Core Viewpoint - The implementation plan aims to enhance the quality and capacity of elderly care services, particularly focusing on the needs of disabled elderly individuals, ensuring their welfare and support [1][2]. Group 1: Policy Measures - The plan includes specific reforms to strengthen the care and support system for disabled elderly individuals, ensuring that vulnerable groups such as low-income and high-age elderly are adequately protected [2]. - By 2027, the proportion of nursing beds in elderly care institutions is expected to reach no less than 68%, with differentiated subsidies for ordinary and nursing beds [2]. - The plan promotes the integration of smart technology in elderly care, enhancing service delivery through community-based care facilities that offer day care and short-term respite services [2][3]. Group 2: Financial Support and Sustainability - A funding mechanism for disabled elderly care will be established, along with improvements to the welfare subsidy system for this demographic [2]. - The plan emphasizes the need for a multi-tiered pension insurance system, including a long-term care insurance scheme to enable more disabled elderly individuals to access care services [2][4]. - Policies will be introduced to ensure the sustainability of elderly care services, including a comprehensive assessment system for elderly individuals and the establishment of service standards [4]. Group 3: Workforce Development - There will be an increased focus on training and retaining elderly care workers, with policies aimed at enhancing job attractiveness through income distribution, performance evaluation, and professional recognition [3]. - Support for family caregivers will be provided through training programs, encouraging family involvement in the care of disabled elderly individuals [3]. - The development of volunteer services for the elderly will be promoted, engaging younger elderly individuals in providing care [3].

长护险是一项购买服务的制度，关键在于提供服务的人，护理服务人员的短缺是长护险全国落地的重要制约因素。 未来十年，我国60岁以上的老年人口将从目前的3亿增加到4亿，与人口快速老龄化相伴的是失能照护需求剧增。这正在倒逼我 国长期护理保险（下称"长护险"）制度试点扩面提速、走向全国。 国家医保局正在会同有关部门，以建立独立险种、制度覆盖全民、政策规范统一为基本目标，加快建立长护险制度。第一财经 了解到，目前全国统一的长护险制度出台已指日可待。国家推出顶层设计之后，也会留给地方一定的时间并根据地方实际情况 来推进落地。 "三最"挑战下的失能照护风险 我国是世界上人口老龄化程度比较高的国家之一，老年人口数量最多、老龄化速度最快、应对人口老龄化任务最重。 国家统计局的数据显示，2024年末，我国60岁及以上人口达到3.1亿人，占全国人口的22.0%；其中，65岁及以上人口2.2亿人， 占全国人口的15.6%。我国60岁及以上老年人的数量接近美国的总人口（3.41亿），超过世界上绝大多数国家人口总量。 浙江财经大学教授戴卫东对第一财经表示，由于我国现在尚没有统一的失能评估标准，不同学者根据不同失能标准作出的失能 人口测算也 ...