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请教全职投资的大佬们,熊市怎么熬
集思录· 2025-11-23 14:08
1.熊市怎么熬,既无工作收入,行情又不如预期,比如2018年,2022年这些年份。 2.人是社会动物,时间富裕后,身份认同,社交关系等,怎么解决? 有没有感觉太闲了太无 聊。家庭会不会有新的矛盾 本人目前有一份收入还可以的工作(但是比较累也比较卷),投资累计本金已经达到A8了 (其中40%为工作多年陆续定投的本金,其余为收益是本金的1.5倍),一直纠结是否离职躺 平(全职投资)。 BeeBeeSee 其实真全职的多半没你假想的这些疑问,人家带带娃,做做家务,旅个游,时间不要过太 快。 什么社交关系如何解决,都是普通牛马假象出来的问题罢了,钞能力可以消弭除了生死以外 的大部分问题。 对于是否要全职的月经问题,本人粗暴的标准,还在纠结要不要的,一律不要。 全职满一个月了,去年我也在jsl里问过类似问题。 对楼主第2个问题,如果喜欢社交和热闹,可能要慎重考虑是否全职投资。我辞职前忙忙碌 碌,现在才一个月,几乎之前所有的工作联系都已经自动绕道了,大家联系的是我的职位, 不是我个人。 现在我每天早晨送好孩子,一个人取杯咖啡,沿着运河,听音乐,看书,散步,能走上3个多 小时。我之所以辞职是因为觉得生命短暂,时间宝贵,非常 ...
工资和投资收入比多少才可以考虑全职?
集思录· 2025-10-14 14:18
我有一个朋友。35岁,工作11年,职业到达瓶颈期,国企工作稳定,但无上升通道,因为在 投资上的收益,朋友也并无在职级收入上有追求,深知很多普通工作收入与付出成正相关, 要想得到的多,就要牺牲的多。 但工作中略感无聊,同时上下班各一个小时的地铁通勤时间让人略感疲惫。早上7点出门,晚 上7点到家。工作日基本献身于工作,觉得这样的工作节奏是反人性的,很牛马。 但奈何于一份稳定的马马虎虎的收入和还有人给交社保,所以选择一直苟着。计划未来在某 个时间点辞职躺平,全职投资。 假设我这位朋友通过工作可以获得了全部报酬(货币性及非货币性收入,双边的公积金和双 边都交的的社保)约30W,根据他的年化收入水平,投资收益达到每年多少的时候,可以选 择离职躺平全职投资,或者在什么阶段可以选择全职? 希望有经验的大神给些思路与参考。 补充信息:坐标深圳,有一套小房,且已经想清楚了, 可以接受不再置换大房。朋友爱人收入比他略高,也更稳定,孩子目前一年级读私立小学, 未来也计划读私立高中。小学阶段6年教育支出约30W,初中阶段3年教育支出约30W。 弱小无知 又看到这种话题了,随便扯两句。 结果,发现,大趋势非常消耗时间,主要消耗在信息的 ...
全职投资 VS 回职场兼职投资
集思录· 2025-06-13 11:36
Core Viewpoint - The individual is contemplating whether to continue full-time investing or accept a job offer from a state-owned enterprise, weighing the benefits of financial stability against the desire for personal freedom and investment growth [1][3]. Group 1: Investment Performance - The individual has been investing full-time for nearly a year, achieving an annualized return of approximately 11% in overseas accounts and an estimated 5-10% in A-shares [1]. - Despite having more time to research investment tools, the individual feels that full-time investing has only marginally improved annual investment performance by 2-4% [1]. Group 2: Employment Considerations - The job offer from the state-owned enterprise is valued at around 700,000 yuan annually, which is about 65% of the previous salary from a foreign company [1][2]. - The individual is hesitant to accept the job due to the significant salary reduction and the perception of a lack of job security in the current market, especially for older workers [2][3]. Group 3: Family and Social Dynamics - The individual's spouse works in a state-owned enterprise and has expressed concerns about the stability of income from full-time investing compared to a regular job [2]. - The individual has two children and owns two properties with a total value of approximately 10 million yuan, which adds to the pressure of making a stable income decision [2]. Group 4: Personal Reflection and Future Outlook - The individual is at a crossroads, considering the trade-offs between the freedom of full-time investing and the social and financial benefits of returning to a structured work environment [3][8]. - There is a recognition that working in a state-owned enterprise could provide social interactions and resources that are currently lacking in a full-time investment role [8].
全职投资 VS 回职场兼职投资
集思录· 2025-06-13 11:36
Core Viewpoint - The individual is contemplating whether to continue full-time investing or accept a job offer from a state-owned enterprise, weighing the benefits of financial stability against the desire for personal freedom and investment opportunities [1][3]. Group 1: Investment Performance - The individual has been investing full-time for nearly a year, achieving an annualized return of approximately 11% in overseas accounts, while A-share investments yield around 5-10% [1]. - Despite having more time to research investment tools, the individual feels that full-time investing has only marginally improved annual investment performance by 2-4% [1]. Group 2: Employment Considerations - The job offer from the state-owned enterprise is valued at an annual salary of 700,000, which is about 65% of the previous foreign enterprise salary [1][2]. - The individual is hesitant to accept the job due to the significant salary reduction and the perception of a lack of job security in the current market, especially for older workers [2][3]. Group 3: Personal and Family Dynamics - The individual's spouse works in a state-owned enterprise and has expressed concerns about the stability of income from full-time investing compared to a regular job [2]. - The family has two children and owns two properties with a total value of approximately 10 million, which includes a 900,000 mortgage [2]. Group 4: Social and Psychological Factors - The individual experiences occasional boredom and isolation from full-time investing, highlighting the importance of social interaction and a structured work environment [2][3]. - There is a recognition that working in a corporate environment could provide social benefits and a sense of normalcy for the children, as well as alleviate family concerns about the individual's career choices [8].
全职投资人应该怎么找对象?
集思录· 2025-02-28 13:22
Group 1 - The article discusses the challenges faced by full-time investors in finding partners due to societal perceptions and the nature of their work [2][7][9] - It highlights that full-time investors often lack social interactions, which complicates their dating prospects [5][6][10] - The financial stability and success of an investor are crucial factors in attracting a partner, as many view the profession with skepticism [4][6][7] Group 2 - The article emphasizes the importance of having a substantial financial base to support a lifestyle that includes potential homeownership and other investments [6][10] - It suggests that successful full-time investors may still face difficulties in relationships unless they have achieved significant financial success [7][9] - The narrative indicates that marriage and family responsibilities can hinder financial freedom and personal growth for investors [8][10]