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兴业银行厦门分行:科技金融全周期赋能 护航新质生产力发展
在兴业银行"1+4+N"科技金融产品体系框架下,"新质贷""研发贷""科信贷"等特色产品在厦门市场精准 发力,有力支持新能源、生物医药等战略性新兴产业发展。同时,该行勇当创新"排头兵",成功落地了 厦门市首笔技改基金贷款、首笔碳效益挂钩贷款、福建省首笔科技创新再贷款及首笔科技企业并购贷款 等多项具有里程碑意义的"首单"业务。 此外,该行还主动联合政府部门以及高校、科研院所和资本力量,从"产业+政策""园区+科技""财政+金 融"等角度推动新质生产力发展。截至今年6月末,该行与市科技局合作的"科技信用贷"累计投放超20亿 元,居本地前列;与市财政局合作的增信基金贷款投放达100亿元;与市工信局合作的技术创新基金贷 款投放超70亿元,并与嘉庚创新实验室合作促进产学研转化。(季风) 编辑:穆皓 转自:新华财经 兴业银行厦门分行聚焦科技金融大文章,持续完善股债结合的科技金融全生命周期服务体系,成为厦门 科技型企业成长路上的好伙伴。截至今年6月,该行科技金融贷款余额突破200亿元,服务科技型企业近 2000家,其中,专精特新企业覆盖率超过50%。 作为兴业银行科技金融重点分行,兴业银行厦门分行持续深化科技金融体系建设, ...
锚定“五大战略定位” 金融助力新疆新发展格局
在"五大战略定位"中,"构建新发展格局的战略支点"是金融支持的重要一环。 中经记者 张漫游 北京报道 1955年10月1日,新疆维吾尔自治区成立,开创了新疆发展的新纪元。金融业作为现代经济的核心,始 终与新疆发展同频共振。 近年来,新疆金融业锚定新疆在国家全局中的"五大战略定位",实现了从机构稀少到体系健全、从服务 薄弱到功能完善、从规模微小到实力壮大的历史性飞跃,形成了"政策引导+市场运作"的多元金融服务 体系,为实体经济发展注入了源源不断的金融活水,成为推动新疆高质量发展的核心引擎。 精准对接国家战略 新疆作为我国西北边陲的重要门户,在国家发展全局中肩负着"打造亚欧黄金通道和向西开放桥头堡、 构建新发展格局的战略支点、全国能源资源战略保障基地、全国优质农牧产品重要供给基地、维护国家 地缘安全的战略屏障"的"五大战略定位"重任。这一定位清晰指明了新疆发展的方向,也为金融资源的 配置划定了重点领域。 近年来,新疆地区金融机构立足新疆"五大战略定位",做好金融"五篇大文章",实现金融机构从少到 多、服务从弱到强、规模从小到大的历史性飞跃。截至2024年年末,新疆银行保险机构数量、从业人员 规模均较党的十八大前增 ...
兴业银行乌鲁木齐分行全力书写金融“五篇大文章”
转自:新疆日报 2025年是"十四五"规划收官之年,是进一步全面深化改革的重要一年,也是新疆维吾尔自治区成立70周年。作为新疆重要的金融机构,兴 业银行乌鲁木齐分行践行金融工作的政治性、人民性,主动服务国家发展大局,牢固树立以人民为中心的价值取向,将做好金融"五篇大文 章"与服务新疆经济社会高质量发展紧密结合,推动金融产品和服务模式不断创新,以实际行动诠释责任担当。 点燃创新引擎 托举"新疆智造" 发展新质生产力是推动高质量发展的内在要求和重要着力点。该行深刻认识金融支持新质生产力发展的深远意义,深入贯彻落实支持科技 金融发展各项政策要求,积极推动体制机制、产品服务、内控风控创新,完善匹配科技型企业全生命周期的产品服务体系,推动区域新质 生产力发展。截至7月末,科技金融贷款余额171.99亿元,较年初增加5.41亿元。 兴业银行乌鲁木齐分行高度重视科技金融服务,聚焦区域战略性新兴产业和国家高新技术产业,瞄准国家级专精特新"小巨人"企业、省级 专精特新中小企业、"制造业单项冠军"企业等重点培育企业,综合运用"融智+融资"服务手段、"商行+投行"组合策略、"线上+线下"产品渠 道,支持区域内高潜力、高成长科技型企 ...
为科技企业保驾护航
Jin Rong Shi Bao· 2025-08-08 07:55
Group 1 - The core viewpoint emphasizes the urgent need for financial institutions to support technology startups due to high innovation costs, significant investments, and a lack of collateral [1][2] - The People's Bank of China and seven other departments have launched a work plan to enhance financial services for technology firms, focusing on early, small, long-term, and hard technology investments [2][5] - Financial institutions are innovating new service models to support early-stage technology companies, with commercial banks increasingly willing to provide loans to startups [2][3] Group 2 - The "Technical Flow" credit evaluation system by Industrial Bank has successfully provided loans totaling nearly 850 billion yuan to over 15,000 enterprises, addressing funding needs during critical phases of development [3][7] - Beijing Zhongguancun Bank has introduced the "Hui Chuang Loan" product, which assesses credit based on talent evaluation, including educational background and technical capabilities [4][6] - The government has emphasized the importance of supporting early-stage technology firms, leading to the establishment of a financial support system that integrates equity investment and loan mechanisms [5][6] Group 3 - Banks are actively exploring new models of investment-loan linkage to broaden financing channels and meet diverse financial needs of technology companies [6][7] - The Industrial Bank has partnered with external financial resources to create a 20 billion yuan industry cluster fund targeting key sectors such as electronic information and biomedicine [7][8] - Construction Bank is building a technology financial ecosystem by connecting various stakeholders, providing comprehensive services that include financial support, incubation, and industry guidance [8]
银行业“穿针引线” 共“绣”国内大循环缤纷图景
Group 1 - The core strategy of strengthening domestic circulation is essential for stable economic growth, with the banking industry playing a crucial role in supporting this initiative through targeted financial services [1] - Banks are actively enhancing consumer spending by implementing specialized actions to boost consumption, optimizing policies, and embedding financial services throughout the consumption chain [2] - The banking sector is focusing on innovative financial products and enhancing payment experiences to stimulate immediate consumer activity [2] Group 2 - The banking industry is leveraging green credit and technology finance to support the cultivation of new productive forces and emerging service industries, thereby enhancing domestic circulation's internal momentum [3] - Specific examples include significant green credit support from banks for renewable energy projects, such as 17 billion yuan for a wind power project and 50 billion yuan for integrated wind-solar projects [3][4] - Banks are also innovating in financing for technology-driven enterprises, creating new evaluation systems to convert technological capabilities into financial assets [4] Group 3 - The banking sector is increasingly penetrating the emerging service industry, providing tailored financial solutions to support local cultural and tourism projects, such as the "Nanning Night" initiative [4][5] - Financial support has led to the rapid development of local economies, exemplified by the transformation of "Nanning Night" into a popular destination, thereby boosting the night economy in Guangxi [5] - Banks are encouraged to develop specialized service systems and risk control capabilities to effectively identify and serve target customer groups in the evolving economic landscape [5]