足居民不断升级的住房需求。适老化、适儿化等新 需求涌现，舒适度、智能化成为许多人购房的新期待。会议要求"有序推动'好房子'建设"，正是"优供 给"的要义所在。未来的房子，既要建得好，也要改得巧。把新房子建成"好房子"，把老房子逐步改造 成"好房子"，打造安全、舒适、绿色、智慧的宜居家园。 保持房地产市场稳定关系经济运行、关乎民生福祉。落实好已出台政策举措，推进新旧模式平稳有序转 换，必将进一步形成房地产市场持续稳定发展的内生动力，为经济社会高质量发展提供坚实支撑。（新 华社记者王优玲 杨柳） 当前，我国房地 ...

中新网银川12月11日电 (记者李佩珊)宁夏住房和城乡建设厅等八部门11日联合印发《关于进一步推动房 地产市场平稳健康发展的若干措施》(简称"宁十二条")，从支持合理住房消费、优化住房供给等四方面 推出12项举措，巩固房地产市场止跌回稳向好态势，推动房地产高质量发展。政策将于2026年1月12日 起实施。 "宁十二条"聚焦购房成本减负，安排财政资金对购买新建商品住房给予补贴，重点倾斜多子女家庭、农 业转移人口等群体。公积金政策同步优化，缴存人可提取公积金用于本人及亲属购房、大修、支付税费 等，贷款支持婚前有贷款记录的夫妻婚后以家庭名义再申请，退役军人贷款额度最高上浮20%，灵活就 业人员也被纳入公积金缴存范围。 金融支持层面，"宁十二条"完善房地产融资协调机制，保障合规项目贷款投放；鼓励银行创新产品，为 引进人才、高校毕业生等提供优惠贷款方案，兼顾房企融资与购房者月供减负。 针对"交房难""办证难"痛点，"宁十二条"明确商品房预售资金全程监管，推行全流程手续"全程网办"， 力争2026年实现新建商品房"交房即交证"。此外，"宁十二条"还在盘活存量资产、优化土地供应、推进 城市更新等方面作出安排，支持商办用房改 ...

Core Viewpoint - The joint measures issued by eight departments in Ningxia aim to promote the stable and healthy development of the real estate market, effective from January 12, 2026, to December 31, 2027 [1] Group 1: Policy Reforms - The measures propose reforms to improve the real estate development and sales system [1] - Project companies will exercise independent legal rights, with strict prohibitions on the misappropriation of pre-sale funds and early dividends before project delivery [1] - The relationship between real estate developers and property service companies will be regulated, ensuring the independent legal status of property service firms [1] Group 2: Financial Regulations - Developers are prohibited from reallocating property service fees or promising reductions in service fees [1] - The measures allow for phased payment of land transfer fees for existing housing projects, with a 20% deposit based on the starting price and the remaining payment due within two years [1] Group 3: Administrative Streamlining - The initiative promotes a fully online process for the entire chain of real estate development, including project filing, land planning, construction permits, and property registration [1] - Starting in 2026, new residential properties will have a "delivery and certificate issuance" process simultaneously [1] - The measures aim to accelerate the construction of an integrated social structure and community environment [1]

智通财经APP获悉，克而瑞地产研究发文称，2025年11月，法拍房供应规模延续上月低位，成交规模如 期回落。本月法拍房挂拍2.95万套，环比上升2%，同比下降24%;成交3770套，环比下降27%，受上月 挂拍数量下降影响，成交规模如期回落。与成交规模的下降同步，本月成交房源溢价率中位数8.7%， 较上月下滑1个百分点。 核心要点 挂拍量：延续低位，新增挂拍2.95万套，环比微增，为下半年以来第二低点。 交易量：如期回落，成交3770套，主因上月挂拍量下降导致。 成交率：全国平均成交率13.4%，大幅下降5个百分点。 折价率：挂拍房源平均折价率明显下降，主因卖方变卖房源折价率收窄。 后市展望 典型案例如深圳香蜜湖水榭花都一套顶层大平层，于11月21日经95轮竞价，最终以7268.5万元成交，较 起拍价溢价115.6%，成交单价达18.77万元/平方米，显著高于该项目2025年15.6万元/平方米的二手房成 交均价。作为片区标杆豪宅，其核心地段优势与高端产品品质具备强吸引力，此次高溢价成交既印证了 核心优质豪宅的抗跌属性，也凸显出高净值人群对稀缺优质资产的配置偏好。 此外，本月法拍渠道成交的普通二手房源占比进一 ...