Group 1 - The rapid development of the digital economy and platform economy has led to an increase in new employment forms such as delivery riders, ride-hailing drivers, and freelancers, which often lack traditional employment relationships and social security benefits [1] - The low participation rate of new employment form workers in social insurance is influenced by factors such as low income, job instability, and short-term livelihood pressures, prioritizing immediate income over long-term security [1] - Since 2020, the Chinese government has included social security for new employment forms in the "14th Five-Year Plan," initiating pilot programs for occupational injury insurance in various regions, allowing workers without formal contracts to receive benefits [1] Group 2 - Under policy guidance, platform companies like Meituan are exploring new models, such as a pension insurance subsidy plan for delivery riders, aiming to break the "no social security" situation for riders by 2025 [2] - The model emphasizes inclusivity and industry public assistance, with a core mechanism of "enterprise subsidies + voluntary participation," balancing flexibility and security for riders [2] - Digital technology supports the implementation of social security for riders, optimizing payment methods and enabling better management of dispersed laborers through data integration [2] Group 3 - The initiative to provide social security for riders is just the beginning, as other flexible employment groups like ride-hailing drivers and domestic workers face similar challenges regarding social security [3] - The measures taken for riders serve as a replicable model for incorporating more flexible workers into the social security system, addressing issues of mobility and income variability [3] - The "15th Five-Year Plan" suggests improving policies for transferring social security relationships and increasing participation rates among flexible workers and new employment form personnel [3]

Core Viewpoint - The rapid development of the digital economy and platform economy has led to the expansion of new employment forms such as delivery riders, ride-hailing drivers, and freelancers, which often lack traditional employment relationships and social security protections [1][2]. Group 1: Current Challenges - New employment form workers have low participation rates in social insurance, not solely due to unwillingness but also due to low income levels, insufficient job stability, and short-term livelihood pressures [1]. - Many new employment form workers prioritize immediate income over long-term social security benefits [1]. Group 2: Government Initiatives - Since 2020, the inclusion of new employment form protections in the "14th Five-Year Plan" has been a focus, with pilot programs for occupational injury insurance launched in various regions [1]. - Cities like Beijing and Shenzhen have introduced "new occupational injury insurance," allowing workers in sectors like delivery and express services to receive benefits without formal labor contracts, with premiums primarily covered by platforms [1]. Group 3: Corporate Responses - Under policy guidance, platform companies like Meituan are initiating pension insurance subsidy plans for delivery riders, aiming for nationwide implementation by 2025, marking it as the "year of social insurance for riders" [2]. - The model emphasizes inclusivity and public welfare, with a mechanism of "corporate subsidies + voluntary participation" to encourage riders to join the social security system [2]. Group 4: Technological Support - Digital technology plays a crucial role in supporting the implementation of social insurance for riders, with local social security departments optimizing payment methods and platforms integrating big data with social security systems [2]. - Platforms utilize income comparisons to identify eligible riders for subsidies, facilitating efficient distribution [2]. Group 5: Broader Implications - The initiative to provide social insurance for riders serves as a starting point for addressing similar issues faced by other flexible employment groups, such as ride-hailing drivers and domestic workers [3]. - The exploration of rider social insurance enhances protection levels without compromising employment flexibility, promoting efficiency and fairness [3]. - Future efforts should focus on collaboration among government, enterprises, and society to innovate mechanisms and technologies that alleviate social security concerns for more flexible workers [3].