4月28日晚，苏州银行发布2024年年报和2025年一季报，近15个月经营发展成果全面亮相。苏州银 行紧跟时代发展步伐，始终坚持党的领导，立足区域经济发展大局，坚定"以客户为中心"的一体化 经营战略，"科创+跨境""民生+财富"双引擎强劲发力，保持稳中有进、进而有为的良好发展态势。 稳健长行擦亮发展底色 资产规模再上新台阶 2 0 2 4年，面对市场快速变化、竞争日趋激烈的种种挑战，苏州银行迎难而上、稳步前行。 该行总资产、存款、贷款增速均保持较快发展态势，存款增量创历年新高，在江苏、苏州 市场份额中，存款占比分别提升0 . 1 8、0 . 7 4个百分点。截至2 0 2 4年末，苏州银行资产总额 6 9 3 7 . 1 4亿元，较上年末增加9 1 8 . 7 3亿元，增幅1 5 . 2 7%；各项存款4 1 6 9 . 6 5亿元，较上年 末增加5 3 1 . 4 4亿元，增幅1 4 . 6 1%；各项贷款3 3 3 3 . 5 9亿元，较上年末增加3 9 9 . 5 8亿元，增 幅1 3 . 6 2%。同时，该行保持良好经营效益，2 0 2 4年度，实现营业收入1 2 2 . 2 4亿元，比上 年同期增长 ...

Core Insights - Zijin Bank reported its Q1 2025 financial results, showing total assets of 280.25 billion yuan, an increase of 10.31 billion yuan from the end of the previous year [1] - The bank's operating income for Q1 2025 was 1.141 billion yuan, a year-on-year decrease of 4.82%, while net profit attributable to shareholders was 422 million yuan, a year-on-year increase of 4.04% [1] - The decline in revenue was primarily due to a decrease in net interest income and fair value changes, with net interest income falling to 829 million yuan, a decrease of 147 million yuan or 15.05% year-on-year [1] Financial Performance - Fair value changes dropped significantly from 114 million yuan in Q1 2024 to -13.06 million yuan in Q1 2025, reflecting a change of -11552.63% [1] - Trading financial assets decreased by 81.3% to 23.3 million yuan from 124.5 million yuan at the end of the previous year, attributed mainly to a reduction in interbank certificates of deposit [1] Asset and Liability Changes - Interbank deposits decreased by 31.33% due to a reduction in interbank funding [2] - The bank saw a significant increase in interbank lending, with a rise of 76.69% in funds lent to other financial institutions [2] - The bank's liabilities included a notable increase in deposits from interbank and other financial institutions, which surged by 953.54% [2] Management Changes - Zijin Bank announced the election of Shao Hui as chairman, pending approval from financial regulatory authorities [4] - Shao Hui's qualifications for the position have not yet been approved, despite being elected eight months ago [4]