三部门发文更大力度提振消费 鼓励商家平台发放消费券 12月10日，消费者在贵州省黔西市一家超市选购商品。 （新华社发） 加大消费重点领域金融支持 据新华社北京12月14日电 记者从商务部获悉，商务部、中国人民银行、金融监管总局近日联合印发 《关于加强商务和金融协同 更大力度提振消费的通知》，指导地方相关部门和金融机构加强协同，精 准施策推动惠民生和促消费紧密结合，形成提振和扩大消费的更大工作合力。 通知提出3方面11条政策措施： 一是深化商务和金融系统协作。推动地方有关部门加强沟通交流和分工协作，鼓励有条件的地方健全沟 通合作机制，强化财政资金、信贷资金与社会资本等合力，细化落实具体实施细则，共同打好政策"组 合拳"。 ● 升级商品消费 ● 扩大服务消费 ● 培育新型消费 ● 创新多元化消费场景 ● 助力消费帮扶 二是加大消费重点领域金融支持。鼓励金融机构围绕升级商品消费、扩大服务消费、培育新型消费、创 新多元化消费场景、助力消费帮扶五大重点领域，优化金融产品服务，推动供需两端强化对接，提高对 商品和服务消费的适配性，因地制宜推动新型消费发展，支持消费新业态新模式新场景建设，落实落细 各项金融支持举措。 三是 ...

Group 1 - The core objective is to enhance the cooperation between government, finance, and enterprises, providing comprehensive financial support to the real economy through the "123" work mechanism, aiming for 100% enterprise visits and services [1] Group 2 - A work plan has been established to lay the foundation for central-local collaboration, clarifying key focus areas, responsibilities, and the formation of a leadership group to promote information sharing among relevant departments [2] Group 3 - Two work mechanisms have been set up to ensure the effectiveness of the activities, including a joint visit model between banks and local towns, with 1-2 banks matched to each town, resulting in 1,192 enterprises visited by the end of August, achieving 100% visit completion for listed enterprises [3] Group 4 - Three financial service optimizations have been implemented to enhance the financing experience, including the introduction of over ten credit loan products, with a total of 2.378 billion yuan in credit loans issued, and the establishment of green channels for faster credit approval and claims processing [4]

Group 1 - The event "One Chain a Month, Benefit Together" in Ordos facilitated credit cooperation intentions between 12 financial institutions and 9 enterprises, resulting in a total signing amount of 29.7 billion yuan, covering various sectors including agriculture, infrastructure, public services, industrial upgrading, ecological development, and new energy [1] - A total of 101 key industry projects were promoted to financial institutions, with a total financing demand of 30.3 billion yuan, focusing on livelihood projects, rural revitalization, new energy and equipment manufacturing, and park city construction [1][3] - The event aimed to deepen the cooperation mechanism between government, finance, and enterprises, optimize the financial business environment, and inject vitality into the high-quality economic development of the region [3][15] Group 2 - The People's Bank of Ordos introduced a package of central bank policies and major monetary policy tools, helping enterprises understand the credit information sharing platform and monetary policy guidance [3] - Professionals from Guorong Securities and Dongfang Jiafu provided insights on capital market conditions, paths for enterprise listing, and strategies for local government investment in strategic emerging industries [3][8] - The event was significant for implementing the spirit of the 20th National Congress of the Communist Party and supporting key economic initiatives and actions [15][17]