北京商报讯（记者 李秀梅）12月15日，福建金融监管局发文表示，福建金融监管局、福建省公安厅联 合推进福建省保险行业协会反保险欺诈中心实体化、常态化运作，联合福建省公安厅在福建省保险行业 协会为福建省反保险欺诈中心揭牌，推动反保险欺诈工作从"被动应对"向"主动防控"转变，从"分散作 战"向"协同攻坚"升级，进一步提升反保险欺诈工作的专业化、规范化水平。中心整合监管、公安、行 业多方数据，打造科技智能化研判平台，监管、公安双方定期派驻，组织监警协保四方会商、构建覆盖 线索受理、数据分析、风险研判、线索移送、协同打击、效果评估的全链条闭环，凝聚打击合力。 ...

Core Viewpoint - Recent shocking cases of "killing relatives for insurance fraud" have raised serious ethical concerns in society, highlighting the persistent issue of insurance fraud within the industry [1][3]. Group 1: Recent Cases - Multiple incidents of extreme insurance fraud have been reported, including a case where a man conspired to kill his 7-year-old son to claim insurance money, resulting in a payout of 180,000 yuan [3]. - Another case involved a man in Zhejiang who orchestrated a car accident that killed his own mother for insurance benefits [3]. Group 2: Industry Challenges - The rise in insurance fraud is attributed to inadequate internal controls within some insurance companies, as well as the low legal consequences faced by perpetrators [3][4]. - The pursuit of business growth by some insurance firms has led to a neglect of fraud risk prevention measures [3]. Group 3: Legal Framework - The Insurance Law of the People's Republic of China allows insurers to terminate contracts and deny claims if fraud is detected, with severe penalties outlined in the Criminal Law for significant fraud cases [4]. Group 4: Solutions and Recommendations - The industry must adopt a collaborative approach involving insurance companies, regulatory bodies, and judicial authorities to combat insurance fraud effectively [5]. - Recommendations include establishing comprehensive fraud risk management systems, enhancing technology use, and improving staff training and consumer education [5][6]. Group 5: Technological Advancements - The integration of big data and artificial intelligence is seen as crucial for enhancing fraud detection capabilities within the insurance sector [6]. - Companies are encouraged to utilize advanced analytics to monitor claims in real-time and identify suspicious activities [6].

Core Points - The collaboration between the police and insurance sectors aims to enhance the financial insurance market order and support high-quality economic development [1][3][5] Group 1: Police-Insurance Cooperation - A police-insurance cooperation meeting was held in Jinan, Shandong Province, resulting in the signing of a "Legal Cooperation Memorandum" [1][3] - The meeting emphasized the need to strengthen data resource sharing and utilize modern technology for monitoring and preventing insurance fraud [3][5] Group 2: Role of China Life Property & Casualty Insurance - China Life Property & Casualty Insurance's Jinan branch acknowledged the new trends in insurance fraud and has been enhancing its systems and mechanisms to combat these crimes [3] - The company expressed its commitment to participating in the cooperative mechanism and strengthening its anti-fraud capabilities [5]

Core Viewpoint - Insurance fraud poses significant risks to consumers and disrupts the normal order of the insurance market, necessitating robust countermeasures from companies like China Life Insurance [1][4]. Group 1: Definition and Types of Insurance Fraud - Insurance fraud is defined as the act of obtaining illegal benefits through insurance contracts [3]. - Common types of insurance fraud include: 1. Fabricating insurance claims to obtain payouts 2. Exaggerating losses or creating fictitious incidents to claim insurance money 3. Intentionally causing accidents to claim insurance benefits [3]. Group 2: Impact of Insurance Fraud - The consequences of insurance fraud are multifaceted, affecting various stakeholders: - For consumers, fraud leads to delays in legitimate claims and potentially higher premiums in the future due to increased costs [4]. - For perpetrators, exposure to fraud results in legal repercussions and the obligation to repay fraudulent gains [4]. - For insurance companies, fraud increases operational costs and risks, which can hinder pricing and claims efficiency, ultimately affecting industry sustainability [4]. - For society, insurance fraud undermines trust in the insurance sector and disrupts social order, leading to a broader crisis of confidence in financial systems [4]. Group 3: Consumer Role in Preventing Insurance Fraud - Consumers are encouraged to enhance their awareness and actively participate in anti-fraud initiatives: - Providing accurate information when purchasing insurance and submitting genuine claims [5][6]. - Safeguarding personal information and using official channels for transactions to avoid scams [6]. - Reporting any suspected fraud to insurance companies or regulatory bodies to help protect others [6]. Group 4: Ongoing Commitment to Anti-Fraud Measures - China Life Insurance is committed to strengthening anti-fraud measures and ensuring consumer protection, aiming to maintain the integrity of the insurance safety net for families [7].

Core Viewpoint - The company is actively engaging in a series of anti-insurance fraud promotional activities themed "Anti-Fraud, Maintain Integrity, Protect the Future" to enhance public awareness and capability in preventing insurance fraud [1]. Group 1: Activities and Initiatives - The company is conducting outreach in medical institutions to establish a strong anti-fraud defense at the source, targeting healthcare professionals and patients by explaining typical cases, highlighting common risks, and distributing promotional materials [4]. - Community engagement is emphasized through the distribution of easy-to-understand pamphlets that explain the social dangers of insurance fraud and recognition techniques, aiming to integrate anti-fraud knowledge into daily life [4]. - A collaboration with local police is underway to enhance public awareness of fraud, utilizing engaging methods such as quizzes to educate residents about common scams and prevention strategies [8]. Group 2: Importance of Anti-Fraud Measures - The company recognizes that fraudulent activities not only disrupt the insurance market order but also infringe upon the legitimate rights of honest consumers [8]. - The company prioritizes consumer rights protection as the foundation of its anti-fraud efforts, supported by technological means, and is committed to building a collaborative anti-fraud framework involving all employees and external partners [8].

Group 1 - The core idea of the news is that Guohua Life actively participated in the "7.8 Insurance Publicity Day" event, promoting financial insurance knowledge while encouraging a healthy lifestyle through a walking event [1][2][11] - The walking event, themed "Love and Responsibility: Insurance Makes Life Better," involved over 100 employees from the headquarters and highlighted the connection between history and the future along a 3-kilometer riverside path [2] - Various branches of Guohua Life also organized similar walking activities, creating a collaborative atmosphere across the company [3][5][9] Group 2 - The Sichuan branch engaged employees in a themed activity that combined walking with the dissemination of financial knowledge to the public [3] - The Henan branch showcased team cohesion and vitality by educating citizens on party history and insurance protection during their walking event [5] - The Qingdao branch participated in a health run, promoting the insurance concept of love and responsibility to fellow runners [7] Group 3 - The Chongqing branch integrated "Red Education + Financial Science Popularization" to enhance public understanding of the insurance industry [9] - The overall initiative aimed to spread financial insurance knowledge and provide warmth and hope to those in need, reflecting the company's social responsibility [11] - Guohua Life is committed to enhancing consumer awareness of financial knowledge and actively participating in social welfare activities [11]