第一财经梳理发现，此次《政策》是8月25日发布的《关于优化调整本市房地产政策措施的通知》（下称"沪六条"）房地产新政的细化版，且内容符 合"沪六条"政策的具体口径。 优化后的上海个人住房房产税政策将对哪些人群产生影响？ 今日（19日），上海出台《关于优化调整本市个人住房房产税试点有关政策的通知》（下称《政策》）文件，由于《政策》涉及了免税条件、退税条 款，因而也受到业内人士关注。 其中，《政策》明确，对于持居住证的人才，以及居住证满3年的居民家庭，可享受两项利好政策，第一是"首套房免税"，第二是"人均60平方米以内的 二套房免税"。 为此，上海易居房地产研究院严跃进对记者解读表示，《政策》明确的免税条件体现了三个特点。第一、免税内容和本地户籍居民家庭口径一致，体现 了政策宽松的导向。第二、设定了人才标准或"居住证满3年"的要求，说明对人才及在上海稳定就业的居民家庭给予购房支持，体现了职住平衡和支持 住房消费的导向。第三、各类购房需求都得到较好支持。比如说对于三口之家而言，若置换为180平方米及以下的二套住房，是可以免税的，更好支持 了改善性住房需求。 对于《政策》提到的退税条款，严跃进则称，根据《政策》，对于 ...

2025.09.19 本文字数：1066，阅读时长大约2分钟 作者 |第一财经 邹臻杰 优化后的上海个人住房房产税政策将对哪些人群产生影响？ 今日（19日），上海出台《关于优化调整本市个人住房房产税试点有关政策的通知》（下称《政策》） 文件，由于《政策》涉及了免税条件、退税条款，因而也受到业内人士关注。 第一财经梳理发现，此次《政策》是8月25日发布的《关于优化调整本市房地产政策措施的通知》（下 称"沪六条"）房地产新政的细化版，且内容符合"沪六条"政策的具体口径。 其中，《政策》明确，对于持居住证的人才，以及居住证满3年的居民家庭，可享受两项利好政策，第 一是"首套房免税"，第二是"人均60平方米以内的二套房免税"。 为此，上海易居房地产研究院严跃进对记者解读表示，《政策》明确的免税条件体现了三个特点。第 一、免税内容和本地户籍居民家庭口径一致，体现了政策宽松的导向。第二、设定了人才标准或"居住 证满3年"的要求，说明对人才及在上海稳定就业的居民家庭给予购房支持，体现了职住平衡和支持住房 消费的导向。第三、各类购房需求都得到较好支持。比如说对于三口之家而言，若置换为180平方米及 以下的二套住房，是可以免税 ...

Core Viewpoint - The newly optimized personal housing property tax policy in Shanghai aims to support reasonable housing consumption demands, particularly benefiting talent and families with residence permits [3]. Group 1: Tax Exemption Policies - The policy provides tax exemptions for first-time homebuyers and for second homes if the area per person does not exceed 60 square meters [1][6]. - The exemption conditions align with local household standards, indicating a more lenient policy direction [1]. - The policy supports various housing demands, including improved housing needs for families, such as a three-person household upgrading to a second home of 180 square meters or less [1]. Group 2: Tax Refund Provisions - For non-local buyers without a three-year residence permit, the policy implements a "pay first, refund later" rule, allowing them to receive tax refunds once they meet the residence permit requirement [2]. - This provision is expected to further stimulate housing demand by alleviating immediate tax burdens for buyers [2]. Group 3: Changes from Previous Policies - The new policy allows non-local residents to have the same tax exemption opportunities as local residents when purchasing a second home, a significant change from previous restrictions [4]. - Previously, non-local residents faced limitations on home purchases, but the new policy enables them to acquire multiple properties under certain conditions [4][10].

为此，上海易居房地产研究院严跃进对记者解读表示，《政策》明确的免税条件体现了三个特点。第一、免税内容和本地户籍居民家庭口径一致，体现 了政策宽松的导向。第二、设定了人才标准或"居住证满3年"的要求，说明对人才及在上海稳定就业的居民家庭给予购房支持，体现了职住平衡和支持 住房消费的导向。第三、各类购房需求都得到较好支持。比如说对于三口之家而言，若置换为180平方米及以下的二套住房，是可以免税的，更好支持 了改善性住房需求。 对于《政策》提到的退税条款，严跃进则称，根据《政策》，对于居住证未满3年的非沪籍购房者，实行"先征后退"的规则。也就是等到居住证满3年也 可以享受退税优惠。所以购房者无须多虑，当前购房后再满足居住证满3年的条件，就可以办理退税。这也进一步促进购房需求的释放。 业内人士表示，上海此次优化调整个人住房房产税政策，充分说明对合理住房消费需求的支持。 此次《政策》中的免税政策与此前2011年1月发布的《上海市开展对部分个人住房征收房产税试点的暂行办法》中的免税政策有哪些不同？ 为此，严跃进称，《政策》与此前文件相比，其最大的变化在于：外地户籍在获得二套房购房资格的同时，其税费政策和本地户籍的口径保持 ...

经济观察网河南省住建厅等八部门联合发布《关于支持住房消费的若干措施》，其中提出加快存量土地 盘活利用，已出让未建地块在符合配套要求的前提下可依法调整规划，建设高品质住房。新规要求新出 让土地项目严格执行绿色建筑标准，优先供应配套齐全地块，并加快完善在建项目基础设施。同时，全 省将累计开展超100场房展会，通过家电礼包等优惠降低购房成本，促进房地产市场平稳发展。 ...

人民财讯9月12日电，河南省住房和城乡建设厅、中共河南省委金融委员会办公室等八部门联合印发 《关于支持住房消费的若干措施》，重点围绕加大购房补贴力度、支持多子女家庭购房、合理提高住房 公积金个人住房贷款额度等12个方面推出一揽子举措。 ...

Core Viewpoint - The new policy introduced by the Tianjin Housing Provident Fund Management Center allows eligible contributors and their spouses to withdraw their housing provident fund to pay the down payment for purchasing existing homes, reflecting a broader trend of optimizing housing provident fund policies across various regions [1][2]. Group 1: Policy Changes - The new policy enables contributors to withdraw their provident fund amount prior to the signing of the purchase contract to pay the down payment, which can also be included in the loan amount for subsequent applications for housing provident fund loans [2]. - Over 30 regions, including major cities like Beijing, Shenzhen, Hangzhou, and Xi'an, have implemented similar policies to support down payment withdrawals from housing provident funds this year [2]. - The Beijing Housing and Urban-Rural Development Committee has also optimized its policies to allow contributors to withdraw funds for down payments while applying for provident fund loans [2][5]. Group 2: Impact on Housing Market - The support for withdrawing housing provident fund balances for down payments significantly lowers the barriers to home purchasing, particularly benefiting young individuals and new residents who may struggle with upfront costs [2][3]. - The optimization of housing provident fund policies is a key direction in real estate policy adjustments, aimed at enhancing the purchasing power of residents and improving living conditions for low- and middle-income families [3][4]. - The combination of housing provident fund policies with other real estate measures has contributed to a reduction in the decline of commercial housing sales area and a shorter inventory turnover period in core urban areas [5]. Group 3: Future Directions - Future policy optimizations may include enhancing support for rental scenarios and promoting a long-term mechanism for "rent-purchase connection" [5]. - The mutual recognition and lending model for housing provident funds in regions like the Greater Bay Area and Yangtze River Delta could be expanded nationwide to improve cross-regional service efficiency [5]. - The promotion of inter-city mutual recognition and lending of housing provident funds in cities like Shenzhen and Xi'an serves as a reference for other cities, potentially enhancing the ability of housing provident funds to meet the housing needs of more residents [5].