11月25日，国务院减轻企业负担部际联席会议（下称"联席会议"）召开电视电话会议。记者从会议 上获悉，今年前8个月，全国现行政策中支持制造业发展的主要政策减税降费及退税近1.3万亿元，助力 企业创新动力更强、制造业实力更稳。 面向2026年，减轻企业负担的政策举措将持续加力。会议明确要针对企业反映的原材料、人工、资 金负担重的问题，进一步谋划出台新的惠企纾困政策；建立健全惠企政策常态化运行机制，集中解决一 些政策不解渴、不精准、不直达、不便捷的问题。 "十四五"累计新增减税降费超10万亿元 当前，多部门协同发力，推动惠企减负政策落实落地，积极改善营商环境。工业和信息化部副部长 柯吉欣表示，"十四五"时期，联席会议各成员单位推动出台系列减税降费政策，不断完善涉企事项清单 管理制度，初步建立直达基层的服务企业工作体系。全国累计新增减税降费超过10万亿元，有力减轻了 企业负担。 助力企业纾困，离不开普惠金融的扎实推进、涉企收费长效监管机制的建立健全。 金融监管总局银行检查局副局长朱彤介绍，截至今年9月末，全国普惠型小微企业贷款余额36.51万 亿元，同比增长12.06%，较各项贷款增长高5.65%。加大对小微企业民 ...

Core Viewpoint - The meeting aimed to enhance the financing support for small and micro enterprises in Hanyin County, optimizing the local business environment and deepening cooperation between government, banks, and enterprises [1][3]. Group 1: Meeting Overview - The "Government-Bank-Enterprise Consultation Meeting" was held on June 20 at Hanyin Rural Commercial Bank, attended by various government officials and business representatives [1]. - The Hanyin County Development and Reform Bureau reported on the optimization of the business environment for the first half of 2025, while the Economic and Science Bureau explained policies to support enterprises [3]. Group 2: Financial Support Initiatives - Hanyin Rural Commercial Bank introduced various financial products for small and micro enterprises, including Qin V Loan, Honest Tax Loan, Government Procurement Loan, Entrepreneurial Guarantee Loan, Fixed Asset Loan, and Working Capital Loan, detailing their eligibility criteria, interest rates, and loan terms [3]. - The bank signed credit agreements totaling 35 million yuan with six enterprises and expressed intentions to provide an additional 46 million yuan to five other enterprises [5]. Group 3: Economic Impact and Performance - Since the beginning of the year, Hanyin Rural Commercial Bank has focused on the real economy, providing loans totaling 467 million yuan to 48 small and micro enterprises and issuing credit loans of 660 million yuan to nearly 4,600 market entities [5]. - The bank's total loan balance reached 5.219 billion yuan, with corporate loans amounting to 1.825 billion yuan, reflecting a net increase of 160 million yuan [5]. - The bank achieved a 2A rating in the 2024 small and micro enterprise financial service evaluation, ranking second among financial institutions in Ankang [5]. Group 4: Future Strategies - Hanyin Rural Commercial Bank plans to address the financing challenges faced by private enterprises by focusing on key industry needs and utilizing development funds to broaden financing channels [6]. - The bank aims to improve loan approval efficiency and ensure timely responses to enterprise needs by implementing transparent lending practices and having leadership engage directly with clients [6].