本报大连1月30日讯（记者温济聪）近日，大连市召开全市优化营商环境大会，发布《大连市2026年营 商环境质量提升行动方案》（7.0版），全力营造市场化、法治化、国际化一流营商环境。截至目前， 大连已累计更新迭代6次营商环境提升方案，推出397项改革举措，持续打造"近悦远来"营商环境标杆城 市。 辽宁省委副书记、大连市委书记熊茂平表示，要拿出"再怎么重视都不为过，再怎么抓也不为过"的鲜明 态度，切实推动营商环境在短期内实现明显好转、根本好转，不断提振社会信心、激发市场活力、增强 发展后劲。 此次方案突出五大特色，即突出制度规则系统优化、突出数字技术应用、突出服务产业生态、突出优化 人文环境、突出培塑营商环境品牌。 （文章来源：经济日报） "突出优化人文环境非常重要，这次大会将企业家、个体商户等经营主体安排在核心位置，让我感受到 温暖。"大连市西岗区我爱大连文创中心主理人邹美玉说。 当前，大连正在推进区域性金融中心建设，此次方案提出鼓励金融机构聚焦企业需求，开发更多特色 化、定制化、专属化普惠信贷产品。农行大连分行落实小微企业融资协调机制，创新"连海e贷·线下集 群"对公信贷产品，破解小微企业融资难题；交行大连分 ...

Core Viewpoint - The National Development and Reform Commission (NDRC) emphasizes the importance of private investment as a key indicator of economic activity, which plays a significant role in stabilizing growth, employment, and expectations [1] Investment Policy - The NDRC will utilize central budget investments to actively support eligible private investment projects, enhancing the guiding role of government investment on social investment [1] - As of October 29, 500 billion yuan of new policy financial tools have been fully allocated, with a portion supporting eligible key area private investment projects [1] Government Procurement Policy - The government will increase procurement support for small and medium-sized enterprises (SMEs) by reserving over 40% of the budget for engineering procurement projects exceeding 4 million yuan for SMEs [2] - Local governments are encouraged to further increase the reserved share for SMEs [2] - Procurement units are encouraged to raise the advance payment ratio for contracts with private enterprises to over 30% of the contract amount [2] Credit Policy - The NDRC and financial regulatory authorities will enhance coordination to support financing for small and micro enterprises, optimizing approval processes and improving financial service levels [2] - Financial institutions are required to set annual service goals for private enterprises and implement inclusive credit policies [2] - The "innovation points system" will be promoted to guide financial resources towards technology-driven enterprises [2] Direct Financing - The NDRC will continue to implement policies that facilitate the listing and financing of technology-driven enterprises and mergers and acquisitions through a "green channel" [2] - There will be active support for more eligible private investment projects to issue infrastructure REITs, broadening financing channels for private enterprises [2] Financing Service Platform - The NDRC plans to establish a national investment and financing comprehensive service platform to enhance efficient connections between investment and financing, targeting credit resources more precisely towards private enterprises [3]

该产品由恒丰银行与山东省农担和山东鲁南蔬菜批发市场三方合作推出。恒丰银行根据市场经营态势与商户信用状况进行筛选形成农贸农批市场商户白名单 客户，依托市场商户经营数据，给予白名单客户批量授信，提供用于日常经营周转贷款。客户可通过小程序等线上渠道实现贷款的申请、支用等流程，按日 计息，随借随还，满足市场商户用款"短、小、急、频"的特点。该产品可服务全国农贸农批市场商户，包括国家级"菜篮子"枢纽市场、农资农批市场等，有 效解决商贸客户"融资难、融资贵"问题。 未来，恒丰银行将进一步总结推广与担保公司和农贸农批市场的成功合作经验，加速构建"总行统筹-全国联动-分层落地"的"总行为基层、基层为市场"农贸 贷推广服务体系，通过系统直连、数据交互，精简环节，提高效率，不断优化农贸贷服务模式，让金融"活水"精准灌溉更多"三农"小微主体。 近日，恒丰银行首笔"惠农快贷-农贸贷"在临沂成功落地，该笔贷款用于支持山东临沂鲁南蔬菜批发市场内商户的日常经营，为农贸农批市场商户资金周转 提供了金融便利。 ...