Core Viewpoint - Postal Savings Bank of China Beijing Branch integrates its development into the overall economic and social development of the capital, focusing on providing modern financial services that meet diverse citizen needs and contribute to high-quality economic growth [1][18]. Group 1: Financial Service Efficiency - The bank enhances financial service efficiency through technology empowerment and process innovation, ensuring that financial resources reach the demand side more accurately and quickly [4][5]. - A closed-loop model of "online application + on-site service" has been introduced for small loans, allowing customers to apply via mobile banking and receive tailored solutions from dedicated loan officers [4][5]. - The bank collaborates with government departments and industry associations to address financing challenges faced by small and micro enterprises, optimizing product services and improving efficiency [4][5]. Group 2: Elderly Financial Services - The bank focuses on elderly financial services, addressing the needs of an aging population by providing stable asset allocation solutions and enhancing service quality [6][7]. - A diverse range of pension financial products is offered, including wealth management and insurance products, to meet the core demands of elderly clients for stability and safety [7]. - The bank has established an "age-friendly" service system, ensuring that elderly clients can access financial services without barriers, including physical accommodations and user-friendly technology [8][9]. Group 3: Community Engagement and Support - The bank has initiated the "Golden Sunshine Station" project to create a community space for elderly clients, offering health lectures and social activities to foster community engagement [9][10]. - The "Golden Sunshine Club" organizes events to promote health and social interaction among elderly clients, enhancing their quality of life [10]. - The bank prioritizes the financial safety of elderly clients by providing education on fraud prevention and ensuring secure banking practices [10][13]. Group 4: Social Responsibility and Emergency Response - In response to extreme weather events, the bank has implemented measures to support affected businesses and residents, including loan extensions and simplified approval processes [15][16]. - The bank has launched initiatives to assist residents in rebuilding after disasters, offering favorable loan terms and material subsidies to ease financial burdens [17]. - The bank's commitment to social responsibility is evident in its proactive approach to community support during crises, reinforcing its role as a reliable financial partner [15][16].

Core Viewpoint - Shaanxi Province has 5.93 million existing business entities as of June 2025, with enterprises making up 27.96% of the total, indicating an optimization in the structure of business entities [1][3]. Group 1: Business Environment Optimization - Shaanxi Province is continuously optimizing the business environment, with initiatives such as the "individual to enterprise" registration process, which has seen an increase of 1,465 new entities, a 155% growth compared to the previous year [3]. - The province has issued electronic business licenses to 1.73 million business entities, with a total of 1.85 million uses of these licenses in high-frequency areas like market access and tax declaration [3]. Group 2: Support for Enterprises - The province has intensified its support for enterprises, establishing the Shaanxi Market Big Data Research Institute and launching the "Qin Credit Enhancement" financing model, benefiting 40,000 individual businesses with a total credit amount exceeding 1.7 billion [3][4]. - Service-oriented law enforcement has handled 2,331 cases, resulting in a fine reduction of 37.085 million, while addressing 2,052 practical issues for businesses [3]. Group 3: Quality Assurance and Credit Repair - Shaanxi has built a "one-stop" service system for quality assurance, establishing 100 offline service stations that have served 11,647 businesses, saving them 45.9688 million in costs [3]. - A credit repair mechanism has been established, with 884,700 business entities having their administrative penalties and credit records corrected this year, reducing the average repair time to under 4 working days [4].

转自：草原云 8月14日，鄂尔多斯国际航空口岸旅检通道内，鄂尔多斯海关法制宣传员正在为络绎不绝的出入境旅客 派发《中华人民共和国传染病防治法》《中华人民共和国国境卫生检疫法》及《中华人民共和国海关进 出境行李物品监管办法》等普法小册子。随着近日暑期国际航班加密通航，鄂尔多斯海关"暑期法治走 一线"活动如火如荼地开展起来。 8月14日，鄂尔多斯海关在国际航空口岸为入境旅客开展法制宣传。 内蒙古日报·草原云记者：郝雪莲 实习生：张政璇 新闻编辑：赵敏 为充分发挥法治在优化营商环境、助企纾困中的保障作用，鄂尔多斯海关围绕"法治助企促进高质量发 展、高水平开放"主题，精心组织广泛开展海关法治系列普法活动，推动形成高效多维普法赋能高质量 发展与高水平开放新格局。 鄂尔多斯海关业务骨干宣讲《中华人民共和国关税法》《中华人民共和国知识产权海关保护条例》《中 华人民共和国海关综合保税区管理办法》等海关法律法规，针对企业在进出口通关、合规管理、保税仓 储等方面的个性化问题，现场逐一解答，助力企业扩大出口、开拓市场。充分利用辖区关企联络群等线 上平台，推送海关法及相关配套法规新规，让企业及时直观了解违法违规的风险及法律后果。设置 ...

日前，银保监会副主席梁涛在接受新华社采访时表示，近年来，疫情反复，国际形势多变，银保监 会引导督促银行保险机构服务实体经济，出台了很多支持政策，比如，为中小微企业和外贸企业实施延 期还本付息超6.6万亿元，缓解了企业的流动性困难。 具体来看，一是加大对小微企业和乡村振兴的贷款支持力度。今年国有大型银行新增普惠型小微企业贷 款要达到1.6万亿元，城市商业银行明显提升普惠型小微企业贷款占比。引导银行提高小微企业贷款中 首贷和信用贷占比，继续降低贷款利率。二是帮助困难行业渡过难关。引导督促银行保险机构对餐饮住 宿、零售、旅游文化、交通运输等受疫情影响比较严重的行业，在市场化原则下主动做好贷款授信、保 险理赔等服务，加大对困难行业的金融资源倾斜力度。要求银行不得盲目抽贷、断贷、压贷，对符合条 件的中小微企业和个体工商户合理续贷、展期、调整还款安排，不影响征信记录，并免收罚息。引导保 险机构为企业因疫情原因停工停产造成的财产损失、营业中断造成的利润损失等提供保险保障。三是加 强对受疫情影响重点地区的金融服务保障。 针对当前受国际安全局势、美联储加息、疫情反复等因素影响，内外部环境更趋严峻复杂，梁涛表示， 我国经济基本面 ...

"这笔资金为我们公司的复工复产给了极大帮助，现在对未来的生产也更有信心了，真的非常感谢！"近日，湖州哥伦布物流科技有限公司从湖州银行获 得了600万元贷款，企业财务总监曹辉激动地说。 受疫情影响，专精特新企业湖州哥伦布物流科技有限公司的原材料成本及物流成本极速上涨，且今年正值公司发展壮大的特殊时期，对流动资金需求极 大。"我们在了解企业的需求后，第一时间进行联系上门对接，制定专项融资方案，而且了解到人民银行再贷款政策工具很适合他们，可以为他们申请人民 银行的低成本资金来减轻财务成本"湖州银行南太湖新区支行相关工作人员说。在贷款发放后，湖州银行根据"先发放贷款后申请支小再贷款"的流程，将于 近期向人民银行湖州市中心支行申请该笔支小再贷款。 指导银行机构加大信贷投放。通过建立健全监测通报工作机制，有效督促金融机构加大信贷投放。利用好再贷款再贴现、普惠小微贷款支持工具，积极 推动落实碳减排支持工具、科技创新再贷款、普惠养老专项再贷款等多项结构性货币政策工具，引导银行机构为市场主体积极发放优惠利率贷款。 精准帮扶受困市场主体。制订精准助企"优惠政策包"，梳理5方面、23项政策举措，依托民营企业金融联络员制度，通过开展 ...

——减税降费缓解压力 "放水养鱼"成效显现 长春三友智造科技发展有限公司是一家以研发新材料、环保材料为主要方向的"专精特新"中小企 业。"今年以来，政府部门点对点地对企业进行服务并为企业降本减负。仅增值税退税一项就达130万 元，还帮助企业缓缴了41万元增值税以及失业保险费、工伤保险费。"长春三友智造科技发展有限公司 董事长白大成告诉记者，纾困政策帮助企业渡过了难关，保证了稳产增产。 大规模增值税留抵退税，阶段性缓缴社保费，加大失业保险稳岗返还，降低用水用电用气用网等成 本，房租减免……今年以来，一揽子减税降费举措加快落地，有效缓解了企业资金压力。 国家税务总局数据显示，预计上半年新的组合式税费支持政策将新增退税减税降费及缓税缓费约 2.86万亿元。人社部数据显示，1至5月，全国273万户企业获得稳岗资金共计129亿元。全国工商联会同 相关机构6月开展的"中国小微经营者调查"显示，今年租金、水电网等成本减免的小微企业占比提高 51%。 "真金白银"直达企业，"放水养鱼"成效显现。前5个月，全国新办涉税市场主体554.7万户，同比增 长6.2%，其中99%是中小微企业。6月1日-25日，全国小微企业销售收入同比 ...

Group 1 - The meeting emphasized the need for various departments to strengthen the full-chain closed-loop handling mechanism, which includes "demand distribution, coordination and supervision, result feedback, and learning from experience" to assist enterprises in overcoming difficulties and addressing their concerns [1] - The goal is to create a strong atmosphere for serving enterprises and seeking common development, while continuously enhancing the "Canal Confucian Business Salon" brand [1] - The meeting aims to foster a first-class business environment that makes enterprises feel comfortable, secure, and at ease [1]

Group 1 - The article highlights the role of the Qianhai Court in supporting private enterprises by resolving financial disputes and unfreezing bank accounts, thereby safeguarding their cash flow and operational continuity [2][6] - In the past year, the Qianhai Court has handled 3,484 cases related to private enterprises, with a total amount involved of 8.254 billion yuan, demonstrating its commitment to injecting development momentum into the private economy [2] - The court has implemented measures to address financing difficulties faced by private enterprises, including invalidating unfair loan terms and issuing judicial recommendations to improve the regulation of financial services [3][5] Group 2 - The Qianhai Court has effectively tackled the issue of delayed payments from large enterprises to small and medium-sized enterprises (SMEs) by conducting a comprehensive investigation and expediting the execution of overdue payment cases [5] - A specific case involved a construction company that received payment after the court ruled against a clause that unfairly shifted payment obligations to third parties, showcasing the court's role in ensuring fair business practices [4] - The court's innovative "enterprise relief" mechanism includes measures to minimize the impact of asset freezes on normal business operations, such as allowing for the replacement of frozen assets and prioritizing cases involving trustworthy enterprises [6][7]

Financial Performance - In the first half of the year, the general public budget revenue of Jiaozuo City reached 7.99 billion, a year-on-year increase of 4.5% [1] - The general public budget expenditure was 14.23 billion, with 10.75 billion allocated to people's livelihood, accounting for 75.6% of total expenditure [1] Consumer Stimulus Measures - Jiaozuo City implemented the "Two New" actions, securing 346 million in subsidies for replacing old consumer goods, which stimulated consumption by 2.32 billion [1] - The city issued 3 million in government consumption vouchers during the New Year and Spring Festival, leading to an additional consumption of over 20 million [1] Investment and Growth Initiatives - The city issued 1.894 billion in new special bonds for project construction, supporting 27 key projects in municipal infrastructure [1] - Jiaozuo secured 432 million in "Two Heavy" funds for 13 key projects, including urban underground pipeline renovations [1] Support for Enterprises - In the first half of the year, Jiaozuo City allocated 29.7 million in rewards for industrial enterprises operating at full capacity [2] - The city issued 862 entrepreneurial guarantee loans totaling 164 million, along with 675,600 in interest subsidy funds [2] Social Security Investments - Social security and employment expenditures reached 2.418 billion, with minimum living security spending at 115 million, a year-on-year increase of 12.6% [2] - The city's "Three Guarantees" expenditures totaled 8.75 billion, a year-on-year increase of 6.7%, outpacing the growth rate of general public budget expenditures [2] Debt Management - Jiaozuo issued four batches of replacement bonds totaling 3.582 billion and 616 million in special bonds to enhance government fund capacity [2]

7月30日，自治区团委开展宁夏青年助企服务团"助企纾困"活动，邀请金融领域专家为青年致富带头人、青年家庭农场经营者、农村合作社带头人等50名 农村青年解读相关政策。 固原金算盘会计咨询服务有限公司专家王万有，围绕村集体经济资金的筹措来源、使用规范及监管机制等内容进行了深入解读，并结合实际案例剖析了部 分村集体经济资金管理中存在的问题，并提出切实可行的解决方案，为在场农村创业青年规范资金管理、推动村集体经济壮大提供了专业性工作指导。 专家为青年讲解创业融资知识 下一步，自治区团委将以本次活动为契机，持续关注农村产业青年发展需求，开展有更多针对性的政策解读、经营管理、项目指导、品牌推广等助企服务 活动，为农村中小微青年企业保驾护航，为全区农村经济高质量发展注入新活力。 石嘴山银行西吉县支行行长马晓刚，结合金融行业特点及农村青年创业融资需求，从融资渠道选择、方案制定、风险规避及与金融机构有效沟通等方面， 为农村青年提供了提升融资效率的具体方法与策略，助力他们破解创业资金难题。 参与此次活动的青年代表纷纷表示，通过两位专家的讲解，不仅学到了实用的资金管理知识和相关融资政策，更坚定了聚合各类资源、用好用活各类惠农 政策 ...