保障中小企业款项支付

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汽车整车企业供应商账款支付规范倡议
中汽协会数据· 2025-09-15 03:03
汽车整车企业供应商 账款支付规范倡议 为了推动汽车行业落实《保障中小企业款项支付条例》,支持重点车企高质量践行供应商 账期承诺,在充分协商的基础上,对整车企业与供应商企业采购合同中账款支付相关内容作 如下规范倡议: 2.甲方应在接收货物后及时完成验收(原则上不超过3个工作日),验收合格即出具验收 单。若发现货物品种、数量、质量不符合要求,甲方应及时通知乙方,乙方应在指定期限内 采取整改、更换或补供措施,由此造成损失的责任认定及赔付事宜,双方按合同约定处理。 (三)支付与结算 1.甲方支付账期自乙方交货并通过甲方验收合格之日起计算,最长不超过60个自然日(如 支付当日遇法定节假日顺延)。若乙方为连续性供货(月度供货次数2次以上)的非中小企 业,经双方协商,可在一定时间内集中对账,账期自双方对账日起算;甲方应至少每月进行 一次集中对账,核定自上一对账日以来验收合格货物的数量及对应账款。 一、总体原则 坚持平等、自愿、公正、诚信原则,遵守国家相关法律法规规定,落实《保障中小企业款 项支付条例》要求,不利用大企业优势地位侵害供应商利益,致力于构建"整车—零部件"协 作共赢发展生态,共同推动汽车产业高质量发展。 二、关 ...
中汽协倡议:整车企业全部采用现金或银行承兑汇票支付中小供应商
财联社· 2025-09-15 00:39
据中国汽车工业协会消息,为了推动汽车行业落实《保障中小企业款项支付条例》,协会就"整车企业与供应商企业采购合同中账款支付相 关内容"作出规范倡议。 这一倡议的总体原则是:不利用大企业优势地位侵害供应商利益,共同构建"整车—零部件"协作共赢的发展生态,共同推动汽车产业高质量 发展。 / / 汽车整车企业供应商账款支付规范倡议 / / 9月15日,中国汽车工业协会发布《汽车整车企业供应商账款支付规范倡议》。内容如下: 为了推动汽车行业落实《保障中小企业款项支付条例》,支持重点车企高质量践行供应商账期承诺,在充分协商的基础上,对整车企业与供应商企 业采购合同中账款支付相关内容作如下规范倡议: 一、总体原则 坚持平等、自愿、公正、诚信原则,遵守国家相关法律法规规定,落实《保障中小企业款项支付条例》要求,不利用大企业优势地位侵害供应商利 益,致力于构建"整车—零部件"协作共赢发展生态,共同推动汽车产业高质量发展。 二、关键环节 (一)订单确认 甲(整车企业)乙(供应商企业)双方通过采购订单确认订货日期、零部件名称及规格、数量、交货周期等事项,已生效采购订单如需更改或撤 销,应由双方协商一致。甲乙双方通过交货通知单,约定 ...
直面认定难、确权难、追款难、申诉难、惩戒难等难题
Xin Hua Wang· 2025-08-12 06:07
同时,修订后的《条例》进一步完善非现金支付方式。明确规定不得强制中小企业接受商业汇票、 应收账款电子凭证等非现金支付方式,不得利用商业汇票、应收账款电子凭证等非现金支付方式变相延 长付款期限。 加快加力推进清理拖欠企业账款工作,全面实施保障中小企业款项支付的工作正稳步推进——新修 订的《保障中小企业款项支付条例》(下称《条例》),已于2025年6月1日起施行。近日,上海证券报 记者采访的部分企业和专家表示,《条例》的施行,将提升中小企业账款回款效率,缓解部分企业现金 流困难,中小企业的"钱袋子"将更有保障。 聂贤祝表示,修订后的《条例》对症下药,给出了一系列针对性措施,直指"认定难""确权难""追 款难""申诉难""惩戒难"等难题,呼应了中小企业的主要关切,体现了精准防治的特点。 中小企业是经济活力的重要来源,是吸纳就业、推动创新的重要力量。数据显示,2024年,中小企 业经济运行稳中有进,规上工业中小企业增加值同比增长6.9%,高于大型企业2.8个百分点。 企业运行离不开良好的发展环境。记者了解到,近年来,受国内外复杂形势影响,中小企业应收账 款规模增长、账期拉长,"连环欠"现象较为突出,修订后的《条例》直 ...
平安证券:清欠专项贷款或持续助力政府清欠
Ping An Securities· 2025-08-04 09:35
Group 1: Government Debt Clearance Initiatives - The State Council has launched a new round of debt clearance actions, supported by fiscal and financial policies[3] - In June 2025, Hunan province allocated 200 billion yuan in new special bonds for debt clearance, with three provinces disclosing a total of 872 billion yuan in special bond quotas, accounting for 19.8% of their new bond issuance[3] - The total scale of overdue payments nationwide could reach approximately 13.9 trillion yuan, with a potential actual total of about 9.3 trillion yuan after accounting for overlapping debts[5] Group 2: Financial Tools and Support - Special clearance loans are a key financial tool for supporting debt clearance, with potential issuance of around 3.55 trillion yuan in such loans over 25 months[7] - The new "Regulations on Payment to Small and Medium Enterprises" will take effect on June 1, 2025, further facilitating debt clearance efforts[7] - Financial instruments such as asset securitization, debt-to-equity swaps, and debt restructuring are also being utilized to address overdue payments[4] Group 3: Progress and Goals - The clearance rate for overdue payments in Hunan is targeted at 40% in 2025 and 2026, with a goal of achieving a complete clearance by June 2027[6] - The issuance of special clearance bonds is expected to reduce the total overdue payments from 9.3 trillion yuan to approximately 7.1 trillion yuan[7] - The clearance of overdue payments is expected to positively impact credit and M1 data in the coming years, as evidenced by significant increases in new M1 and short-term loans[7]
工信部再出手:为重点车企践行“60天账期”承诺
Xi Niu Cai Jing· 2025-07-14 14:41
该窗口为供应商提供了明确的反映渠道。据悉,窗口收到问题及建议后,会在5个工作日内完成形式审查,对属于受理范围且材料完整的问题,按程序转交 核实办理或答复,问题处理时间一般为20个工作日,情况复杂的不超过30个工作日,建议处理一般10个工作日。不过,需注意的是,该窗口不受理已造成拖 欠款项的相关问题,此类问题应通过全国投诉平台主页面"我的投诉"反映。 可以确定的是,这一举措能使企业支付行为更加规范,及时发现和纠正违约行为,让政策真正得以落实,让汽车行业的发展更为健康有序。 近年来,汽车行业竞争加剧,供应商货款支付周期加长、资金周转困难的现象频发。部分车企甚至将账期延长至180天,叠加降价压力,供应商苦不堪言。 有的供应链企业甚至为保订单被迫接受"降价15% +延长账期60天"的条款,导致现金流周转天数突破240天警戒线,生存压力巨大。 日前,国务院修订的《保障中小企业款项支付条例》正式施行,明确规定大型企业支付工程款最长不得超过60日。一个月前,一汽、东风、广汽、赛力斯等 17家车企也相继宣布承诺60天支付账期,但承诺如何进一步落实成了一大问题。 此次工信部上线的反映窗口就是为解决问题而来的,其主要受理4类投诉 ...
工信部开通重点车企践行账期承诺线上问题(建议)反映窗口
Guan Cha Zhe Wang· 2025-07-11 07:36
Core Viewpoint - The Ministry of Industry and Information Technology (MIIT) has launched an online platform to address complaints from small and medium-sized enterprises (SMEs) regarding payment delays by key automotive companies, aiming to ensure compliance with the 60-day payment commitment and the "Regulations on Guaranteeing Payment to SMEs" [1][2]. Group 1: Issues Addressed by the Online Platform - The platform will handle four main types of issues: 1. Key automotive companies failing to adhere to the 60-day payment commitment as stipulated in procurement contracts [2]. 2. Unreasonable payment terms set by key automotive companies, including delays in providing inspection or acceptance certificates, which effectively extend payment periods [2]. 3. Coercion or indirect coercion of SMEs to accept non-cash payment methods such as commercial bills or electronic receivables [2]. 4. Other issues related to the inadequate implementation of the "Regulations on Guaranteeing Payment to SMEs" by key automotive companies [2]. Group 2: Commitment from Automotive Companies - Seventeen key automotive companies, including FAW, Dongfeng, and GAC, have publicly committed to ensuring that supplier payment periods do not exceed 60 days, receiving positive social feedback [2][7]. - Some companies, such as BAIC and SAIC, have also pledged not to use commercial acceptance bills to alleviate financial pressure on suppliers [7]. Group 3: Regulatory Framework - The "Regulations on Guaranteeing Payment to SMEs" came into effect on June 1, 2023, mandating large enterprises to pay SMEs within 60 days of delivery unless otherwise agreed [5]. - The regulations prohibit the forced acceptance of non-cash payment methods and require clear contractual agreements regarding such methods [5][6]. - The regulations establish a complaint handling mechanism, requiring timely processing of complaints related to payment delays by large enterprises [6].
工信部出手!紧盯重点车企支付账期问题
21世纪经济报道· 2025-07-09 13:00
Core Viewpoint - The Ministry of Industry and Information Technology (MIIT) has launched an online platform to address issues related to payment delays by key automotive companies, aiming to ensure that these companies adhere to their commitment of a payment period not exceeding 60 days for suppliers [1][2]. Group 1: Key Issues Addressed - The online platform will accept complaints regarding four main issues: 1) Key automotive companies failing to adhere to the 60-day payment commitment; 2) Unreasonable payment terms set by these companies; 3) Coercion of suppliers to accept non-cash payment methods; 4) Other issues related to the enforcement of the "Regulations on Ensuring Payment to Small and Medium-sized Enterprises" [1]. - Seventeen key automotive companies, including FAW, Dongfeng, and GAC, have publicly committed to a payment period not exceeding 60 days, which has received positive social feedback [2]. Group 2: Industry Response and Future Actions - Experts emphasize that while the commitment exists, there are ambiguities regarding the start date for payments, which can lead to de facto delays [2]. - The MIIT's initiative is seen as a significant step towards protecting the rights of suppliers, particularly small and medium-sized enterprises, by ensuring that automotive companies fulfill their payment commitments [2]. - Future actions by the MIIT will include guiding industry organizations to develop payment settlement standards and promoting contract templates to further standardize payment processes in the automotive sector [3].
紧盯重点车企支付账期问题,工信部开通重点车企践行账期承诺线上问题反映窗口
中汽协会数据· 2025-07-09 10:14
Core Viewpoint - The Ministry of Industry and Information Technology has launched an online platform to address issues related to major automotive companies' adherence to payment commitments to small and medium-sized enterprises (SMEs) [1][5]. Group 1: Issues Addressed by the Platform - The platform primarily addresses four types of issues: 1. Major automotive companies failing to adhere to the 60-day payment commitment, with payment terms exceeding 60 days as stipulated in procurement contracts [2]. 2. Unreasonable payment term start dates set by major automotive companies, unjustified delays in issuing inspection or acceptance certificates, and conditions tied to third-party payments [3]. 3. Coercion or indirect coercion of SMEs to accept non-cash payment methods such as commercial bills or electronic accounts receivable certificates [4]. 4. Other issues related to the inadequate implementation of the "Regulations on Ensuring Payment to Small and Medium-sized Enterprises" by major automotive companies [5]. Group 2: Commitment and Future Actions - Recently, 17 major automotive companies, including FAW, Dongfeng, GAC, and Seres, have publicly committed to ensuring that supplier payment periods do not exceed 60 days, receiving positive social feedback [5]. - The Ministry aims to facilitate the improvement of management processes and payment methods among major automotive companies, ensuring the effective implementation of the regulations and benefiting SMEs [5]. - Future actions include guiding industry organizations to develop payment settlement standards for the automotive industry and promoting contract templates to further standardize payment processes for suppliers [5].
被车企拖账期可投诉!工信部开通问题反映窗口
Nan Fang Du Shi Bao· 2025-07-09 09:35
Core Viewpoint - The Ministry of Industry and Information Technology (MIIT) has launched an online platform to address issues related to payment delays by key automotive enterprises towards small and medium-sized enterprises (SMEs), aiming to ensure compliance with the recently implemented Payment Protection Regulation for SMEs [1][4]. Group 1: Issues Addressed by the Platform - The platform will handle four main types of issues: 1. Key automotive companies failing to adhere to the 60-day payment commitment, with payment terms exceeding 60 days as stipulated in procurement contracts [3]. 2. Unreasonable payment term start dates set by key automotive companies, delays in providing inspection or acceptance certificates, and conditions tied to third-party payments [3]. 3. Coercion or indirect coercion of SMEs to accept non-cash payment methods such as commercial bills or electronic receivables [3]. 4. Other issues related to the inadequate implementation of the Payment Protection Regulation for SMEs by key automotive companies [3]. Group 2: Regulatory Context - The Payment Protection Regulation for SMEs, which came into effect on June 1, mandates that government agencies, institutions, and large enterprises must pay SMEs within 30 days of delivery, or within 60 days if otherwise agreed, with specific conditions on payment terms [4]. - Large enterprises are required to pay SMEs within 60 days of delivery, with the same stipulations regarding contract agreements and payment conditions [4]. Group 3: Future Actions by MIIT - MIIT aims to improve management processes and payment methods among key automotive companies, ensuring the effective implementation of the Payment Protection Regulation [5]. - Future initiatives include guiding industry organizations to develop payment settlement standards for the automotive sector and promoting standardized contracts to enhance the payment process for suppliers [5].
工信部:开通重点车企践行账期承诺反映窗口
财联社· 2025-07-09 08:30
Core Viewpoint - The Ministry of Industry and Information Technology has launched an online feedback window for small and medium-sized enterprises (SMEs) to report issues regarding the payment cycle commitments of key automotive companies and the implementation of the "Regulations on Ensuring Payment to SMEs" [1] Group 1 - The window primarily addresses four types of issues related to payment practices of key automotive companies [2] - Key automotive companies failing to adhere to the 60-day payment commitment, with payment terms exceeding 60 days as stipulated in procurement contracts [2] - Unreasonable payment term start dates set by key automotive companies, unjustified delays in issuing inspection or acceptance certificates, and conditions tied to third-party payments [2] - Coercion or indirect coercion of SMEs to accept non-cash payment methods such as commercial bills or electronic receivables [2] - Other issues related to the inadequate implementation of the "Regulations on Ensuring Payment to SMEs" by key automotive companies [2]