Group 1 - The article emphasizes the need to support the expansion of high-quality service consumption supply while appropriately managing the relationship between finance and consumption [1] - It highlights that the external uncertainties continue to have a significant impact, and the domestic economy is accelerating its structural transformation and upgrading [1] - The financial system in China has significantly supported consumption, with the total consumer loan balance expected to reach 58.7 trillion yuan by the end of 2024, which is 7.8 times that of the end of 2010 [1] Group 2 - The article points out that the convenience of consumer financing for residents has noticeably increased due to the continuous innovation and enrichment of consumer financial products [1] - It notes that there is a clear shortage of high-quality service consumption supply in certain inclusive areas, which will be a key focus for future financial policies aimed at expanding consumption [1]

在天津、山西调研期间，全国工商联调研组先后来到代表性企业、重点园区和创业投资、股权投资等服 务机构实地调研。 今年全国工商联以"激发民间投资活力 扩大国内有效需求"为主题，赴天津、山西等地开展年度重点调 研。 ...

Group 1: Economic Policy and Support - The People's Bank of China and the National Financial Regulatory Administration are implementing a package of policies to boost domestic demand, support small and micro enterprises, stabilize the real estate market, and enhance capital market confidence [1] - The focus is on expanding effective domestic demand and enhancing financial services to stimulate consumption and economic recovery [2] Group 2: Support for Small and Micro Enterprises - The establishment of a financing coordination mechanism aims to address the financing difficulties faced by small and micro enterprises, with initiatives like "thousand enterprises visiting ten thousand households" to assess their needs [3] - The bank is enhancing its product offerings and service efficiency to better meet the financing needs of small and micro enterprises, utilizing financial technology for improved credit assessment and loan approval processes [3] Group 3: Real Estate Market Stability - The bank is actively engaging with local governments and real estate companies to implement a financing coordination mechanism, ensuring that eligible projects receive timely funding [4] - The bank has achieved a 100% approval rate for project reviews and has completed the registration of all eligible existing projects in response to regulatory requirements [4] Group 4: Capital Market Development - The bank is supporting the capital market by providing loans to listed companies and their major shareholders, facilitating stock buybacks and share increases [6] - The bank has issued guidelines for stock buyback loans and has successfully approved over 1 billion yuan in credit for regional clients [6] - The bank is also involved in SFISF bond repurchase transactions to enhance liquidity and support capital market stability [6]