Group 1 - The core idea of the news is the introduction of a new feature in the medical insurance system that allows insured individuals to transfer funds from their personal medical accounts to the medical accounts of close relatives, facilitating medical expenses across provinces [2][4]. - The medical insurance wallet is a fund account linked to the personal medical insurance code of the insured, enabling the transfer of funds for medical treatment and medication purchases [1][2]. - Previously, the personal medical account only allowed for intra-provincial transfers, but now it supports inter-provincial transfers as long as the family member is enrolled in basic medical insurance in their local area [4][2]. Group 2 - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [5][9]. - To transfer funds, the insured must fill out the recipient's basic information and submit a transfer request, with a minimum transfer amount of 0.01 yuan and a daily limit of three transfers not exceeding 2000 yuan each [18][32]. - If the recipient's medical wallet is not opened, the transfer cannot be completed, and if the recipient does not accept the transfer in time, the funds will be returned to the sender's account the next day [32][35].

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical insurance accounts to the wallets of close relatives for medical expenses, enabling cross-province usage of personal account funds [1] - Previously, personal medical insurance accounts only allowed for intra-province sharing, but now, if the insured has surplus funds, they can transfer money to family members in different provinces as long as those family members are enrolled in basic medical insurance [1] - The medical insurance wallet is linked to the individual's medical insurance code and can be accessed through the National Medical Insurance Service Platform [2][3] Group 2 - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform, confirming the use of the wallet, and completing the registration [5][6] - Once the wallet is successfully opened, users can apply for fund transfers by providing the recipient's basic information and submitting the request [16][22] - There are limits on the number of transfers and the amount that can be transferred daily, with a maximum of three transfers per day and each transfer not exceeding 2000 yuan [28]

Group 1 - The core concept of the "Medical Insurance Wallet" is that it allows insured individuals to transfer funds from their personal medical insurance accounts to their close relatives' wallets for medical expenses, enabling a "one account for the whole family" approach [2][3]. - The "Medical Insurance Wallet" feature has been fully launched in Henan Province, allowing for cross-province fund transfers for medical expenses, which was not possible before [2][3]. - The process for opening a "Medical Insurance Wallet" involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [6][8]. Group 2 - The transfer of funds is real-time, and recipients can use their medical insurance code or facial recognition for payments, with no restrictions on the location of medical services [3][29]. - Each "Medical Insurance Wallet" account has a daily transfer limit of three transactions, with each transaction not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [25][28]. - To assist family members in opening their wallets, users must download the National Medical Insurance Service Platform and follow the prompts to provide necessary information [29].

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives for medical expenses and medication purchases, facilitating inter-provincial cooperation in using personal account funds [1][2][3] - Previously, personal medical accounts only allowed for intra-provincial cooperation, but now, if the insured participates in employee medical insurance and has surplus funds, they can transfer funds to family members in different provinces as long as those family members are enrolled in basic medical insurance locally [1][2][3] - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform App and confirming the use of the wallet, which is available in all regions [4][5][6] Group 2 - The wallet transfer application requires the sender to fill in the recipient's basic information and submit the request, with a limit of three transfers per day, each not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [29][15][18] - If the recipient's wallet is not opened, the transfer cannot be completed, and any unclaimed funds will be returned to the sender's account by 06:00 the next day [29][31] - The medical insurance reimbursement system operates under a directory management approach, where only expenses listed in the directory are eligible for reimbursement, and the directory is subject to annual adjustments by national and provincial authorities [32][33][34]