园区金融

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“园区+科技”深度融合,兴业银行南宁分行赋能新能源车企智造升级
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-16 12:53
Core Viewpoint - Recently, Industrial Bank's Nanning Branch provided a loan of 86.8 million yuan to a listed new energy vehicle company for the construction of an intelligent manufacturing project for hybrid crankshafts, supporting the company's smart manufacturing upgrade [1][2]. Group 1: Financial Support and Strategy - The loan is part of a broader strategy by Industrial Bank to accelerate the layout of five new financial sectors: science and technology finance, inclusive finance, energy finance, automotive finance, and park finance [1]. - The Nanning Branch has tailored financing solutions for the new energy vehicle company by optimizing approval processes, matching special quotas, and offering preferential interest rates to ensure funds reach the company's R&D and production frontline [2]. - As of now, the Nanning Branch has cumulatively provided 276.93 million yuan in loan support for the project, assisting the company in optimizing financial management and reducing financing costs [2]. Group 2: Technological and Economic Integration - The Nanning Branch employs a "technology flow" credit evaluation system, converting the company's patent technology, R&D investment, and market prospects into financing "hard currency," providing long-term stable credit support [2]. - The bank continues to optimize its "commercial bank + investment bank" service model to offer a comprehensive suite of financial services, including investment-loan linkage, supply chain finance, and cross-border settlement, aiding the company in achieving sustainable development [2]. - The Nanning Branch aims to integrate "park finance + technology finance" to construct a comprehensive financial ecosystem that provides timely financial assistance to high-tech industrial clusters [3].
探秘!这家银行科技贷款规模何以破万亿?
券商中国· 2025-05-20 23:27
Core Viewpoint - The article emphasizes the importance of industrial parks in driving high-quality economic development and the construction of a modern industrial system, highlighting the proactive role of commercial banks, particularly Industrial Bank, in developing park financial services as a new growth point for their business [1][3]. Group 1: Industrial Park Financial Services - Industrial Bank has established park finance as a key strategic area since 2022, focusing on the integration of industry and finance, and has seen significant growth in its customer base, reaching 466,000 clients by the end of last year [1][4]. - The bank's technology loan balance surpassed 1 trillion yuan by the end of Q1 this year, indicating a strong focus on technology finance within industrial parks [1][3]. Group 2: Strategic Development and Product Offerings - In 2023, the Central Financial Work Conference prioritized technology finance, further clarifying the direction for developing technology finance through industrial parks [3]. - Industrial Bank launched the "Park Ecological Service Platform" and "Xing Su Loan" products, enhancing its service offerings and entering a growth phase for park finance [3][4]. Group 3: Non-Financial Services and Ecosystem Building - The bank is leveraging a non-financial service platform to create a comprehensive ecosystem that integrates financial and non-financial services, aiming to enhance digital governance for park operators [6][8]. - By the end of 2024, the bank has delivered over 600 park ecological service platforms, facilitating customer acquisition and financing [7]. Group 4: Case Studies and Client Support - Industrial Bank has successfully supported early-stage companies like Aosong Electronics and Dingjia Technology, providing significant loans to help them overcome initial financial challenges [10][11]. - The bank's collaboration with the Tianan Cloud Valley Industrial Park in Shenzhen has resulted in nearly 2 billion yuan in financing, showcasing its commitment to supporting local enterprises [12].
园区为舟 科技为桨——撬动科技金融万亿蓝海的“兴”路径
Xin Hua Cai Jing· 2025-05-19 08:50
新华财经北京5月19日电(记者吴丛司)在深圳坂田天安云谷产业园的智慧大屏上,不停跳动的数字正 折射出这座"智慧园区"的现代气息。 "十多年前这里还是龙岗岗头村的低端工业加工区,现在已是年产值1500亿元的数字经济高地。"站在园 区顶层的兴业银行深圳分行相关负责人,手指远处正在施工的三期工程对记者表示。 这番场景映射出兴业银行已悄然完成战略转身——从过去依赖"房地产-地方政府-金融"的旧三角转向"科 技—产业—金融"新三角。记者从走访深圳坂田天安云谷产业园的半导体科技企业,到深圳宝安区高新 奇科技园的光伏逆变器企业,再到广州开发区科学城的智能传感器实验室时了解到,兴业银行正以产业 园区为支点,撬动科技金融这片蓝海。 从"钢筋水泥"到"芯片代码"的战略转型 2022年,兴业银行将科创金融、园区金融纳入全行"五大新赛道"。三年多来,兴业银行利用园区科技企 业集聚的独特优势,强化园区场景中科技金融的融合布局,推动授信逻辑从过去依赖"钢筋水泥"转向读 懂"芯片代码"。 截至2024年,兴业银行园区金融客户46.6万户,服务园区内科技金融客户12.73万户,同比增长22%;园 区贷款14540亿元,园区内科技金融客户贷款 ...