万女士（化名）原本想将终身寿险保险金捐赠给慈善机构，但向保险公司申请变更受益人时却遭到拒 绝，沟通无果后，她将保险公司起诉至法院。近日，该案判决生效，法院支持了万女士的诉讼请求，要 求保险公司将保险受益人变更为其遗嘱指定的遗产管理机构，以用于慈善目的。 南都N视频记者了解到，该案打破了保险行业"保险受益人仅限于自然人"的行业惯例，也是首例司法支 持法人担任保险受益人判例。10月13日，由北京和谐继承服务中心、北京传家律师事务所举办的新闻发 布会上，来自法律、保险、慈善、遗产管理等领域专家就此案展开研讨。 万女士保险受益人变更案新闻发布会。 为实现慈善意愿变更遗嘱，遭到保险公司拒绝 2023年11月，万女士主动来到中国老龄事业发展基金会中华遗嘱库上海静安分库，希望办理一份遗嘱， 将自己的保险合同受益人变更为中国红十字会。 中华遗嘱库相关工作人员了解到，万女士在一家大型企业担任高管职务，育有一个儿子，父母已经去 世。 2023年，万女士在中国人民人寿保险股份有限公司上海市分公司投保了一份终身寿险，保险费为每年35 万元，交费期间3年，基本保险金额94万余元，目前实际已交保险费70万元。按照保险条款，在万女士 身故 ...

Investment Rating - The report maintains a positive outlook on the non-bank financial sector, indicating an "Overweight" rating for the industry, suggesting it will outperform the overall market [58]. Core Insights - The report highlights that the implementation of significant financial policies over the past year has provided strong support for market stabilization and confidence recovery, with a notable increase in A-share market activity [5][17]. - The insurance sector has shown robust growth, with total insurance premium income reaching CNY 4.80 trillion from January to August 2025, reflecting a year-on-year increase of 9.6% [5][12]. - The report emphasizes the importance of regulatory changes in the insurance industry, particularly the ongoing revision of the Insurance Law, which is expected to enhance risk management and improve the competitive landscape [5][10]. Summary by Sections 1. Market Review - The Shanghai Composite Index reported a gain of 1.07% during the week of September 22-26, 2025, while the non-bank index experienced a slight decline of 0.09% [8]. - The insurance sector index increased by 0.46%, although it underperformed compared to the Shanghai Composite [8]. 2. Non-Bank Financial Data - As of September 26, 2025, the average daily trading volume in the stock market was CNY 23,134.62 billion, reflecting an increase of 54.56% year-on-year [13]. - The financing balance in the margin trading market reached CNY 24,443.66 billion, up 31.1% from the end of 2024 [13]. 3. Key Announcements - The report notes that the basic pension insurance fund's investment scale has doubled compared to the end of the 13th Five-Year Plan, now standing at CNY 2.6 trillion [14]. - The introduction of cross-border bond repurchase business is expected to enhance liquidity for foreign institutions in the onshore bond market [15]. 4. Individual Stock Highlights - In the insurance sector, notable stock performances included New China Life (+2.67%) and China Pacific Insurance (+0.89%) in A-shares, while several H-shares experienced declines [10]. - In the brokerage sector, Xiangcai Securities saw a significant increase of 16.87%, while Tianfeng Securities faced a decline of 4.60% [10].

北京商报讯（记者 李秀梅）金融监管总局局长李云泽9月22日在国新办举行的"高质量完成'十四五'规 划"系列主题新闻发布会上介绍，保险法修订在加快推进。 ...