Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors, particularly aimed at promoting transactions in the second-hand housing market [1]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment on newly built, existing, or shared ownership housing within the city's administrative area [1]. - Contributors can also withdraw funds for the renovation of old elevators in residential properties they own, covering family-shared costs [1]. Group 2: Market Implications - The policy expansion allows the use of housing provident funds for second-hand homes, significantly broadening the scope of fund usage and aiming to stimulate the second-hand housing market [1]. - The increase in second-hand housing listings in Guangzhou, coupled with a slowdown in transactions, has led to sustained price pressure in this market. The new policy is expected to alleviate the financial burden of down payments for second-hand homes, thereby accelerating transactions and sending a positive signal to the market [1].

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors [2]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment when purchasing newly sold commercial housing, existing commercial housing, allocated affordable housing, or shared ownership housing within the city's administrative area [2][4]. - Contributors and their spouses can also withdraw funds for the renovation of old elevators in residential properties they own within the city [2][17]. Group 2: Withdrawal Conditions - For purchasing housing, the withdrawal is limited to one time per applicant for the down payment of the same property [5]. - The total amount withdrawn cannot exceed the down payment amount specified in the signed sales contract [6]. - For elevator renovations, each applicant can withdraw once, with the total amount not exceeding the household's share of the renovation costs [18][19]. Group 3: Application Process - Applicants must provide necessary documents, including the signed sales contract and identification, to withdraw funds for the down payment [7][8]. - For elevator renovations, applicants must submit various documents, including property ownership proof and invoices for the renovation costs [21][22]. - The approval process for fund withdrawal will be completed within three working days after submission [20].

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy, allowing for broader usage in purchasing both new and second-hand homes, as well as for home renovation costs related to old elevator upgrades. Group 1: Policy Changes - The new policy allows contributors and their spouses to withdraw housing provident funds for down payments on newly built homes, existing homes, and shared ownership housing within the administrative region of Guangzhou [1] - Contributors can also use the funds for costs associated with upgrading old elevators in residential properties they own [1] Group 2: Market Impact - The policy significantly expands the scope of fund usage, particularly aimed at stimulating the second-hand housing market, which has seen a rise in listings but a slowdown in transactions, leading to downward pressure on prices [1] - The introduction of this policy is expected to alleviate the financial burden of down payments for second-hand homes, potentially accelerating transaction volumes in this segment and sending a positive signal to the market [1]

据"广州住房公积金管理中心"微信公众号9月28日消息，为进一步发挥住房公积金作用，更好满足广大 缴存人住房消费需求，广州住房公积金管理中心等四部门9月28日发布《关于优化住房公积金提取政策 的通知》，《通知》自印发之日起施行。 《通知》提出，缴存人及其配偶购买广州市行政区域内现售商品住房、存量商品住房、配售型保障性住 房或者共有产权住房，可申请提取住房公积金用于支付购房首付款。此外，缴存人及其配偶在广州市行 政区域内为其拥有所有权的住宅实施老旧电梯更新改造，可申请提取住房公积金用于支付家庭分摊费 用。 图片来源："广州住房公积金管理中心"微信公众号 9月28日，广州市住房公积金管理中心同步印发《优化住房公积金提取政策实施细则》，自印发之日起 施行。 《细则》表示，缴存人及其配偶在广州市行政区域内购买现售商品住房、存量商品住房、配售型保障性 住房或者共有产权住房，可按房屋买卖合同约定提取住房公积金支付购房首付款。购买同一套住房，每 个申请人可提取一次购房首付款。买卖双方完成购房合同网签以及开立银行资金托管账户后，可向住房 公积金管理中心申请办理提取住房公积金支付购房首付款。 提取额度方面，《细则》明确，所有申请 ...

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors [2][3]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment when purchasing new or existing commercial housing, as well as certain types of affordable housing within the city [2][4]. - The policy allows for the withdrawal of funds for the renovation of old elevators in residential properties owned by the contributors [2][15]. Group 2: Withdrawal Conditions - For purchasing housing, contributors can withdraw funds once per property, with the total amount not exceeding the down payment specified in the sales contract [5][12]. - For elevator renovations, each household can withdraw funds once, with the total amount not exceeding the shared costs of the renovation [16][17]. Group 3: Application Process - Contributors must provide specific documents, including the signed sales contract and identification, to withdraw funds for the down payment [6][19]. - For elevator renovations, applications can be submitted online or in person after project completion, with funds transferred to the contributor's account within three working days upon approval [18][19].

Core Points - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors [1][2]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment when purchasing new or existing commercial housing, as well as certain types of affordable housing within the city [2][4]. - The withdrawal frequency is limited to once per property purchase for each applicant, with the total amount not exceeding the down payment specified in the relevant sales contract [5][12]. Group 2: Application Process - Applicants must provide necessary documents, including the signed sales contract and identification, to withdraw funds for the down payment [6][8]. - The approval process by the Guangzhou Housing Provident Fund Management Center will ensure that the funds are transferred to the seller's account after confirming the property ownership transfer [8][12]. Group 3: Elevator Renovation Withdrawals - Contributors can also withdraw funds for the renovation of old elevators in properties they own, with a similar withdrawal frequency and limit based on the shared costs of the renovation [13][15]. - The application for elevator renovation funds can be submitted after the project completion, with a streamlined process available online or at designated service points [16][17].

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors [2]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment when purchasing new or existing commercial housing, as well as for certain types of affordable housing [2][4]. - Contributors can also withdraw funds for the renovation of old elevators in residential properties they own [17]. Group 2: Withdrawal Conditions - For purchasing housing, the withdrawal is limited to one time per applicant for each property, with the total amount not exceeding the down payment specified in the sales contract [5][6]. - For elevator renovations, each applicant can withdraw once, with the total amount not exceeding the household's share of the renovation costs [18][19]. Group 3: Application Process - Applicants must provide necessary documents, including the signed sales contract and identification, to withdraw funds for the down payment [6][8]. - For elevator renovations, applications can be submitted online or in person after project completion, with funds transferred within three working days upon approval [20]. Group 4: Additional Notes - The withdrawal for the down payment does not affect the calculation of loan eligibility for the same property [14]. - If the sales contract is canceled, applicants must provide documentation to reverse the withdrawal [15].

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center and three other departments have announced a new policy to optimize the withdrawal of housing provident funds, allowing for more flexible use of these funds for home purchases and renovations [1]. Group 1: Policy Changes - The new policy allows contributors and their spouses to withdraw housing provident funds to pay for the down payment on newly sold commercial housing, existing commercial housing, allocated affordable housing, or shared ownership housing within the administrative region of Guangzhou [1]. - Contributors and their spouses can also withdraw housing provident funds to cover their share of costs for the renovation of old elevators in residential properties they own within Guangzhou [1].

Core Points - The Guangzhou Housing Provident Fund Management Committee has approved new policies to optimize the withdrawal of housing provident funds to better meet the housing consumption needs of contributors [1][2] Group 1: Policy Changes for Home Purchase - Contributors and their spouses can withdraw housing provident funds for down payments on newly sold commercial housing, existing commercial housing, allocated affordable housing, or shared ownership housing within the city [1][2] - Each applicant can withdraw funds once for the down payment of the same property, with the total withdrawal not exceeding the down payment amount specified in the relevant sales contract [3][4] - The application process requires both online and offline steps, including providing necessary documents such as the signed sales contract and identification [4][5][6] Group 2: Policy for Elevator Renovation - Contributors and their spouses can withdraw housing provident funds for the costs associated with updating and renovating old elevators in properties they own within the city [13] - Each applicant can withdraw funds once, with the total amount not exceeding the household's share of the renovation costs [14][15] - Applications can be submitted after the completion of the renovation, with options for online or in-person processing [16][17]

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced a new policy to optimize the withdrawal of housing provident funds, allowing contributors and their spouses to use these funds for various housing-related expenses, effective immediately [1] Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment on newly sold commercial housing, existing commercial housing, allocated affordable housing, or shared ownership housing within the administrative area of Guangzhou [1] - Contributors and their spouses can also withdraw housing provident funds to cover family expenses related to the renovation of old elevators in residential properties they own within Guangzhou [1]