Core Insights - Shenzhen is enhancing its international business environment by developing a comprehensive payment infrastructure that integrates various payment methods and services to boost its global competitiveness [1] Group 1: Payment Infrastructure Upgrades - Shenzhen has established five one-stop service centers for foreign visitors at key transportation hubs, providing 24-hour services that integrate payment, tourism, communication, transportation, and immigration [2] - The city has achieved a 100% acceptance rate for foreign cards at Shenzhen Airport, with nearly 90% acceptance for digital currencies, and has distributed over 100,000 multilingual payment guides [2][3] Group 2: Consumer Spending Trends - In the first half of 2025, foreign visitors to Shenzhen made 85.88 million transactions totaling 11.81 billion yuan, marking a year-on-year increase of 29% and 35% respectively [3] - Hong Kong residents accounted for 58.66 million transactions worth 7.04 billion yuan, with year-on-year growth of 22% and 25% [3] Group 3: Innovative Payment Solutions - Shenzhen has introduced a new "immediate refund" tax refund service at shopping locations, allowing consumers to receive tax refunds instantly at the point of sale, significantly improving efficiency [4] - The city has expanded payment options in public transport, integrating various payment methods including digital wallets and cross-border payment solutions [4] Group 4: Cross-Border Payment Innovations - The launch of the "Cross-Border Payment Pass" facilitates seamless cross-border transactions between Shenzhen and Hong Kong, allowing users to transfer funds easily via mobile banking [5] - The number of transactions and amounts processed through the cross-border payment system increased by 91.9% and 64.9% respectively in the first half of 2025 [5]

每经记者 潘婷 每经编辑 陈旭 4月23日，人民银行深圳市分行、国家外汇管理局深圳市分局举行2025年第一季度新闻发布会，介绍深圳金融运行有关情况。深圳重点领域金融支持力度持 续巩固，全域支付示范区建设成效显著，打造跨境金融服务标杆。 此外，深圳市持续推广港人代理见证业务。在中国人民银行指导下，近期人民银行深圳市分行新增3家银行开展代理见证业务，目前共有8家银行的近400家 香港见证银行网点可办理该业务。截至2025年3月末，深圳辖内银行已为港人代理见证开户超40万户，累计交易近320亿元，占大湾区九成。 一季度，深圳市银行业机构强化对重大战略、重点领域和薄弱环节的金融支持。截至一季度末，深圳市制造业贷款余额1.26万亿元，占各项贷款的比重为 12.8%，较上年末提升0.6个百分点；普惠小微贷款余额1.90万亿元，占各项贷款的比重为19.3%，增速高于同期各项贷款整体增速5个百分点。 与此同时，社会综合融资成本稳中有降，人民银行深圳市分行强化利率政策执行，推动金融机构加强利率自律管理，提升自主理性定价能力，兼顾银行业稳 健经营和社会综合融资成本稳中有降，为促消费、扩投资创造有利的利率环境。2025年3月，深圳 ...

4月23日，记者从人民银行深圳市分行、国家外汇管理局深圳市分局新闻发布会上获悉，截至今年一季 度末，深圳市本外币各项存款余额13.97万亿元，本外币各项贷款余额9.81万亿元，存款、贷款一季度增 量均超过3000亿元。深圳市制造业贷款余额1.26万亿元，占各项贷款的比重为12.8%，较上年末提升0.6 个百分点；普惠小微贷款余额1.90万亿元，占各项贷款的比重为19.3%，增速高于同期各项贷款整体增 速5个百分点，居全国各城市前列。 深圳商报·读创客户端记者 邱清月 财付通在罗湖区、河套首批落地微信支付"来华零钱包"。财付通与中国银联、银联国际合作，在2018年 支持微信香港钱包首创"外包内用"的基础上，新增推动香港的八达通、中银香港钱包，泰国KPLUS， 马来西亚ICBC Pay等10家境外钱包在境内上线。 深圳银联长期开展"蓝马甲在行动"商户巡检，2025年以来对食、住、行、游、购、娱、医、学等8大场 景、近40个重点商圈、超1.2万家重点商户进行"巡检-反馈-优化-核实"，全面推动商圈支付环境的优化 升级，确保重点场所全面保障。 政银企协同打造跨境金融服务标杆 今年年初，深圳正式开展"跨境金融服务走进各 ...