Core Viewpoint - The individual is contemplating whether to continue full-time investing or accept a job offer from a state-owned enterprise, weighing the benefits of financial stability against the desire for personal freedom and investment growth [1][3]. Group 1: Investment Performance - The individual has been investing full-time for nearly a year, achieving an annualized return of approximately 11% in overseas accounts and an estimated 5-10% in A-shares [1]. - Despite having more time to research investment tools, the individual feels that full-time investing has only marginally improved annual investment performance by 2-4% [1]. Group 2: Employment Considerations - The job offer from the state-owned enterprise is valued at around 700,000 yuan annually, which is about 65% of the previous salary from a foreign company [1][2]. - The individual is hesitant to accept the job due to the significant salary reduction and the perception of a lack of job security in the current market, especially for older workers [2][3]. Group 3: Family and Social Dynamics - The individual's spouse works in a state-owned enterprise and has expressed concerns about the stability of income from full-time investing compared to a regular job [2]. - The individual has two children and owns two properties with a total value of approximately 10 million yuan, which adds to the pressure of making a stable income decision [2]. Group 4: Personal Reflection and Future Outlook - The individual is at a crossroads, considering the trade-offs between the freedom of full-time investing and the social and financial benefits of returning to a structured work environment [3][8]. - There is a recognition that working in a state-owned enterprise could provide social interactions and resources that are currently lacking in a full-time investment role [8].

Core Viewpoint - The individual is contemplating whether to continue full-time investing or accept a job offer from a state-owned enterprise, weighing the benefits of financial stability against the desire for personal freedom and investment opportunities [1][3]. Group 1: Investment Performance - The individual has been investing full-time for nearly a year, achieving an annualized return of approximately 11% in overseas accounts, while A-share investments yield around 5-10% [1]. - Despite having more time to research investment tools, the individual feels that full-time investing has only marginally improved annual investment performance by 2-4% [1]. Group 2: Employment Considerations - The job offer from the state-owned enterprise is valued at an annual salary of 700,000, which is about 65% of the previous foreign enterprise salary [1][2]. - The individual is hesitant to accept the job due to the significant salary reduction and the perception of a lack of job security in the current market, especially for older workers [2][3]. Group 3: Personal and Family Dynamics - The individual's spouse works in a state-owned enterprise and has expressed concerns about the stability of income from full-time investing compared to a regular job [2]. - The family has two children and owns two properties with a total value of approximately 10 million, which includes a 900,000 mortgage [2]. Group 4: Social and Psychological Factors - The individual experiences occasional boredom and isolation from full-time investing, highlighting the importance of social interaction and a structured work environment [2][3]. - There is a recognition that working in a corporate environment could provide social benefits and a sense of normalcy for the children, as well as alleviate family concerns about the individual's career choices [8].

Group 1 - The article discusses the challenges faced by full-time investors in finding partners due to societal perceptions and the nature of their work [2][7][9] - It highlights that full-time investors often lack social interactions, which complicates their dating prospects [5][6][10] - The financial stability and success of an investor are crucial factors in attracting a partner, as many view the profession with skepticism [4][6][7] Group 2 - The article emphasizes the importance of having a substantial financial base to support a lifestyle that includes potential homeownership and other investments [6][10] - It suggests that successful full-time investors may still face difficulties in relationships unless they have achieved significant financial success [7][9] - The narrative indicates that marriage and family responsibilities can hinder financial freedom and personal growth for investors [8][10]