Core Insights - The Bank of China Fujian Branch is committed to enhancing financial support for the "New Fujian" initiative, aiming to provide over 40 trillion yuan in comprehensive financing during the 14th Five-Year Plan period, while reducing costs for market entities by over 33 billion yuan [1] Group 1: Financial Support and Innovation - The Fujian Branch has developed a "Five-Dimensional Integrated" technology finance service system to support innovation in enterprises, analyzing over 90% of national high-tech enterprises in the province [2] - The branch has provided over 220 billion yuan in loans to private enterprises, emphasizing the importance of the private economy in Fujian [2] Group 2: International Trade and Cross-Border Financing - The Fujian Branch has facilitated nearly 580 billion yuan in financing for foreign trade and foreign investment enterprises during the 14th Five-Year Plan period, leveraging its global advantages [3] - The branch has introduced specialized financial products for the forestry sector, serving over 1,000 forestry-related entities [3] Group 3: Support for Marine Economy and Agriculture - The Fujian Branch has launched ten initiatives to support the marine economy, providing over 50 billion yuan in loans related to marine economic activities in the past three years [4] - The branch has developed various financial products to support rural revitalization and agricultural sectors, including specialized loans for unique agricultural industries [4] Group 4: Cultural and Tourism Development - The Fujian Branch has deepened cooperation with the provincial cultural and tourism department, implementing comprehensive financial service plans to enhance cultural influence and support tourism projects [5] - The branch has introduced innovative financing products to support historical street operations and promote tourism consumption activities [5]

Core Insights - Zhangzhou, recognized as a national forest city, has a forest coverage rate of 45.18% and a total forest area of 9.9 million acres, providing a solid foundation for the development of the forestry economy [1] - The People's Bank of China (PBOC) in Zhangzhou has been actively exploring ways to leverage forestry resources to stimulate economic growth, with a focus on transforming "green mountains and clear waters" into "golden mountains and silver mountains" for local residents [1] - As of August 2025, the total balance of forestry-related loans in Zhangzhou reached 21.175 billion yuan, an increase of 3.427 billion yuan since the beginning of the year [1] Financial Support Initiatives - The Changtai Rural Credit Cooperative provided a low-cost loan of 5 million yuan to a landscaping company, helping them save 50,000 yuan in interest annually [2] - The PBOC in Zhangzhou has implemented structural monetary policy tools, such as re-loans, to enhance financial support for the forestry sector, with a focus on creating a monitoring mechanism for forestry financing [3] - As of August, the balance of re-loans in the region was 10.163 billion yuan, which directly facilitated 680 million yuan in forestry loans, with an average interest rate of 4.93%, 24 basis points lower than the average rate for general forestry loans [3] Asset Utilization and Innovation - The PBOC has signed a memorandum with the Zhangzhou Forestry Bureau to facilitate the financing of forestry rights through accounts receivable, addressing challenges in asset registration [4] - Financial institutions are encouraged to offer specialized loan products like "Lin Piao Dai" to support rural operators in utilizing forestry assets for efficient online financing [4] - A successful case in Yunxiao County involved a loan of 4 million yuan secured against land management rights, providing a replicable model for expanding forestry-related collateral business [4] Development of Under-forest Economy - Pinghe County, known for its high forest coverage, is developing a national reserve forest project with a loan of 259 million yuan from the PBOC to support the planting of various tree species [5] - The project is expected to generate over 5.6 billion yuan in economic benefits, demonstrating the potential of under-forest economic development [5] - The PBOC is also promoting supply chain finance to support forestry enterprises, facilitating loans without collateral based on real transaction backgrounds [5]