风险识别

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腾讯申请一种风险识别方法以及相关设备专利,提升风险识别的准确率
Jin Rong Jie· 2025-07-18 09:49
专利摘要显示,本申请实施例公开了一种风险识别方法以及相关设备,相关设备可以包括风险识别装 置、电子设备、计算机程序产品和计算机可读存储介质;本申请实施例在至少一个交易样本的交易数据 样本后,采用风险识别模型对交易数据样本进行风险识别,得到交易样本的预测风险概率分布,计算交 易样本的预设风险概率分布与预测风险概率分布之间的交叉熵和目标散度,基于交叉熵、目标散度和预 测风险概率分布,确定风险识别模型对应的风险识别配置信息,根据风险识别配置信息,对待识别交易 的交易数据进行风险识别,得到待识别交易的风险识别结果;该方案可以提升风险识别的准确率;本申 请实施例可应用于云技术、人工智能、智慧交通、辅助驾驶等各种场景。 天眼查资料显示,腾讯科技(深圳)有限公司,成立于2000年,位于深圳市,是一家以从事软件和信息 技术服务业为主的企业。企业注册资本200万美元。通过天眼查大数据分析,腾讯科技(深圳)有限公 司共对外投资了15家企业,参与招投标项目260次,财产线索方面有商标信息5000条,专利信息5000 条,此外企业还拥有行政许可472个。 金融界2025年7月18日消息,国家知识产权局信息显示,腾讯科技(深圳)有限公 ...
全职投资 VS 回职场兼职投资
集思录· 2025-06-13 11:36
Core Viewpoint - The individual is contemplating whether to continue full-time investing or accept a job offer from a state-owned enterprise, weighing the benefits of financial stability against the desire for personal freedom and investment opportunities [1][3]. Group 1: Investment Performance - The individual has been investing full-time for nearly a year, achieving an annualized return of approximately 11% in overseas accounts, while A-share investments yield around 5-10% [1]. - Despite having more time to research investment tools, the individual feels that full-time investing has only marginally improved annual investment performance by 2-4% [1]. Group 2: Employment Considerations - The job offer from the state-owned enterprise is valued at an annual salary of 700,000, which is about 65% of the previous foreign enterprise salary [1][2]. - The individual is hesitant to accept the job due to the significant salary reduction and the perception of a lack of job security in the current market, especially for older workers [2][3]. Group 3: Personal and Family Dynamics - The individual's spouse works in a state-owned enterprise and has expressed concerns about the stability of income from full-time investing compared to a regular job [2]. - The family has two children and owns two properties with a total value of approximately 10 million, which includes a 900,000 mortgage [2]. Group 4: Social and Psychological Factors - The individual experiences occasional boredom and isolation from full-time investing, highlighting the importance of social interaction and a structured work environment [2][3]. - There is a recognition that working in a corporate environment could provide social benefits and a sense of normalcy for the children, as well as alleviate family concerns about the individual's career choices [8].