Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to their close relatives' medical wallets for medical expenses and medication purchases [2][3] - The medical insurance wallet enables cross-province family mutual aid, allowing insured individuals to transfer funds to family members even if they are in different provinces, provided the family members are enrolled in basic medical insurance [3] - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [4][7] Group 2 - The transfer application process requires the sender to fill in the recipient's basic information, including their relationship and the transfer amount, with a minimum transfer amount of 0.01 yuan and a daily limit of three transfers not exceeding 2000 yuan each [18][28] - If the recipient's medical wallet is not opened or the transfer is not accepted in time, the transferred amount will be returned to the sender's account by 6:00 the next day [28] - The medical insurance reimbursement system operates under a directory management system, where only expenses listed in the directory are eligible for reimbursement, and the directory is subject to annual adjustments [31][32]

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical insurance accounts to the wallets of close relatives for medical expenses, enabling cross-province usage of personal account funds [1] - Previously, personal medical insurance accounts only allowed for intra-province sharing, but now, if the insured has surplus funds, they can transfer money to family members in different provinces as long as those family members are enrolled in basic medical insurance [1] - The medical insurance wallet is linked to the individual's medical insurance code and can be accessed through the National Medical Insurance Service Platform [2][3] Group 2 - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform, confirming the use of the wallet, and completing the registration [5][6] - Once the wallet is successfully opened, users can apply for fund transfers by providing the recipient's basic information and submitting the request [16][22] - There are limits on the number of transfers and the amount that can be transferred daily, with a maximum of three transfers per day and each transfer not exceeding 2000 yuan [28]

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives for medical expenses, enabling cross-province usage of personal account funds [2][3]. - Previously, personal medical accounts only allowed for intra-province sharing, but now, if the insured has surplus funds in their account, they can transfer money to family members in different provinces as long as those family members are enrolled in basic medical insurance [3][4]. - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [4][6]. Group 2 - The medical insurance wallet allows for a maximum of three transfers per day, with each transfer capped at 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [29]. - If the recipient does not accept the wallet transfer in a timely manner, the funds will be returned to the sender's account by 06:00 the next day [33]. - The medical insurance reimbursement system operates under a directory management approach, where only expenses listed in the three directories (medications, medical consumables, and medical services) are eligible for reimbursement [35][36].

Group 1 - The core concept of the "Medical Insurance Wallet" is that it allows insured individuals to transfer funds from their personal medical insurance accounts to their close relatives' wallets for medical expenses, enabling a "one account for the whole family" approach [2][3]. - The "Medical Insurance Wallet" feature has been fully launched in Henan Province, allowing for cross-province fund transfers for medical expenses, which was not possible before [2][3]. - The process for opening a "Medical Insurance Wallet" involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [6][8]. Group 2 - The transfer of funds is real-time, and recipients can use their medical insurance code or facial recognition for payments, with no restrictions on the location of medical services [3][29]. - Each "Medical Insurance Wallet" account has a daily transfer limit of three transactions, with each transaction not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [25][28]. - To assist family members in opening their wallets, users must download the National Medical Insurance Service Platform and follow the prompts to provide necessary information [29].

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives for medical expenses and medication purchases, facilitating inter-provincial cooperation in using personal account funds [1][2][3] - Previously, personal medical accounts only allowed for intra-provincial cooperation, but now, if the insured participates in employee medical insurance and has surplus funds, they can transfer funds to family members in different provinces as long as those family members are enrolled in basic medical insurance locally [1][2][3] - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform App and confirming the use of the wallet, which is available in all regions [4][5][6] Group 2 - The wallet transfer application requires the sender to fill in the recipient's basic information and submit the request, with a limit of three transfers per day, each not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [29][15][18] - If the recipient's wallet is not opened, the transfer cannot be completed, and any unclaimed funds will be returned to the sender's account by 06:00 the next day [29][31] - The medical insurance reimbursement system operates under a directory management approach, where only expenses listed in the directory are eligible for reimbursement, and the directory is subject to annual adjustments by national and provincial authorities [32][33][34]

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives for medical expenses, enabling cross-province usage of funds [2][3]. - Previously, medical insurance personal accounts only allowed for intra-province sharing, but now individuals can transfer funds to family members in different provinces as long as the family members are enrolled in basic medical insurance [3][4]. - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [4][6]. Group 2 - The medical insurance wallet allows for a maximum of three transfers per day, with each transfer not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [29]. - If the recipient's medical insurance wallet is not opened, the transfer request will not be processed [29][32]. - If the recipient does not accept the wallet transfer in a timely manner, the funds will be returned to the sender's account by 06:00 the next day [32].