Group 1 - The People's Bank of China reported that in the first half of the year, new RMB loans increased by 12.92 trillion yuan, with a total loan balance of 268.56 trillion yuan as of the end of June, reflecting a year-on-year growth of 7.1% [1] - Corporate loans accounted for 89.5% of the new loans, with an increase of 11.57 trillion yuan, indicating a 6.6 percentage point rise compared to the same period last year [1] - Long-term loans for enterprises reached 7.17 trillion yuan, representing over 60% of corporate loans, supporting long-term investments and operations [1] Group 2 - Household loans increased by 1.17 trillion yuan, with 923.9 billion yuan directed towards operational loans, showing strong support for individual businesses and small enterprises [1] - The financial support for individual businesses and small enterprises is crucial for stimulating market vitality, promoting employment, and driving innovation [2] - New loans were primarily directed towards key sectors such as manufacturing and infrastructure, with manufacturing long-term loans increasing by 8.7% and infrastructure loans by 7.4% [2] Group 3 - As of the end of May, the balance of loans under the "Five Major Articles" reached 103.3 trillion yuan, with a year-on-year growth of 14%, indicating robust financial support for the real economy [3] - Technology loans amounted to 43.3 trillion yuan, growing by 12% year-on-year, while green, inclusive, pension, and digital loans saw growth rates of 27.4%, 11.2%, 38%, and 9.5% respectively [3] - The central bank's implementation of moderately loose monetary policy and new support measures effectively incentivized financial institutions to meet the financing needs of the real economy [3]

中国人民银行当日发布的金融统计数据显示，4月末，我国人民币贷款余额265.7万亿元，同比增长7.2%；社会融资规模存量为424万亿元，同 比增长8.7%；广义货币（M2）余额325.17万亿元，同比增长8%。 "4月是季初信贷'小月'，但从前4个月新增贷款超10万亿元来看，总量保持平稳，为经济回升向好提供了有力支持。"清华大学国家金融研究院 院长田轩认为，4月新增贷款约2800亿元，在还原地方债务置换影响后，当月信贷增速依然保持较高水平。同时，社会融资规模增速继续加 快，M2余额保持在320万亿元以上，这些保障了实体经济的融资需求。 14日，4月金融统计数据出炉。作为信贷投放的"小月"，4月金融数据有何亮点？信贷资金主要流向了哪些领域？利率调整还有多大空间？ 在专家看来，未来一段时期，金融总量仍有望保持平稳增长。5月，中国人民银行、金融监管总局、证监会联合推出一揽子金融政策。根据安 排，降准0.5个百分点将于15日落地，预计向金融市场提供长期流动性约1万亿元。 "这意味着金融机构被央行锁定的钱进一步减少，对企业的中长期资金供给有望随之增加。"西南财经大学中国金融研究院副教授万晓莉表示， 降准所释放的资金可持续 ...