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找准金融“支点” “撬动”科技创新
Jin Rong Shi Bao· 2026-01-20 01:39
从2025年初崭露头角的"杭州六小龙"领跑数字经济赛道,到各地专精特新企业在细分领域突破"卡 脖子"技术。当下,中国科技创新领域呈现出百花齐放的生动图景。 产业领域的重大创新成果,从来都不是"空中楼阁",而是长期投入与持续探索的结晶,金融支持正 是保障创新链条顺畅运转的关键支撑。 近日召开的2026年中国人民银行工作会议再次将"提升金融服务实体经济高质量发展质效"放在重要 位置,明确提出加强对科技创新等重点领域的金融支持,高质量建设和发展债券市场"科技板",为金融 支持科技创新指明了方向。 作为金融支持科创的主力军,银行业正通过产品创新、政策衔接、服务升级为科技企业从初创到成 熟的全生命周期发展注入强劲动力。 低成本信贷资金 近年来,中国人民银行两次增加科技创新与技术改造再贷款额度,推动低成本信贷资源加速向创新 前沿集聚。依托这一政策优势,银行业主动成为科创企业的"融资伙伴",让政策红利高效传导至市场主 体。 在广东茂名,工商银行为某石化装备有限公司发放了1000万元流动资金贷款,并利用科技创新再贷 款政策红利,为企业提供了突破性的利率优惠;在上海,面对某地下设备头部企业在技术攻坚期的资金 缺口,农业银行依托 ...
兴业银行石家庄分行成功举办“金融助力科技型企业高质量发展”政银企对接会
Core Insights - The meeting titled "Financial Support for the High-Quality Development of Technology Enterprises" was organized by Industrial Bank's Langfang Branch in collaboration with the Langfang Municipal Bureau of Industry and Information Technology to enhance cooperation among government, banks, and enterprises [1][2] - The event aimed to address the financing challenges faced by technology enterprises and stimulate market vitality through effective communication and collaboration [1] Group 1: Financial Support and Initiatives - Industrial Bank's Langfang Branch has been increasing credit support for technology enterprises and innovating financial products and service models to align with the spirit of the recent Party Congress [1] - The bank introduced a "Technology Flow" credit evaluation system that incorporates soft power metrics such as patent quantity, R&D investment, and technology team capabilities to address financing difficulties for asset-light technology companies [2] Group 2: Government and Industry Collaboration - The Deputy Director of Langfang Municipal Bureau of Industry and Information Technology emphasized the need for a collaborative mechanism involving government guidance, financial empowerment, and market operations to create a favorable ecosystem for technology enterprises [1] - The meeting featured a guest lecture by Professor Xi Bin from Henan University of Technology, who provided insights on the macroeconomic landscape and regional industrial layout to assist enterprises in strategic planning and financing decisions [2] Group 3: Ongoing Engagement and Future Plans - The event established a regular and systematic cooperation platform to facilitate ongoing communication between government, banks, and enterprises [2] - Industrial Bank's Shijiazhuang Branch plans to continue regular meetings and demand matching services to deepen its focus on technology finance and build a comprehensive financing service system for technology enterprises [2]